# BharatNXT: Credit Card Payment — Transfer Money & Get Rewards > Business credit card payment and rewards app. (iPhone/iPad app by FCAP TECHNOLOGIES PRIVATE LIMITED.) - Source: https://appshunter.io/ios/app/bharatnxt-credit-card-payment/id1627695125 (this page in markdown: same URL + `.md`) - Developer: [FCAP TECHNOLOGIES PRIVATE LIMITED](https://appshunter.io/developer/1627695397) - Category: Finance, Business - Price: Free - Rating: 4.00/5 from 1 App Store ratings · 50 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 94 MB - Languages: English - Released: 2022-07-20 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bharatnxt-credit-card-payment/id1627695125/reviews.md ## What is BharatNXT? BharatNXT App is a one-stop solution where your existing Credit card can solve all your business worries! BharatNXT enables you to make seamless and hassle-free payments for vendors, rent, salaries, GST, utilities, and other office expenses with your credit card. Businesses can now make payments directly into the payee bank account via credit card. Earn attractive cashback on every transaction! Paying with your credit card on BharatNXT gives you interest-free credit for up to 50 days. Transacting regularly on BharatNXT enhances your credit limit and credit score. Revolutionize the way you make business payments with BharatNXT! How to get started? Here is your journey: •Quick 2-step onboarding •Add your Credit Card •Add beneficiary bank details •Make Payment It’s Safe, Simple and Secure! Key Features: •GST Payments like never before! Generate Challans and make GST payments using your credit card to avoid delays and late payment charges •BharatNXT App enables you to pay rent with your credit card! •Seamless and Instant Card to Bank transfer app •Make direct payments from your credit card to any UPI ID •The App is compliant with RBI Guidelines. So, it's completely safe! • BharatNXT uses secured PCI-DSS compliant payment gateways with end-to-end tokenization. •Pay your vendors with your credit card using BharatNXT App and avail Cash Discounts for making timely/early payments. •If you are a merchant who does not have a POS, you can still accept payments through credit cards. Just ask the buyer to Download BharatNxt and pay. Accept credit card payments, never say NO! •Earn credit card points, rewards, and assured cashback offered by BharatNXT on every transaction. and as a sign-up bonus. •BharatNXT App functions across India! •We accept all credit card networks of Visa, Rupay, and Mastercard. •Join our special club to be an exclusive member and win exciting gifts and surprises from us! (Note: Our team is building our special features of GST, Utility, and UPI Payments which will be enabled in future updates. Stay tuned, we have a lot of surprises for you!) भारत का सबसे अच्छा और सस्ता पेमेंट करने वाला ऐप अपने जेब में रखे क्रेडिट कार्ड को दीजिये अधभुद शक्ति BharatNXT App पे! करिये बैंक ट्रांसफर, माल ख़रीद और अन्य सभी ख़रचे अपने क्रेडिट कार्ड से। केवल कार्ड details डालियें, payee/beneficiary ऐड करें और जीतें हर ट्रांसफर प्रति cashback आज ही आजमाये ये आसन और बेहतरीन प्लेटफॉर्म ## Key features - Credit card payments for business expenses - Vendor, rent, and salary payments - Earn cashback and rewards - Interest-free credit up to 50 days - Enhance credit limit and score - Accept credit card payments as a merchant ## Recent user reviews (10 of 50) All indexed reviews: https://appshunter.io/ios/app/bharatnxt-credit-card-payment/id1627695125/reviews.md ### 4/5 — Trust *2025-04-01, version 3.5.7* So far i trusted this app around year ago what i like they timely WhatsApp status ### 1/5 — Don’t use this BharatNXT App *2025-03-08, version 3.5.7* Every transactions you will get problem so don’t use this app, there will show payment will settled within 60 minutes but it is not correct, it can take 30 days. So dot use this app. I did transactions 8th March, 2025 by choosing 60 minutes settlement but it is still pending. This is very bad and risky, I would like to request you all to report this app. And write your review. ### 5/5 — My go to app *2025-02-25, version 3.5.7* Last minute friend ### 4/5 — Nice**** *2025-02-22, version 3.5.7* It Nice It’s a nice app interface is user-friendly. Adding a card adding up the Vendor. Adding of things are very easy. Only Vanika. It takes lot of time and instant is pretty costly compare to others. ### 5/5 — Reliable for my digital payments *2024-11-18, version 3.5.0* BharatNXT offers excellent service! Their customer support is very friendly and