# Beneficial State Bank Mobile — Secure Online Banking > Secure mobile banking for personal and business accounts with transaction management and financial tools. (iPhone/iPad app by Beneficial State Bank.) - Source: https://appshunter.io/ios/app/beneficial-state-bank-mobile/id1270305930 (this page in markdown: same URL + `.md`) - Developer: [Beneficial State Bank](https://appshunter.io/developer/1046906705) - Category: Finance - Price: Free - Rating: 4.10/5 from 219 App Store ratings · 46 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 107 MB - Languages: American English - Released: 2017-08-26 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/beneficial-state-bank-mobile/id1270305930/reviews.md ## What is Beneficial State Bank Mobile? The latest version of the Beneficial State Bank mobile app offers a secure and convenient way to manage your checking, savings, credit card, and loan accounts. Whether you are a personal or business account holder, our newest features promise to enhance your digital banking experience. Enroll in online banking: Existing account holders can conveniently enroll in digital banking services. Access statements and tax documents: Easily access, view, and download important financial documents. Dispute a transaction: See a transaction you don't recognize? You can dispute a transaction if you believe it is an error or unauthorized activity on your account. Communicate with a Customer Service Representative: Use the chat or secure message feature to speak with a customer service representative for assistance with any inquiries or issues. Make a bill payment: Enroll in eBills to manage your subscriptions and conveniently pay your bills in just a few clicks. Send and receive money with Zelle®: Use Zelle® for secure peer-to-peer money transfers using a U.S. mobile number or email address. Transfer funds between accounts: Transfer funds between your accounts, to and from external accounts, and to other account holders at Beneficial State Bank. Deposit checks on the go: Use the camera on your mobile phone to deposit checks and receive immediate confirmation about funds availability. Subscribe to alerts: Receive notifications for important banking activities, including account and transaction monitoring and business banking activities. Manage business banking activity: Initiate and approve ACH and wires payments conveniently and securely. Stop payments: Initiate a stop payment for check(s) debiting your account. Update contact information: Ensure that we have up-to-date contact information so that we may reach you if needed. View financial portfolio: View your financial portfolio across your accounts at all financial institutions, providing a comprehensive overview of your assets and investments. Access credit score: Securely monitor your credit score and get actionable insights on how to improve your financial wellbeing and creditworthiness. ## Key features - Account management - Statement and tax document access - Transaction dispute - Bill payment - Zelle® P2P transfers - Mobile check deposit - Credit score monitoring ## What do users think of Beneficial State Bank Mobile? Overall sentiment: negative **Pros** - 👍 Easy to use (some users) - 💖 Supports good values (B-Corp) - 🤝 Helpful staff (mentioned by some) - ✅ Basic functions work (for some) **Cons** - 👎 Difficult to use (many users) - 👎 Horrible user interface - 👎 Slow performance - 👎 Frustrating to set up payments - 👎 App is buggy and unreliable - 👎 Frequent login issues - 👎 Basic functions not working - 👎 Poor redesign - 👎 Difficult to access loan accounts **Commonly reported bugs** - Cannot switch back from business to personal account - App locks up when leaving momentarily - Cannot continue/save after adding account info for auto payments - Exiting payment area is problematic - Redirects to old page for auto loan payments - Session expired loop - Freezes when trying to enter payment portion - Cannot access business account on app or online - Navigating away kicks user out to login screen - Text runs over itself, messages inaccessible - Login issues with FaceID/TouchID - Account disabled after FaceID/TouchID attempts - Cannot select account for check deposit - Cannot log in with correct password - Caught in 'are you enrolled' loop - App locks out of online banking after FaceID failure **Most requested features** - Ability to add external bank accounts for transfers on app - Fix FaceID/TouchID login issues - Improve user interface and navigation - Fix check deposit functionality - Allow cancellation of scheduled payments - Revert to old app/website or improve current one ## Recent user reviews (10 of 46) All indexed reviews: https://appshunter.io/ios/app/beneficial-state-bank-mobile/id1270305930/reviews.md ### 4/5 — Good app *2026-06-02, version 24.2* Does what I need, easy to access. It does have glitches that I wish were fixed: I can switch from personal to business account but not back, it locks up if I leave the app even for a moment to say submit my routing and account. To name a few. Otherwise I’m happy with it ### 1/5 — Difficult to Use *2026-05-28, version 