# Betalo — Better Everyday Payments > Pay bills and send money with credit/debit cards, earning rewards. (iPhone/iPad app by Betalo AB (publ).) - Source: https://appshunter.io/ios/app/betalo/id910208332 (this page in markdown: same URL + `.md`) - Developer: [Betalo AB (publ)](https://appshunter.io/developer/1609388926) - Category: Finance, Business - Price: Free - Rating: 4.69/5 from 13 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 47 MB - Languages: English, Norwegian Bokmål, Swedish - Released: 2014-09-01 - Data updated: 2026-07-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/betalo/id910208332/reviews.md ## What is Betalo? BETALO – USE YOUR CARD WHERE IT’S NORMALLY NOT ACCEPTED With Betalo, you can easily pay bills, invoices and send money – using your credit or debit card. It’s perfect when you want to use your card for payments that usually require a bank transfer. Want to pay rent, electricity, phone bills or an invoice from a contractor with your card? With Betalo, you can pay various bills and invoices to Bankgiro and Plusgiro using your existing card – while earning points, bonuses, and enjoying extended payment time through your card. Paying with your card doesn’t just give you flexibility – it’s also a secure way to manage your finances. You get full control over your cash flow, a better financial overview – and the same protection and security for bill payments as with regular card purchases. Betalo is available for both individuals and businesses, so whether you're paying as a private person or running your own company – you always have a smarter alternative to traditional payments. PAY BILLS WITH YOUR CARD - Pay to Plusgiro and Bankgiro with Mastercard, Visa and American Express. -Maximize your card’s value – earn points, bonuses, and extended payment time SEND MONEY TO SWEDISH BANK ACCOUNTS -Transfer from your Visa or Mastercard directly to a local bank account – to individuals or businesses -Earn points and bonuses, and use your card’s payment grace period even for bank transfers PERFECT FOR BOTH INDIVIDUALS AND BUSINESSES INDIVIDUALS: -Pay rent, electricity or phone bills and invoices with your card -Earn points and bonuses on everyday spending -Get control, flexibility, and a clear overview of your finances BUSINESSES (Only available in Sweden at the moment): -Pay supplier invoices with your card – even where cards aren’t accepted -Improve cash flow with longer payment periods and bonus advantages -Simplify accounting by consolidating all payments on one card SECURE, SIMPLE AND FAST -Log in securely with Mobile BankID -All communication is encrypted -Betalo operates in PCI-certified data centers with the highest security standards GET STARTED IN JUST MINUTES All you need is a personal ID number (Swedish or Norwegian), Mobile BankID, and a payment card. For businesses, you need to be an authorized signatory. FEES The fee varies by card and starts from 0%. Read about the different fees at betalo.com/avgifter or betalo.no/avgifter and about our partner cards at betalo.com/partners or betalo.no/. QUESTIONS – WE’RE HERE TO HELP Visit our FAQ, contact support in the app, or email us at info@betalo.se or info@betalo.no ## Key features - Pay bills to Bankgiro and Plusgiro - Send money to Swedish bank accounts - Use Mastercard, Visa, and American Express - Earn card points and bonuses - Secure login with Mobile BankID - Available for individuals and businesses ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/betalo/id910208332/reviews.md ### 1/5 — Billigare att ta sms lån *2024-01-20* Rubriken säger allt... Blev mörkrädd av de hutlösa "serviceavgifterna". Jag kan förstå att tjänsten inte kan vara gratis men detta känns ju som ett rån! ### 5/5 — Easy payments! *2017-09-21* Quick way to pay my bills and even give myself some cash advances, highly recommended! ### 5/5 — So smooth! *2017-02-08* Easily the easiest way to send money. I used to use another payment service but it was a hassle. Betalo is as simple as logging into my bank--- only even simpler! ### 5/5 — Great payment app *2016-11-21* App makes it so much easier to pay bills and transfer money from my phone ## Frequently asked questions about Betalo ### What can I pay with Betalo? You can pay bills and invoices to Bankgiro and Plusgiro, as well as send money to Swedish bank accounts. This includes common expenses like rent, electricity, and phone bills. ### Which cards does Betalo accept? Betalo accepts payments from Mastercard, Visa, and American Express. This allows you to leverage your existing card benefits for a wider range of transactions. ### How does Betalo benefit my finances? Betalo offers flexibility by letting you use your card for payments usually requiring bank transfers. You can also earn points, bonuses, and utilize your card's extended payment time for better cash flow management. ### Is Betalo secure? Yes, Betalo prioritizes security with secure login via Mobile BankID and encrypted communication. It operates in PCI-certified data centers, ensuring the highest security standards for your financial transactions. ### Can businesses use Betalo? Yes, Betalo is available for businesses in Sweden. It allows them to pay supplier invoices with their card, improving cash flow and simplifying accounting by consolidating payments. ### What are the fees for using Betalo? The fee for using Betalo varies by card and starts from 0%. For detailed information on specific fees, you can visit betalo.com/avgifter or betalo.no/avgifter. ### How often is Betalo updated? Betalo was last updated on March 18, 2026, with version 6.6.25. This indicates regular updates to improve functionality and security. ### Does Betalo have ads? No, Betalo does not contain advertisements. The app is free to use without any disruptive ads. ## Version history (last 5 releases) ### 6.6.29 — 2026-06-22 We have fixed bugs. ### 6.6.28 — 2026-05-30 We have fixed bugs. ### 6.6.27 — 2026-05-20 We have fixed bugs. ### 6.6.26 — 2026-04-21 We have fixed bugs. ### 6.6.25 — 2026-03-18 We have fixed bugs. ## Apps similar to Betalo | App | Rating | Price | Category | | --- | --- | --- | --- | | [Savings Bank private](https://appshunter.io/ios/app/savings-bank-private/id526657154) | 3.3 (10) | Free | Finance | | [Swish payments](https://appshunter.io/ios/app/swish-payments/id563204724) | 4.1 (70) | Free | Finance | | [SBAB!](https://appshunter.io/ios/app/sbab/id1284703331) | 4.8 (55) | Free | Finance | | [Nordea Mobile - Sweden](https://appshunter.io/ios/app/nordea-mobile-sweden/id571239441) | 4.7 (2,492) | Free | Finance | | [Swedbank private](https://appshunter.io/ios/app/swedbank-private/id344161302) | 4.6 (81) | Free | Finance | | [Nordea Business SE](https://appshunter.io/ios/app/nordea-business-se/id973451676) | 4.6 (43) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*