# Beyond Budget: Budget Planner — Expense Tracker & Debt Payoff

> Expense Tracker & Debt Payoff (iPhone/iPad app by Joao Gavazzi.)

- Source: https://appshunter.io/ios/app/beyond-budget-budget-planner/id6818927443 (this page in markdown: same URL + `.md`)
- Developer: [Joao Gavazzi](https://appshunter.io/developer/1875762968)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.0 · 189 MB
- Languages: German (Germany), American English, French (France), Italian, Korean, European Portuguese, European Spanish, Turkish, Ukrainian
- Released: 2026-11-05
- Data updated: 2026-11-10

## What is Beyond Budget?

Beyond Budget is the budget planner and expense tracker that gives every dollar a job. Plan your monthly budget, track spending, pay off debt and reach your savings goals, on your iPhone, your iPad and on the web, with every change syncing in real time.

PLAN A BUDGET THAT FITS YOUR LIFE
• Zero-based budgeting made simple: allocate what you earn until every dollar has a job.
• Budget categories and groups for bills, groceries, rent, savings and fun money.
• See what's left to spend in each category, today and for the rest of the month.
• Your Financial Health score shows at a glance how your budget is working.
• Savings goals and targets for a holiday, a new car or an emergency fund.

TRACK EXPENSES IN SECONDS
• Add an expense or income in seconds, or reuse templates for the ones you repeat.
• Recurring transactions and upcoming bills are booked for you, on time.
• Import your bank statement from a CSV file.
• Spending reports and charts show where your money goes, month by month.

BILL REMINDERS THAT REACH YOU
• Never miss a bill: reminders arrive on time, even while the app is open.
• Tap a reminder to jump straight to the bill.

DEBT PAYOFF AND LOANS
• A debt tracker for loans, credit cards and money you lend or borrow.
• Link any payment to a debt so every repayment is counted.
• Follow your payoff progress and see your debt-free date.

FAMILY BUDGET, SHARED IN REAL TIME
• Share a household budget with your partner or family.
• Everyone sees new expenses as they happen, on every device.

BUILD BETTER MONEY HABITS
• Weekly streaks and badges reward the progress you make with your budget.

PRIVATE AND SECURE
• Protect your finances with a passcode and Face ID or Touch ID.
• We don't collect your advertising ID, and we never sell your data.

MADE FOR YOU, WHEREVER YOU ARE
• Use it on your iPhone, on iPad with a sidebar, or on the web at app.beyondbudgetapp.com.
• 10 languages that switch instantly, with no restart.
• Amounts look right in your currency, from dollars and euros to yen and reais.

GO FURTHER WITH PRO
Unlock more accounts, deeper spending insights and the tools to master your money, with a monthly, yearly or one-time lifetime plan.

Beyond Budget is made in New Zealand by a small team who budget with it every day. Questions or ideas? Visit our Help Center or write to us from the app. Start budgeting today: your money, with clarity.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.beyondbudgetapp.com/other/privacy-policy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Yearly | $29.99 | per year |
| Pro Monthly | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Beyond Budget Pro Lifetime | $79.99 | one-time |
| Pro Lifetime (Offer) | $59.99 | one-time |
| Pro Lifetime (Special Offer) | $39.99 | one-time |
| Support Beyond Budget | $2.99 | one-time |


## Is Beyond Budget safe?

Not enough ratings yet to assess Beyond Budget.

## Is Beyond Budget legit?

Beyond Budget: Budget Planner has limited verification signals. The AppsHunter Legitimacy Score for Beyond Budget is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 4.0.51 — 2026-11-06

No release notes.

## More apps by Joao Gavazzi

- [Beyond Focus](https://appshunter.io/ios/app/beyond-focus/id6758920104)

All apps by Joao Gavazzi: https://appshunter.io/developer/1875762968

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-10.*