# Beyond Finance — user reviews > 633 indexed App Store user reviews of Beyond Finance by Beyond Finance Inc., rated 4.90/5 from 18,671 ratings. - Source: https://appshunter.io/ios/app/beyond-finance/id1545633608/reviews - App overview in markdown: https://appshunter.io/ios/app/beyond-finance/id1545633608.md - Rating breakdown: 5★ 17,480 · 4★ 813 · 3★ 149 · 2★ 40 · 1★ 189 ## What do users think of Beyond Finance? Overall sentiment: neutral **Pros** - 👍 Best finance help - 🙌 Exceptional service and customer support - 💰 Debt reduced substantially - 🤝 Helpful and friendly representatives - 🗓️ Steady progress in resolving debt - 🏆 Life-changing results **Cons** - 🚨 Negative impact on credit score - 💰 High fees and settlement costs - ⏱️ Slow progress in resolving debt - 🤔 Misleading information provided - 🚫 Accounts not settled as promised **Commonly reported bugs** - Dedicated account funds not properly handled - Lack of timely response from representatives **Most requested features** - Credit repair guidance - More transparent communication on progress - Ability to make payments through the app ## Newest reviews (20 of 633) ### 4/5 — My review *2026-07-28, version 6.125.0* Very helpful ### 4/5 — Review *2026-07-25, version 6.124.0* App setup good each to use ### 4/5 — New client *2026-07-25, version 6.124.0* After spending 2 years with a 4-star competitor that promised me everything and now my credit score is HORRIBLE but never fully disclosed that info to me and settlements came through slowly but my bank is drafted biweekly. But switching to Beyond Finance 3 settlements in less than a month and my monthly payment is affordable I can buy food /gas and sleep at night knowing my payments are impacting my credit score/debt financial freedom for the better. ### 5/5 — Pay off assistance. *2026-07-23, version 6.124.0* Beyond Finance helped me get my finances back on track and payments I could actually afford without the crippling interest rates. ### 5/5 — Debt resolution *2026-07-22, version 6.124.0* Great company to repay your debt ### 5/5 — Thank you for this service *2026-07-21, version 6.124.0* I was drowning in credit card interest payments and I was a little wary when signing up but Beyond Finance has cut my debt in half and created a payment structure that is leading to a debt free future for me and I am thrilled. Their customer service is top notch. I highly recommend if you are looking for debt relief to join this program. ### 5/5 — Gratitude *2026-07-20, version 6.123.0* I am so thankful for Beyond Finance! They are amazing and every interaction i have had with them has been fantastic. Every single employee goes above and beyond (no pun intended). ### 5/5 — What a relief *2026-07-20* When I started trying to pay off my debt, I first was with another company starting at over $30,000 in debt, stressed, credit score in adult, not knowing where to start. The first company I started with was not getting me any results and I was with them for a few months. Then I found Beyond it has truly been a good experience. I have paid off loads of debt. I am now down to one account that has not yet been negotiated resolved, but all the other counts have. Negotiated to have been resolved and are in progress. I have not had to wait years and years I feel like it has been a quick process to start and to get debt paid off. I’ve only been with the company less than 2 years and have settled so much debt literally cutting what I owe in half. i’d like to add they’re very flexible with your payment when you are unable to make the full payment or make a payment at all they do work with you a lot, so I am so thankful for that. It’s been a breeze. **Developer response:** Hi there, We're grateful to hear that your experience with us at Beyond Finance has been so positive! It's fantastic to know that you've made significant progress in your program and that our team has been supportive throughout your journey. — The Client Success Team at Beyond Finance ### 5/5 — Thank you ❤️ *2026-07-17, version 6.123.0* Beyond has been a tremendous relief and I couldn’t be more than happy. Highly recommended. Thank you so much for this program. More power… ### 5/5 — LOVE *2026-07-17, version 6.123.0* You have made my life so much better I can’t thank you enough God bless you ❤️ ### 5/5 — Relief *2026-07-17, version 6.123.0* Oh my goodness if you would like to sleep better in life, consolidate your debt with Beyond finance I literally feel like I can breathe easier and getting debt reduction offers is like the most amazing thing in the world thank you so much ### 5/5 — Very happy *2026-07-17, version 6.123.0* When you have heavy debt it’s hard to get a consolidation loan. Beyond finance gave me that! ### 5/5 — Awesome App *2026-07-15, version 6.123.0* I love the app, very user friendly and thorough ### 5/5 — Good company *2026-07-14, version 6.122.0* So far everyone I’ve delt with from this company has been very professional and easy to deal with. Unfortunately my personal debt issue isn’t looking good and i don’t think they’re going to be able to come up with a settlement offer that I can afford but they tried and I’m sure other peoples situations would be easier and have a better outcome. No harm no foul and I appreciate the way these guys try to help. ### 5/5 — Best debt reduction *2026-07-13, version 6.122.0* Beyond Finance has been a great experience for me. They made the process easy to understand and were always helpful whenever I had questions. I’m now almost finished