# BenefitsForYou

> Retirement account management and income planning tool. (iPhone/iPad app by CMFG LIFE INSURANCE COMPANY.)

- Source: https://appshunter.io/ios/app/benefitsforyou/id1167154112 (this page in markdown: same URL + `.md`)
- Developer: [CMFG LIFE INSURANCE COMPANY](https://appshunter.io/developer/600890568)
- Category: Finance
- Price: Free
- Rating: 1.70/5 from 243 App Store ratings · 92 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 4 MB
- Languages: American English
- Released: 2016-12-21
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/benefitsforyou/id1167154112/reviews.md

## What is BenefitsForYou?

BenefitsForYou on the go! 

Managing your retirement plan has never been easier, with 24/7 app accessibility, you can monitor your retirement account anytime, anywhere. See your 401k and any other retirement savings plans from your BenefitsForYou account. Leverage the power of RetireOnTarget, a complete retirement income planning tool in the palm of your hand. Clearly see how much retirement income you are on pace to achieve as well as how much projected income you’ll need to hit your income replacement goal. With RetireOnTarget on the BenefitsForYou app, you can build a plan that prepares you for retirement, and an income that lasts your lifetime.

You can also view:
   o	   Account balances
   o	   Investment performance
   o	   Rate of return
   o	   Transactions history
   o	   System notifications
   o	   Account statements

Download the BenefitsForYou app today!

Ready to make changes to your account? Simple access to the Benefits For You website is at your fingertips.

CUNA Mutual Retirement Solutions is a division of CUNA Mutual Group and the marketing name for CPI Qualified Plan Consultants, Inc., a CUNA Mutual Group member company. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Annuity insurance products are issued by CMFG Life Insurance Company, located in Madison, Wisconsin. Each insurer is solely responsible for the ‑ financial obligations under the policies and contracts it issues.

Securities distributed by CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 866.512.6109. Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value, and are not obligations of or guaranteed by the financial institution. Representatives offer retirement and investment education but do not provide investment, legal or tax advice. Participants are encouraged to consult their own advisors.

© CUNA Mutual Retirement Solutions, 2016 All Rights Reserved.

## Key features

- 24/7 retirement account access
- Monitor 401k and savings plans
- Retirement income planning tool
- Project future retirement income
- View account balances and performance
- Track transactions and statements

## What do users think of BenefitsForYou?

Overall sentiment: negative

**Pros**

- 👍 Simple and easy to use
- 🔒 Fingerprint login

**Cons**

- 🐛 Crashes on login
- 🐛 App not functioning after updates
- 🐛 Frequent crashes and freezes
- 🚫 App completely unusable

**Commonly reported bugs**

- Crashes on login
- App not working after updates
- Freezes and crashes frequently

**Most requested features**

- Improve app stability and reliability
- Add more functionality beyond just checking balances

## Recent user reviews (10 of 92)

All indexed reviews: https://appshunter.io/ios/app/benefitsforyou/id1167154112/reviews.md

### 1/5 — App Down for a Month

*2026-08-07*

Following a security breach and hardly any real communication, the app has been down for a month. I hope my employer finds a better 401(k) provider in the near future as this is unacceptable. The utter lack of communication especially indicating whether or not my personal data is compromised and the timeline for coming back up should be investigated by state and federal regulators.

### 1/5 — Non-Functional

*2025-12-16*

I’ve had this app for several years, and it continues to crash immediately after launching and entering my user name and password. It was working for a while, but I just updated it from the App Store and now it crashes again. It would be nice if the app could use my Face ID for logging in if this is ever fixed. I have to log in through a PC for now.

### 1/5 — No longer works

*2025-10-22*

This app will no longer open. I’ve tried deleting it multiple times and reinstalling it. And it just opens to a white screen and nothing else.

### 1/5 — Does not work

*2025-10-02, version 1.7.2*

The old version worked great. The new one won’t even open. I tried installing it and deleting it twice. No luck.

### 1/5 — Useless

*2025-09-24, version 1.7.2*

This app does not work. After logging in it’s a white screen. Please update this site app!

### 1/5 — App “update”?

*2025-09-21, version 1.7.2*

The app forced an update upon logging in and now just takes me to a white screen when logging in. I’ve tried deleting the app and redownloading to the same result.

### 1/5 — Worthless after update

*2025-09-20*

With the current update the app is worthless. Once you log in to the app it shows nothing but a white screen. I tried deleting the app and reinstalling but the same behavior. Serious quality assurance testing is needed!!!

### 1/5 — Had this been abandoned?

*2025-09-03, version 1.6.4*

Immediately crashes upon login on iPhone 16 running 18.6.2 similar to all recent reviews.  Still working on iPhone 13 with 18.6.2, however (app installed 10/2024). Web login working but UI doesn’t look great in mobile browser. Judging by recent reviews, this has been an issue for a very long time.  Given that, I wonder what the plan is. App is useless at the moment.

### 1/5 — APP KEEPS CRASHING

*2025-06-18, version 1.6.4*

App crashes every time. Haven’t been able to log in for weeks. App shows up to date - still nada. What’s the deal!?!

### 1/5 — Terrible

*2025-03-17, version 1.6.4*

App has consistently crashed during login for like 3 years. I don’t personally understand how that is even possible, especially for a banking app.

## Frequently asked questions about BenefitsForYou

### What does the BenefitsForYou app do?

The BenefitsForYou app allows users to manage their retirement savings and plan for their future. It provides 24/7 access to monitor retirement accounts like 401k, track investment performance, and utilize a retirement income planning tool to project future income needs and ensure it lasts a lifetime.

### What are the key features of the BenefitsForYou app?

Key features include 24/7 accessibility to retirement accounts, the ability to monitor 401k and other savings plans, and the RetireOnTarget tool for complete retirement income planning. Users can also view account balances, investment performance, rate of return, transactions history, system notifications, and account statements.

### Is the BenefitsForYou app free to use?

Based on the provided information, the app is available for free. There are no mentions of subscription fees or in-app purchases for core functionalities.

### Who is the target audience for the BenefitsForYou app?

This app is designed for individuals who are actively managing their retirement savings and are looking for tools to help them plan for their future financial needs in retirement. It's for those who want to monitor their accounts and project their income.

### What kind of retirement accounts can I manage with this app?

The app allows you to monitor your 401k and any other retirement savings plans associated with your BenefitsForYou account. It provides a consolidated view of your retirement assets.

## Version history (last 5 releases)

### 1.8.1 — 2026-08-11

Added important corporate messages and communication functionality

### 1.7.6 — 2025-10-28

Bug fixes and library updates

### 1.7.2 — 2025-09-19

MFA Roll out, Library updates

### 1.6.4 — 2024-09-04

New Trustage branding changes

### 1.6.3 — 2024-07-20

BundleID changes, new iOS sdk support

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## More apps by CMFG LIFE INSURANCE COMPANY

- [TruStage Digital Storefront](https://appshunter.io/ios/app/trustage-digital-storefront/id6446830150)
- [Trustage - STG](https://appshunter.io/ios/app/trustage-stg/id6450021208)
- [TruStage Retirement Solutions](https://appshunter.io/ios/app/trustage-retirement-solutions/id6784314904)

All apps by CMFG LIFE INSURANCE COMPANY: https://appshunter.io/developer/600890568

## Related topics

[cuna](https://appshunter.io/ios/topics/cuna)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*