# Beyond Bank

> Mobile banking app for managing accounts, payments, cards, and savings. (iPhone/iPad app by Beyond Bank Australia Ltd.)

- Source: https://appshunter.io/ios/app/beyond-bank/id1055826405 (this page in markdown: same URL + `.md`)
- Developer: [Beyond Bank Australia Ltd](https://appshunter.io/developer/600315424)
- Category: Finance, Business
- Price: Free
- Rating: 4.90/5 from 8 App Store ratings · 523 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 118 MB
- Languages: American English
- Released: 2015-11-10
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/beyond-bank/id1055826405/reviews.md

## What is Beyond Bank?

The official app of Beyond Bank Australia. 

Designed to help you manage your money easily and safely on the move from the palm of your hand. As one of the largest, 100% customer-owned mutual banks, we aim to simplify banking with our award-winning app, recognised by Canstar as Customer Owned Bank of the Year - Digital Banking, 12 years in a row. Experience the latest version of our mobile banking app.

  
With our mobile banking app you can:

Manage your money with ease.
* View, create and schedule payments, open accounts, activate, cancel, order replacement cards, view your card details, and change your card PIN anytime. Increase and decrease your account transaction limits without needing to give us a call. 

Pay your way.
* Create a PayID® using your email address or mobile number to send and receive money instantly. Block, allow, and restrict individual card functions, such as contactless transactions within Australia and internationally. Manage your PayTo® agreements and complete international transfers and payments from the palm of your hand.

Access personalised features.
* Use biometrics like Face ID and Touch ID/Fingerprint Unlock to log into the app securely. Personalise your dashboard. View your balance and transfer money between your accounts without needing to log into the app. 

Track your spending and be in control of your finances.
* Use our spend tracker to track and compare your daily spending with previous months or use the search function to search transactions.

Watch your money grow.
* Enable the round2save feature on your account today, sit back, and watch your savings grow!

Travel with peace of mind.
* Notify us of your travel plans to improve your accounts' security while you are on the move.


Things you should know:
* You need to be registered for internet banking to use this Mobile app.
* We do not charge a licence fee for the app. However, you may incur data charges from your mobile network provider for downloading the application onto your mobile service. Check with your relevant service provider for more details. Whilst we endeavour to, the app is not compatible with all mobile devices or operating systems. To enjoy fee-free mobile banking you must download our iPhone app. Fee-free banking applies to transactions conducted on accounts other than a Bonus Saver, Double Interest Saver or Christmas Club Account using iOS 14.0 or later. iPhone and iPad are trademarks of Apple Inc. registered in the U.S. and other countries. Some Mobile and Internet Banking transactions require you to register for Secure SMS or a security token.

Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2026.

For more information: http://www.beyondbank.com.au/banking/bank-with-us/mobile-banking.html

## Key features

- Manage accounts and cards
- Create and schedule payments
- Use PayID for instant transfers
- Biometric login (Face ID, Touch ID)
- Track spending and transactions
- Round2save feature for savings
- Notify travel plans for security

## What do users think of Beyond Bank?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Intuitive and straightforward navigation
- 🔒 Secure banking experience
- 💡 Helpful customer service
- 🚀 Quick and efficient transactions
- 👍 User-friendly interface
- 👍 Convenient for everyday banking needs

**Cons**

- 🐛 Occasional login issues or app crashes
- 🔍 Limited customization options
- 🔍 Lack of advanced features (e.g., spending tracker)
- 🐛 Inconsistent app performance across devices
- 🔍 Difficulty finding certain functions or settings

**Commonly reported bugs**

- Delayed transaction updates or missing transactions
- Unexpected errors or app crashes during use
- Issues with login or account access on new devices
- Compatibility problems with certain mobile operating systems

**Most requested features**

- Spending tracker or budgeting tools
- Customizable app interface and settings
- Improved notification system for transactions
- Better integration with other financial apps or services
- Ability to view mortgage offset account details

## Recent user reviews (10 of 523)

All indexed reviews: https://appshunter.io/ios/app/beyond-bank/id1055826405/reviews.md

### 5/5 — Ease of use

*2026-08-24, version 4.10*

Love the ability to check accounts and make changes easily

### 3/5 — App reviews on iPad

*2026-08-22, version 4.10*

Functions under top LH menu (pancake) under Pay do not work except for first action used.

