# Beyond Bank+ — Financial Money Manager

> Comprehensive financial manager for budgeting, spending tracking, and savings goals. (iPhone/iPad app by Beyond Bank Australia Ltd.)

- Source: https://appshunter.io/ios/app/beyond-bank-plus/id1577480999 (this page in markdown: same URL + `.md`)
- Developer: [Beyond Bank Australia Ltd](https://appshunter.io/developer/600315424)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 14.0 · 48 MB
- Languages: American English
- Released: 2022-06-06
- Data updated: 2026-06-10
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/beyond-bank-plus/id1577480999/reviews.md

## What is Beyond Bank+?

At Beyond Bank Australia, our goal is to help you achieve yours, so sit back, relax and let Beyond Bank+ do all the heavy lifting for you.

Spreadsheets be gone!
Set up your budget and track your progress. Beyond Bank+ shows you exactly how much you’re spending on groceries, eating out or your sneaky entertainment subscriptions.

Take a deep-dive into your spending.
Beyond Bank+ automatically categorises your spending so you can see where your money is going. You can personalise even further by adding #hashtags.

Kick goals.
Whether it's a new home, car, holiday, or you're saving for that special something, Beyond Bank+ makes kicking those savings goals easier by tracking your progress along the way.

-- How does Beyond Bank+ work?
In just four easy steps we’ll help you turn around your finances.

1. Link your accounts - Get started by linking all your financial accounts (transaction, savings, credit card, loans, super, investment and more) with Beyond Bank+ to see them all in one place. We use Open Banking (CDR) to safely and securely link your accounts and provide you with a real-time view of your finances. We’ll categorise all your transactions into convenient groups like ‘salary’, ‘groceries’ and ‘gym & fitness’.

2. See where your money is going – We’ll keep track of your regular payments and when they’re due, whether it’s your rent, Netflix or energy bill. Our easy to read, customisable graphs will show you exactly how much you’ve spent on each category and how that’s changed over time.

3. We’ll send you smart money tips and notifications - We’ll let you know when you have insufficient funds to cover upcoming bills, when you can save on subscriptions or have spent more on groceries than you usually do. These and many more insights will help you turn around your finances.

4. And we’ll help you stay on track - Set and track budgets for spend categories, or create goals to save for a holiday, house deposit or emergency fund. You can link your goals to an account to automatically keep track of your progress.

-- Beyond Bank+ uses Open Banking (CDR) to link accounts
Beyond Bank+ uses the Consumer Data Right (Open Banking) to link your accounts. This is a safe and secure way to share financial data, without sharing your account credentials.
Using Open Banking means you’re in control, you decide what data to share and for how long - and you can always tell us to delete your data.
It also means lightning-fast account linking and real-time transaction updates.
Open Banking is currently available for Beyond Bank, the Big Four banks, plus a number of other banks. We’ll keep adding new providers when they become available. When a provider isn’t available on Open Banking yet, we provide access using screen scraping.

## Key features

- Link all financial accounts
- Automatic spending categorization
- Customizable graphs and insights
- Set and track budgets
- Monitor savings goals
- Smart money tips and notifications

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/beyond-bank-plus/id1577480999/reviews.md

### 1/5 — Disappointing & extremely frustrating

*2023-02-11*

I like the idea so downloaded the app. I added my ANZ accounts which went through in seconds. Tried to add my Beyond Bank accounts and it wouldn’t have a bar of it. After 24hrs ‘syncing’ and no progress I went into a branch. The staff did not even know the app existed but none the less tried to help. They telephoned someone in IT at the bank, even took screen shots and sent through to the person but they also had no idea. I canceled trying to sync Beyond Bank to their own app and tried my Qantas money account.  For the first 2 days it failed saying‘Technical error, please contact support or try again later’, no troubleshooting information, error codes or anything that may be useful to an IT support person.  Finally I got past that error and made it to the final step only for it to fail with another useless error message. Don’t waste your time with this app. If I could give it no stars I would. App now deleted.

## Frequently asked questions about Beyond Bank+

### How secure is Beyond Bank+?

Beyond Bank+ uses Open Banking (CDR) to safely and securely link your accounts without sharing your credentials. You are in control of what data to share and for how long, and can request data deletion at any time.

### What financial institutions does Beyond Bank+ support?

Beyond Bank+ supports Beyond Bank, the Big Four banks, and a number of other banks via Open Banking. For providers not yet on Open Banking, it offers access through screen scraping.

### Can I track my savings goals with Beyond Bank+?

Yes, you can set and track specific savings goals, such as for a holiday or a house deposit. You can link these goals to an account to automatically monitor your progress.

### Does Beyond Bank+ have ads?

Yes, Beyond Bank+ contains advertisements. As it is a free application, advertisements are used to support its ongoing development and maintenance.

### What devices is Beyond Bank+ available on?

Beyond Bank+ is available for iPhone and iPod devices. It is designed for users who prefer to manage their finances on Apple mobile devices.

### How often is Beyond Bank+ updated?

The latest version of Beyond Bank+ is 3.17.1, last updated on December 12, 2023. Updates typically include new features, performance improvements, and bug fixes.

### What age rating does Beyond Bank+ have?

Beyond Bank+ has an age rating of 4+. This indicates it is suitable for users of all ages to manage their financial information.

### How does Beyond Bank+ help me understand my spending?

Beyond Bank+ automatically categorizes your spending and provides easy-to-read, customizable graphs. This allows you to see exactly where your money is going and how spending has changed over time.

## Version history (last 5 releases)

### 3.17.1 — 2023-12-12

This is a minor update with enhancements and improvements to make the App even better!

* We're working hard in the background to release some big features soon.
* Words updated in consent flow.
* We have fixed some small bugs to improve existing features.

### 3.14.1 — 2023-07-05

This is a minor update with enhancements and improvements to make the App even better!

* We're working hard in the background to release some big features soon.
* We have fixed some small bugs to improve existing features.

### 3.13.2 — 2023-05-25

We’ve been busy with new features and improvements to make the app better!

New features:
* Link multiple client IDs with screen-scraping providers

New Enhancements:
* Fixed issues with Bill Payment Widget
* UI and user experience improvements
* Small bug fixes across the app

### 3.12.1 — 2023-03-23

We’ve been busy with new features and improvements to make the app better!

New features:
* Notification centre: All your insights and messages in one place, making it easy to scan and no longer cluttering your dashboard.
* Task: Our new task widgets ensure you never miss important actions.

New improvements:
* We’ve made a number of improvements to the bills feature, making it more flexible and easier to use. 
* Bills-tracking feature now allows you create new bills, even if there’s no transaction for that bill yet. This means you will be able to track more than one bill per merchant.
* Optimised account linking with CDR – Where available, we’re now using CDR (Open-Banking) by default.
* Some slight improvements to the new user registration flow.
*Made improvements to the usability and look&feel of the app.
*Small tweaks and bug fixes in preparations for upcoming features.

### 3.10.2 — 2022-12-07

This is a minor update with a few enhancements & improvements to make the App better!
It also includes:

* Improvements to recategorisation - you will now find it easier to recategorise your transactions and can easily recategorise multiple transactions at once.
* We've improved the syncing of your accounts and it will now happen automatically when you open the app.
* Small tweaks and improvements.

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## More apps by Beyond Bank Australia Ltd

- [Beyond Bank](https://appshunter.io/ios/app/beyond-bank/id1055826405)
- [Beyond Bank+](https://appshunter.io/ios/app/beyond-bank-plus/id6741090842)

All apps by Beyond Bank Australia Ltd: https://appshunter.io/developer/600315424

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*