# Beontrack Mortgage Tool — Mortgage Calculator & Planner

> Mortgage Calculator & Planner (iPhone/iPad app by Beontrack Solutions Ltd..)

- Source: https://appshunter.io/ios/app/beontrack-mortgage-tool/id6758078016 (this page in markdown: same URL + `.md`)
- Developer: [Beontrack Solutions Ltd.](https://appshunter.io/developer/1870758100)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 18.6 · 4 MB
- Languages: American English, French (France), German (Germany), Russian, European Spanish
- Released: 2026-01-22
- Data updated: 2026-10-05

## What is Beontrack Mortgage Tool?

Beontrack Mortgage Tool is a powerful yet easy-to-use mortgage calculator designed for homebuyers and homeowners who want to understand their mortgage options and make smarter financial decisions.

Key Features:

Complete Mortgage Calculator
Calculate monthly payments, total interest, and full loan details in seconds. Simply enter your home price, down payment, interest rate, and loan term to get accurate results instantly.

Extra Payment Scenarios
Compare up to three different extra payment strategies side-by-side. See exactly how much time and interest you can save by making additional payments toward your principal.

Visual Charts & Graphs
Understand your mortgage at a glance with clear, interactive charts showing payment breakdowns, principal vs. interest over time, and payoff scenarios.

Detailed Amortization Schedule
View a complete month-by-month amortization schedule, including payment allocation, interest charges, and remaining balance for every payment.

You can now calculate and compare Fixed vs. Declining payment schedule

Export Your Data
Export your mortgage calculations as PDF or CSV files. Ideal for sharing with a spouse, financial advisor, or mortgage broker.

Overpayment Limits Support
Built-in support for lender overpayment limits, including maximum annual overpayment percentages.

100% Private & Secure
All calculations are performed locally on your device. No accounts, no data collection, and no internet connection required.

Perfect For:
	•	First-time homebuyers exploring mortgage options
	•	Homeowners considering refinancing
	•	Anyone comparing extra payment strategies
	•	Financial advisors assisting clients with mortgage planning

Why Choose Beontrack Mortgage Tool?

Unlike basic mortgage calculators, Beontrack gives you the full picture. See not only how much you’ll pay, but when you’ll pay it off, how much interest you’ll save, and which payment strategy best fits your goals.

Simple enough for everyday use, powerful enough for serious financial planning.

Download Beontrack Mortgage Tool and take control of your mortgage today.


## Version history (last 3 releases)

### 1.2 — 2026-02-01

New Payment Options: You can now calculate and compare Fixed vs. Declining payment schedules

New Languages: Added full support for Spanish, French, German, and Russian

Regional Formatting: Numbers now automatically format to match your region (added thousands separators to make large amounts easier to read)

Bug Fixes: Resolved chart rendering issues for large amounts and made minor visual improvements

### 1.1 — 2026-01-27

1. Decimal separator support - Now accepts both "." and "," for decimal input based on locale (fixes issue where EU users entering "3,5" was parsed incorrectly)
2. Dynamic currency symbol - Input fields now show the device's locale currency symbol instead of hardcoded "$"
3. Loan term flexibility - Added Years/Months toggle allowing users to enter loan term in either years (1-50) or months (1-600)
4. Improved payoff time display - "Time to Payoff" now shows "29 years 7 months" instead of "29.6 years" for better readability
5. Consistent locale formatting - All currency displays (inputs, results, PDF/CSV exports) now use the device's locale settings

### 1.0 — 2026-01-22

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-05.*