### 5/5 — App

*2026-08-19, version 4.10*

Beyond bank is awesome. Love the large font and simple menu in the app which makes it easy to use

### 5/5 — Everything you want from banking app

*2026-08-17, version 4.10*

Brilliant, simple and fast. I’m not hugely tech savvy but even I can navigate the app quickly without any undue effort.

### 5/5 — Excellent app

*2026-08-14, version 4.10*

Very happy wth this app.  I can check my accounts any time.

### 5/5 — Business banking made easy

*2026-08-13, version 4.10*

I value a local banking branch within my neighbourhood and the app makes it easy to do my banking wherever I am.

### 5/5 — Excellent

*2026-08-12, version 4.10*

Exceptional and so easy to navigate. Great user experience

### 5/5 — User Friendly

*2026-08-08, version 4.10*

So easy to use and fast.

### 5/5 — Beyond bank

*2026-08-08, version 4.10*

Excellent service

### 5/5 — Salary Sacrifice

*2026-08-07, version 4.10*

Great App

## Frequently asked questions about Beyond Bank

### What can I do with the Beyond Bank mobile app?

The app allows you to manage your money easily on the go. You can view accounts, create and schedule payments, open new accounts, activate or cancel cards, view card details, and change your PIN. You can also increase or decrease transaction limits, use PayID for instant money transfers, and manage PayTo agreements and international payments.

### How do I log in securely to the app?

You can log in securely using biometrics such as Face ID and Touch ID/Fingerprint Unlock. The app also offers personalized features like viewing your balance and transferring money between accounts without needing to log in fully.

### Is there a cost to use the Beyond Bank app?

Beyond Bank does not charge a license fee for the app. However, you may incur data charges from your mobile network provider for downloading and using the application. For fee-free mobile banking, it is recommended to download the iPhone app and use it with iOS 14.0 or later.

### What are the compatibility requirements for the app?

To use the app, you need to be registered for internet banking. While Beyond Bank endeavors to make the app compatible with most devices, it is not compatible with all mobile devices or operating systems. Specific fee-free banking benefits apply to transactions on certain accounts using iOS 14.0 or later on iPhones and iPads.

### How can the app help me save money?

The app includes a 'round2save' feature that you can enable on your account. This feature helps your savings grow automatically by rounding up transactions. Additionally, the spend tracker allows you to monitor and compare your daily spending with previous months, giving you better control over your finances.

## Version history (last 5 releases)

### 4.10 — 2026-06-09

Thanks to your feedback, we’ve added several new improvements to make the mobile app even better.  

* We’ve made content enhancements and bug fixes to ensure a smooth experience for our members.

### 4.9 — 2026-03-24

Thanks to your feedback, we've added several new improvements and features to make the mobile app even better. 

* We've made some security enhancements and bug fixes to ensure a smooth experience for our members.

### 4.8 — 2025-11-19

Thanks to your feedback, we’ve added several new improvements and features to make the mobile app even better.

* Added support for Confirmation of Payee
* Refinement of the profanity filter for payment descriptions
* Bug fixes related to iOS 26 support

### 4.7 — 2025-10-29

Thanks to your feedback, we’ve added several new improvements and features to make the mobile app even better:

* We’ve brought back the Quick Balance widget 
* A new profanity filter on outgoing payment descriptions 
* Support for resizing the app on iPads
* A range of additional security and UX enhancements

### 4.6.1 — 2025-08-27

Thanks to your feedback, we’ve added several new improvements and features to make the mobile app even better.  

* We’ve made some bug fixes to ensure a smooth experience for our customers.

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## More apps by Beyond Bank Australia Ltd

- [Beyond Bank+](https://appshunter.io/ios/app/beyond-bank-plus/id1577480999)
- [Beyond Bank+](https://appshunter.io/ios/app/beyond-bank-plus/id6741090842)

All apps by Beyond Bank Australia Ltd: https://appshunter.io/developer/600315424

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*