24.2* This app is extremely difficult to use. ### 5/5 — Best Bank Ever *2026-05-26, version 24.2* The staff is so helpful. The app is easy to use. It has everything one would need to do online banking and you care about people in the planet.!! ### 2/5 — Bank great, app is not *2026-03-02, version 24.2* Beneficial State Bank has been great to me so far with the customer service and loan process. However, their app is NOT user friendly at all. When trying to add account info to set up auto payments, it does not give me the option to continue/save after adding all the info needed. When trying to exit it of the payment area, it either doesn’t remind or tries to take you back to the payment area. Very frustrating. ### 1/5 — User interface is so bad I’d pay a higher interest rate *2026-02-19, version 24.2* If I knew how bad the user interface on the app as well as on an internet browser was I would have just stayed with my other loan and paid a higher interest rate. Setting up and changing automatic payments is horrible ### 4/5 — Pretty good! *2025-12-26, version 24.2* It has gotten better with the updates and rebrands! But can still be a bit buggy at times, like when I change my username ### 2/5 — Down hill *2025-10-16, version 24.2* The old app was quite good. They did a whole change and now it’s slow and buggy and it’s just sad to go from something decent to something worse. I get just slightly frustrated every time I log in. I do like the bank.. the people are great.. but this app and the functionality.. bad ### 1/5 — Long time customer *2025-03-24, version 24.1.1* Online banking and bill pay is very difficult, non intuitive, and extremely difficult to use. ### 4/5 — App needs serious work *2025-03-11, version 24.1.1* I’m totally regretting refinancing my auto loan. The app is slow and the navigations screens are horrible. I just scheduled a payment on the wrong day and you can’t cancel it. I have to call in now to cancel it. Careful when using the app. It was difficult to setup my bank account for payments. Odd. You have to attempt to make a payment first and THEN you can setup a bank account. Such a strange app. ### 1/5 — Not Beneficial at All *2025-01-24, version 24.1.0* This is supposed to be new and improved banking but you actually made it harder to access loan accounts. It is probably to continue beating customers out of the additional $5.00 to pay by phone. Do better Beneficial State Bank. ## Frequently asked questions about Beneficial State Bank Mobile ### What can I do with the Beneficial State Bank mobile app? The app allows you to manage your checking, savings, credit card, and loan accounts. You can access statements, dispute transactions, make bill payments, transfer funds between accounts, deposit checks, and communicate with customer service. ### Is the Beneficial State Bank mobile app free to use? Yes, the app is free to download and use. There are no subscription fees or in-app purchases required to access its core banking features. ### How can I send money with this app? You can send and receive money securely with Zelle® using a U.S. mobile number or email address. The app also allows you to transfer funds between your own accounts, to external accounts, and to other Beneficial State Bank account holders. ### Can I deposit checks using the app? Yes, you can deposit checks on the go by using the camera on your mobile phone. You will receive immediate confirmation about funds availability after the deposit. ### What are the benefits of using the app for business banking? For business account holders, the app allows you to initiate and approve ACH and wire payments conveniently and securely. You can also manage business banking activities and subscribe to important alerts. ## Version history (last 5 releases) ### 24.2 — 2025-10-14 The latest update has enhancements to make your experience even better. · Improved Security: We've strengthened our security measures to keep your data safe and secure. · Enhanced Performance: Enjoy a smoother and faster experience with our latest performance optimizations. · Increased Reliability: We've made several reliability improvements to ensure the app runs seamlessly. Update to enjoy these new features and improvements! ### 24.1.1 — 2025-02-10 This update includes bug fixes ### 24.1.0 — 2024-09-30 Redesigned layouts, upgraded security, new features, and a single platform for all your banking needs. ### 4.0.4 — 2024-05-30 Minor fixes ### 4.0.3 — 2023-12-14 Updated development efficiencies ## More apps by Beneficial State Bank - [Save & Shake: Get Your Balance](https://appshunter.io/ios/app/save-and-shake-get-your-balance/id1270372376) - [BSB Advanced Business Mobile](https://appshunter.io/ios/app/bsb-advanced-business-mobile/id1405230609) - [Beneficial State Video Banking](https://appshunter.io/ios/app/beneficial-state-video-banking/id1532492622) - [Beneficial State Auto Loan Pay](https://appshunter.io/ios/app/beneficial-state-auto-loan-pay/id1560872825) All apps by Beneficial State Bank: https://appshunter.io/developer/1046906705 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*