responsive, and the platform is easy to use. ### 1/5 — Creditcards bill payment issue *2024-11-15, version 3.5.0* I add my creditcards on your bharatnxt app but creditcard bill pay option not showing on screen. I have mail this issue on your mail id but no one revert on mail. Resolve this issue on priority basis. ### 5/5 — Reduce charges *2024-10-12, version 3.5.0* Good service but for existing client reduced charges ### 1/5 — InstantPay is fraud *2024-10-10, version 3.5.0* i paid the fees for instant pay but they have not transferred the money to the beneficiary yet. Basically they are charging for instant pay and transferring money T+1 ### 3/5 — Charges are high *2024-10-02, version 3.5.0* High charges ### 5/5 — Regards *2024-07-10, version 3.4.5* Iam hpy Most imp and useful Thanks for giving ## Frequently asked questions about BharatNXT ### What does the BharatNXT app do? The BharatNXT app is designed to help businesses make various payments using their existing credit cards. This includes payments for vendors, rent, salaries, GST, and utilities. It aims to provide a seamless and rewarding payment experience for businesses. ### What are the key features of BharatNXT? Key features include making seamless payments for business expenses, earning attractive cashback and rewards on transactions, and enjoying interest-free credit for up to 50 days. The app also helps in enhancing your credit limit and credit score through regular usage. It supports payments to any UPI ID and bank accounts. ### Is BharatNXT free to use? Based on the provided information, the app is available for free. There is no mention of any subscription fees or upfront costs to download and use the core functionalities of the BharatNXT app. ### What kind of payments can I make with BharatNXT? You can make a wide range of business payments, including vendor payments, rent, salaries, GST, and utility bills. The app also facilitates direct payments to any UPI ID and into payee bank accounts using your credit card. ### Is BharatNXT safe and secure? Yes, the app is described as safe, simple, and secure. It is compliant with RBI Guidelines and utilizes PCI-DSS compliant payment gateways with end-to-end tokenization to ensure the security of your transactions. ## Version history (last 5 releases) ### 3.4.0 — 2023-11-15 Get ready for a NXT level experience! 1. Access to ‘BharatNXT Exclusive’ section, you can now shop for a diverse selection of electronic products from renowned brands like Marshall, Beats, Devialet, SONOS, EARFUN, ADAM ELEMENTS, Fujifilm and THERABODY, all available at competitive prices 2. Introducing new Refund status for all your transactions which have been refunded back to your account As always, we've diligently improved the overall app experience and performance. ### 3.3.9 — 2023-10-25 Get ready for a NXT level experience 1. Efficiently search through your transactions 2. Download the account statement with ease 3. Payee portal to keep your payees informed As always, we've diligently improved the overall app experience and performance. ### 3.3.8 — 2023-08-28 Jim Rohn once said, "Small disciplines repeated with consistency every day lead to great achievements gained slowly over time." This update is culmination of our daily discipline of improving your experience, safety and security. ### 3.3.7 — 2023-07-23 Jim Rohn once said, "Small disciplines repeated with consistency every day lead to great achievements gained slowly over time." This update is culmination of our daily discipline of improving your experience, safety and security. ### 3.3.6 — 2023-05-22 We are excited to announce that we support Rupay cards now! This app update brings in option to delete payees along with bug fixes and improvements. ## Apps similar to BharatNXT | App | Rating | Price | Category | | --- | --- | --- | --- | | [stockaxis](https://appshunter.io/ios/app/stockaxis/id1357091352) | 4.1 (22) | Free | Finance | | [Options Trader: FnO & Stocks](https://appshunter.io/ios/app/options-trader-fno-and-stocks/id1601444691) | 5.0 (2) | Free | Finance | | [DakPay UPI](https://appshunter.io/ios/app/dakpay-upi/id1544482870) | 3.0 (2) | Free | Finance | | [WhichStock - Stock Tips](https://appshunter.io/ios/app/whichstock-stock-tips/id1598597132) | 1.0 (1) | Free | Finance | | [Gold Loan at Home](https://appshunter.io/ios/app/gold-loan-at-home/id1527737940) | — | Free | Finance | | [InCred Finance](https://appshunter.io/ios/app/incred-finance/id6443757735) | 4.4 (2,166) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*