# B.E.S.D FINANCEHUB — AI, Money, Credit, ID Protect > Unified financial dashboard with AI assistant for tracking assets, debts, spending, and credit. (iPhone/iPad app by FIDEL CAMILO GONZALEZ ALVAREZ.) - Source: https://appshunter.io/ios/app/besd-financehub/id6756315000 (this page in markdown: same URL + `.md`) - Developer: [FIDEL CAMILO GONZALEZ ALVAREZ](https://appshunter.io/developer/1856052658) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 17+ - Requires: iOS 15.1 · 63 MB - Languages: American English - Released: 2026-06-16 - Data updated: 2026-10-30 - Monetization: free ## What is B.E.S.D FINANCEHUB? Your money isn't lost. It's scattered across accounts, apps and logins. B.E.S.D. FINANCEHUB (Better Every Single Day) brings your Financial Picture together in one place, so you can understand where you stand and make more Informed Decisions. ONE DASHBOARD FOR YOUR FINANCES FEATURES Assets & Net Worth Liabilities Bank Accounts Debt Management Savings Tracker Investments Budgets Subscriptions Cash Flow Upcoming Bills Property Values Vehicle Values Credit Overview Insurance Payments Identity Protection Privacy Protection Artificial Intelligence Track your Finances with a clearer view of what you OWN, what you OWE and where your Money Goes. HEY-B, YOUR AI FINANCIAL ASSISTANT Ask questions in Plain Language, such as “Where did my money go this month?” or “Am I on track with my savings goals?” Hey-B helps you explore your Spending, Budgets and Goals using information available from your accounts. EXPENSE TRACKING AND BUDGETING Track spending with Categorized Transactions, Visual Insights and Transaction Recategorization. Create Weekly, Monthly or Yearly Budgets by category and see how your spending compares with your planning. CASH FLOW, SUBSCRIPTIONS AND BILLS Understand money Coming In, money Going Out and What's Left. Review Cash-Flow Trends. Track Recurring Payments, add Subscriptions and Bills, and see what's Paid, Upcoming or Overdue. NET WORTH, DEBT AND SAVINGS GOALS See what you OWN minus what you OWE. Track Assets and Liabilities across Accounts, Investments, Property, Vehicles, and add items manually when needed. Compare the Debt Avalanche method (highest interest first) with the Debt Snowball method (smallest balance first) to explore Estimated Payoff Strategies. Set Savings Goals, link a funding account and follow your progress. HOME AND CAR VALUE ESTIMATES Add a property address to view an Estimated Home Value, Equity, Mortgage Details and Tax Assessment. Add a vehicle using its VIN and mileage to view Estimated Market Value, original MSRP and depreciation. CREDIT OVERVIEW View your VantageScore® 3.0 Credit Score and Credit Report from One or THREE Credit Bureaus. Get alerts when your Credit Report Changes and use the Score Simulator to explore how different actions could affect your score. IDENTITY PROTECTION PLUS Monitor for signs that your personal information may be exposed or misused. Monitoring may include your Social Security Number, Dark-Web Activity, Address Changes, Phone Numbers, Passports, Medical IDs, Email Addresses, Driver's Licenses, Date of Birth, Payment Cards, Bank Accounts, Social Media and Telecom Information. If your identity is stolen, get Step-by-Step Restoration Assistance. Eligible paid plans include up to $1 million in Identity Theft Insurance, subject to the applicable policy's terms, conditions, exclusions and eligibility requirements. PRIVACY PROTECTION Find your personal information on Data Broker and People-Search Sites. Privacy Protection submits Removal or Opt-Out Requests on your behalf. SECURE ACCESS AND CONNECTED ACCOUNTS Protect access to your account with Face ID and Two-Factor Login. Connect supported bank and brokerage accounts through Plaid. Privacy Policy: https://www.besdfinancehub.com/privacy Terms of Use: https://www.besdfinancehub.com/terms Better Every Single Day starts with the full picture. ## Key features - Unified financial dashboard - AI financial assistant (Hey-B) - Expense tracking and budgeting - Cash flow and subscription management - Net worth and debt management - Credit score and report overview - Identity and privacy protection ## Is B.E.S.D FINANCEHUB safe? Not enough ratings yet to assess B.E.S.D FINANCEHUB. ## Is B.E.S.D FINANCEHUB legit? B.E.S.D FINANCEHUB has limited verification signals. The AppsHunter Legitimacy Score for B.E.S.D FINANCEHUB is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about B.E.S.D FINANCEHUB ### What is B.E.S.D FINANCEHUB? B.E.S.D FINANCEHUB is a personal finance application designed to consolidate all your financial accounts into one dashboard. It offers features like expense tracking, budgeting, debt management, credit overview, and identity protection. ### Does B.E.S.D FINANCEHUB have ads? No, B.E.S.D