# BenPay — BenFen Wallet > On-chain financial app with crypto cards, DeFi, lending, and DEX. (iPhone/iPad app by Wuben Inc..) - Source: https://appshunter.io/ios/app/benpay/id6618115564 (this page in markdown: same URL + `.md`) - Developer: [Wuben Inc.](https://appshunter.io/developer/1761726537) - Category: Finance - Price: Free - Rating: 4.80/5 from 5 App Store ratings · 4 written reviews indexed - Age rating: 17+ - Requires: iOS 15.6 · 192 MB - Languages: American English - Released: 2024-09-09 - Data updated: 2026-08-23 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/benpay/id6618115564/reviews.md ## What is BenPay? BenPay — Your All-in-One On-Chain Financial App BenPay integrates crypto payment cards, DeFi Earn, collateralized lending, and native DEX services to provide global users with a seamless and secure decentralized finance experience. Cross-Chain Made Simple Supports cross-chain asset transactions for over 10 mainstream public chains. Leveraging the BenFen native cross-chain bridge, users can navigate the BenFen ecosystem with just one click. Easy DeFi Earn Offers aggregated tools for top DeFi protocols, enabling one-click access to multi-strategy yield opportunities—lowering barriers to entry and reducing asset allocation costs. Instant Trading Provides native DEX services for low-fee, non-custodial, instant on-chain trading. A Safer, More Cost-Effective Payment System zkLogin One-Click Access: Use Google/Apple accounts to create on-chain identities Stablecoin-as-Gas Payments + sponsored transactions: Ultra-low fees with full transparency BenPay Card with Multiple Options: Compatible with Apple Pay, Alipay, and other mainstream payment methods BenPay — Your Trusted Gateway to Decentralized Finance ## Key features - On-chain financial app - Crypto payment cards - DeFi Earn with aggregated tools - Collateralized lending - Native DEX services - Cross-chain asset transactions - zkLogin one-click access ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/benpay/id6618115564/reviews.md ### 5/5 — Easy to use defi & card *2025-10-02* Honestly the best crypto app I’ve used so far. BenPay makes DeFi super easy – one click and I can access the best yields without thinking about chains or wallets. The card system is also amazing: 3 cards share the same balance, and each card works better in different places. If one card has an issue, I can just switch the balance to another instantly, no stress. Feels very stable and reliable compared to others I tried. Highly recommend for anyone who wants simple DeFi + payments that just work. ### 5/5 — smooth trans! *2025-05-28* Convinencr everywhere in US ### 5/5 — On chain version Alipay *2025-04-14* My Philippine supplier now gets paid in 3 seconds instead of 3 days. It saved me $217 in FX fees this month alone – It’s a game changer and it’s like a blockchain version of Alipay!! ### 4/5 — 还不错 *2025-01-30* 红包功能不错，可以给朋友发基于区块链的红包🧧了。 ## Frequently asked questions about BenPay ### What is BenPay? BenPay is an all-in-one on-chain financial app that integrates crypto payment cards, DeFi Earn, collateralized lending, and native DEX services for a decentralized finance experience. ### What public chains does BenPay support for cross-chain transactions? BenPay supports cross-chain asset transactions for over 10 mainstream public chains, utilizing the BenFen native cross-chain bridge for one-click navigation within the ecosystem. ### How does BenPay make DeFi Earn easy? BenPay offers aggregated tools for top DeFi protocols, providing one-click access to multi-strategy yield opportunities. This lowers entry barriers and reduces asset allocation costs. ### What are the security features of BenPay? BenPay uses zkLogin for one-click access via Google/Apple accounts to create on-chain identities. It also offers Stablecoin-as-Gas payments and sponsored transactions for ultra-low fees and full transparency. ### Can I use BenPay for payments? Yes, BenPay features a card compatible with Apple Pay, Alipay, and other mainstream payment methods, acting as a safer and more cost-effective payment system. ### What is the BenPay rating and price? BenPay has a rating of 4.8 stars from 5 ratings and is available for free. It is designed for users aged 17 and above. ### How often is BenPay updated? The latest version of BenPay is 1.7.6, last updated on March 24, 2026. This indicates a recent update, suggesting ongoing development and support. ### Does BenPay have ads? Based on the provided data, BenPay does not have advertisements. The app is free to use and does not feature in-app purchases. ## Version history (last 5 releases) ### 1.8.6 — 2026-08-18 Improved user experience ### 1.8.5 — 2026-07-24 Improved user experience ### 1.8.4 — 2026-07-16 Improved user experience ### 1.8.3 — 2026-07-08 Improved user experience ### 1.8.2 — 2026-06-24 Improved user experience ## Apps similar to BenPay | App | Rating | Price | Category | | --- | --- | --- | --- | | [BIT: Investing Stocks & Crypto](https://appshunter.io/ios/app/bit-investing-stocks-and-crypto/id1488557973) | 3.7 (55) | Free | Finance | | [UniversalX - Trade ALL Crypto](https://appshunter.io/ios/app/universalx-trade-all-crypto/id6615066845) | 4.7 (15) | Free | Finance | | [Stella Pay](https://appshunter.io/ios/app/stella-pay/id1668957912) | 3.9 (7) | Free | Finance | | [Anchpor - Asset Assistant](https://appshunter.io/ios/app/anchpor-asset-assistant/id6504777563) | 5.0 (1) | Free | Finance | | [Bitverse: Discover Web3 Wealth](https://appshunter.io/ios/app/bitverse-discover-web3-wealth/id1645515614) | 4.5 (23) | Free | Finance | | [iGM](https://appshunter.io/ios/app/igm/id1577869712) | 3.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*