paying off all of my creditors, and I finally feel like I’m getting back on track financially. It takes patience and commitment, but for me, it was definitely worth it. I would recommend Beyond Finance to anyone looking for a way to get out of debt and regain control of their finances. ### 5/5 — Littlekilly *2026-07-12, version 6.122.0* Thank You ### 5/5 — Debt reduction *2026-07-11, version 6.122.0* Citizens ### 5/5 — Beyond finance staff *2026-07-11, version 6.122.0* The entire beyond staff is always very friendly and helpful. ### 5/5 — Great Company so far for me being a Disabled War Veteran *2026-07-10, version 6.122.0* Wish the process was faster so that I stop getting calls from creditors harassing me ### 5/5 — Love it *2026-07-09, version 6.122.0* I truly appreciate beyond! It has helped me so much! ## Most critical reviews (10 lowest-rated) ### 1/5 — Misleading information *2026-07-02, version 6.121.0* The app includes misleading information, claiming an “upcoming resolution” with no basis of action from Beyond Finance. Also, 8 creditors were listed as “contacted” since I enrolled in the program, but an agent confirmed only 1 creditor has been contacted thus far. ### 1/5 — I got scammed *2026-06-24, version 6.120.0* They told me after awhile of not working with them that if I made a payment of 359 it will go towards my debt of 800. Turns out they just took that money and said oh that just covers your “monthly fees” UPDATE : your guys response is that’s not true? What is not true? Your monthly hidden fees? I have the chat messages with your agents ### 1/5 — Beware of their fees *2026-06-20, version 6.119.0* Do not sign up with Beyond. The amount of money you would save is their fees so you ruin your credit and still pay the same amount. They’re fraud. ### 1/5 — They ruined my credit *2026-06-16, version 6.118.0* When I agreed to there scam after speaking with Marcus, I wasn’t behind any payments on any bills at all. They never negotiated with 14 out of my 17 and they left me the delinquent and I’m so behind with interest in fees they ruined Me. ### 1/5 — I got scammed *2026-06-13, version 6.118.0* They told me after awhile of not working with them that if I made a payment of 359 it will go towards my debt of 800. Turns out they just took that money and said oh that just covers your “monthly fees” ABSOLUTE SCAM ### 1/5 — Accounting is a joke *2026-06-12, version 6.118.0* They’ve developed this to be misleading, that’s why there future payments is a joke to keep you guessing. ### 1/5 — Do not , just don’t *2026-06-01, version 6.116.0* Talk to your creditors and make an offer yourself. Do not use beyond, they are not transparent and you will get a different and inaccurate answer on your debt resolution… DO NOT trust them with your money !!! ### 1/5 — Crashes *2026-06-01, version 6.116.0* Every time I open this app, it automatically closes. I have tried deleting and re-downloading this app to no avail. It’s extremely frustrating! ### 1/5 — Don’t do it, find somewhere better or handle collections yourself. *2026-05-07, version 6.113.0* The savings was not actually there, I saved “18,000” but that number is not accurate due to the amount charged by Beyond Finance to do what they do. I may have not paid appropriately $2,000 overall of $60,000. ### 1/5 — Scam *2026-05-02, version 6.112.0* This is a scam, they will charge 25% of the enrolled debt plus fees every month. You can call the banks directly and save thousands. ## Most praised reviews (10 highest-rated) ### 5/5 — Thank you *2026-08-02, version 6.125.0* I have literally paid off all 7 of my credit cards and my credit jumped 88 points today!! I’m so stoked fr. Thank you. ### 5/5 — When everything gets better *2026-07-31, version 6.125.0* I started of and I was always nervous. The phone calls, the text messages that you just trust Beyond Finance to help you with. By being there and just telling you it Will be ok. Then as aacounta are little by little paid. You feel a lot better and Thank them for helping you out. Thank you Beyond Finance for the help. God bless and more power. ### 5/5 — Regina *2026-07-30, version 6.125.0* She was great 👍👍👍 ### 5/5 — Beyond Financial *2026-07-30, version 6.125.0* I like it they already helped me pay off once of my outstanding balances one thing I would like to add is the ability to withdraw money from your account with having to call to do it ### 5/5 — Customer Service *2026-07-28, version 6.125.0* Trusted these guys the moment they got to talking. Went over everything thoroughly and back briefed me to make sure I understood everything. Worked very well with my budget. Surely I’ll be able to graduate early and get my life back together after divorce. Looking forward to every second. ### 5/5 — Lifesaver *2026-07-27, version 6.124.0* Beyond was very painless in the way they have the system set up. I highly recommend their services! ### 5/5 — Thankful *2026-07-25, version 6.124.0* I’m thankful for signing up with Beyond Finance. It took worry and stress off me. Everyone is professional and empathetic. I’ve had nothing but excellent service. Thank you. ### 5/5 — Great job *2026-07-24, version 6.124.0* They have been doing a great job ### 5/5 — Change *2026-07-24, version 6.124.0* This program has changed us impactful and positively ### 5/5 — Be patient!! *2026-07-24, version 6.124.0* Would recommend this company 100%. Little bit of a hit to your credit but be patient, it will get there!!! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*