FINANCEHUB does not contain advertisements. It is a free application with no ads to ensure a seamless user experience. ### What devices is B.E.S.D FINANCEHUB available on? B.E.S.D FINANCEHUB is currently supported on iPhone and iPod devices. ### How does the AI assistant in B.E.S.D FINANCEHUB work? The AI assistant, named Hey-B, allows you to ask questions in plain language about your spending, budgets, and savings goals. It uses the information from your linked accounts to provide insights and help you explore your financial data. ### Can B.E.S.D FINANCEHUB help me manage my debt? Yes, B.E.S.D FINANCEHUB includes debt management features. You can explore strategies like the Debt Avalanche and Debt Snowball methods to help estimate payoff strategies for your liabilities. ### What kind of identity protection does B.E.S.D FINANCEHUB offer? B.E.S.D FINANCEHUB offers identity protection services that monitor for signs of personal information exposure across various platforms, including the dark web. It also provides step-by-step restoration assistance if your identity is stolen. ### Is B.E.S.D FINANCEHUB suitable for users of all ages? B.E.S.D FINANCEHUB has an age rating of 17+, indicating it is intended for mature users due to the nature of financial management and credit information. ### How often is B.E.S.D FINANCEHUB updated? The latest version of B.E.S.D FINANCEHUB is 10.0.5, and it was last updated on October 29, 2026. This indicates a history of regular updates to improve functionality and security. ## Version history (last 5 releases) ### 10.0.5 — 2026-10-29 What's New • Get Set Up: an optional checklist that walks you through connecting your banks, credit overview, identity protection, home, car and bills. Skip it or hide it any time. • Alerts: turn on push notifications for account and service updates, with a switch for each alert and a master switch. • Subscriptions you've cancelled no longer count toward your monthly totals, and they now have their own Cancelled section. • Privacy Policy and Terms of Use now live in Settings. Sign-up asks you to accept them, and we'll ask you to review them again if they change. • Signing out now clears that account's data and Hey-B chat from your phone, so the next person who signs in starts fresh. • The app now lets you know when a newer version is available. • Reliability and security improvements. ### 4.0.0 — 2026-09-27 The app has a new look. New colours, new typeface, new icons, and every screen redesigned to match. ### 3.0.0 — 2026-09-10 Meet Hey-B, your finance assistant. Ask about your spending, budgets and goals in plain language and get answers based on your own accounts. Car Value Add a car by its VIN and mileage to see its estimated market value, original MSRP and depreciation, along with a full spec sheet, price history and any linked auto loan. Home Value Add a property address to get its estimated value, equity, mortgage details and tax assessment, and link a mortgage so its live balance keeps your equity accurate. Also in this update • Subscriptions and bills rebuilt, showing what's paid, upcoming and overdue for the current month with totals that add up • Add or edit a subscription or bill without leaving the page • Open any recurring payment for its full schedule and payment history • Change a transaction's category from its detail page • Faster, more consistent layouts throughout the app ### 2.0.0 — 2026-07-21 What's New in This Version - Add your own assets and liabilities manually — property, gold, business equity and more — and see them counted in your net worth. - Investments now open a detailed view with full holding info on each item. - Credit report, identity protection and privacy protection, powered by our secure partner. - Tell us which upcoming features you'd like most with the new quick survey. Plus performance improvements and bug fixes. ### 1.0 — 2026-06-16 No release notes. ## Apps similar to B.E.S.D FINANCEHUB | App | Rating | Price | Category | | --- | --- | --- | --- | | [Four Corners Community Bank](https://appshunter.io/ios/app/four-corners-community-bank/id974261053) | 3.0 (17) | Free | Finance | | [Balance – Personal Finance](https://appshunter.io/ios/app/balance-personal-finance/id1606536498) | 4.7 (16) | Free | Finance | | [OurCrowd: Investing Platform](https://appshunter.io/ios/app/ourcrowd-investing-platform/id1065831378) | 3.1 (27) | Free | Finance | | [Western State Bank](https://appshunter.io/ios/app/western-state-bank/id6759799883) | 4.8 (19) | Free | Finance | | [Flagship Bank](https://appshunter.io/ios/app/flagship-bank/id1136290543) | 3.0 (12) | Free | Finance | | [Bank of Albuquerque Mobile](https://appshunter.io/ios/app/bank-of-albuquerque-mobile/id401780889) | 4.9 (5,640) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-30.*