# BHIM Axis Pay UPI App

> UPI banking app for instant money transfers and mobile/DTH recharges. (iPhone/iPad app by Axis Bank Limited.)

- Source: https://appshunter.io/ios/app/bhim-axis-pay-upi-app/id1222848219 (this page in markdown: same URL + `.md`)
- Developer: [Axis Bank Limited](https://appshunter.io/developer/517259642)
- Category: Finance
- Price: Free
- Rating: 3.00/5 from 85 App Store ratings · 90 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 31 MB
- Languages: American English, Hindi
- Released: 2017-05-16
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bhim-axis-pay-upi-app/id1222848219/reviews.md

## What is BHIM Axis Pay UPI App?

BHIM Axis Pay is a UPI banking app from Axis Bank that lets you transfer money from any bank to any bank account instantly using just a smartphone. You can also make online recharges to prepaid mobile numbers and DTH recharges using BHIM Axis Pay UPI App instantly. Download the free BHIM Axis Pay UPI App and go cashless! What is a UPI App? Unified Payments Interface (UPI) is a payment system created by National Payments Corporation of India (NPCI). UPI allows instant money transfer round the clock without mentioning the details of your bank account such as the account number and IFSC code. A UPI payment app uses a UPI ID to both send and receive money instantly from any bank account without sharing the account number and IFSC Code. For using a UPI banking app such as BHIM Axis Pay, users need to create a UPI ID/Virtual Payment Address (VPA) of their choice and link it to any bank account from a UPI supported bank. For example, a UPI ID for BHIM Axis Pay can be yourname@axisbank or mobilenumber@axisbank etc. which is easy to remember and any bank account can be linked. Once linked, just use your UPI ID instead of your bank account number and branch IFSC code to make or receive instant and cashless mobile payments. Features of BHIM Axis Pay:

* Anyone (Axis Bank customers and non-customers) can use the BHIM Axis Pay UPI banking app to make payments from their mobile to anyone without knowing the recipient's bank details

* You can add both Axis Bank and Non Axis Bank accounts on the BHIM Axis Pay UPI payment app and can also add multiple accounts at the same time

* You can perform instant fund transfer using UPI ID to any bank account right from BHIM Axis Pay money transfer app

* You can link the beneficiaries just by using their UPI ID on the BHIM Axis Pay mobile payment app

* Fund transfers are instant, 24*7, 365 days and absolutely free of cost and take place in a completely safe and secure way

* You can also check the balance of your linked accounts right from the BHIM Axis Pay money transfer app

* You can make prepaid online mobile recharges for all leading Indian telecom providers like Airtel, Vodafone, Reliance Jio, Idea, BSNL, and others from Axis Pay UPI application

* Find the best and the most suitable recharge plans/packs that meet your exact need on the BHIM Axis Pay UPI app. Browse through using different categories like Top-ups, Talk time offers, Data packs - 2G, 3G and 4G, Local, STD, ISD and many more.

* You can use BHIM Axis Pay UPI app to make DTH recharges from your mobile for operators like Tata Sky, Airtel DTH, Dish TV, Videocon D2H, SUN TV, and Reliance BIG TV

* Select Axis bank customers can now get instant credit card through BHIM Axis Pay. To know more on how to get instant credit card, visit www.axisbank.com/instantneocard

How does BHIM Axis Pay work? Getting Started:

* Download the BHIM Axis Pay UPI app from App Store

* Select your preferred bank account

* Create a unique UPI ID (for example – yourname@axisbank)

* Verify your account & set a UPI PIN

How to send money?

* Choose the account to send money from

* Enter receiver’s UPI ID

* Enter amount

* Confirm payment by entering UPI PI

How to ask for money?

* Choose the account to ask money from

* Select receiver’s UPI ID

* Enter amount and send request. Receive money when sender approves the money transfer on his app

How to recharge prepaid mobile online?

* Enter mobile number

* Select plan from Browse Plan

* Confirm online mobile recharge by entering UPI PIN

How to recharge DTH online

* Enter Subscriber ID

* Enter amount

* Confirm DTH recharge by entering UPI PIN

How to check account balance?

* Click on ‘Check balance’

* Enter UPI PIN to confirm 

Go ahead and download BHIM Axis Pay, Axis Bank's cashless UPI payment application for real time settlement and transfer of funds using UPI ID.

## Key features

- Instant fund transfers via UPI ID
- Prepaid mobile recharges
- DTH recharges
- Add multiple bank accounts
- Check account balance
- Create custom UPI ID

## Recent user reviews (10 of 90)

All indexed reviews: https://appshunter.io/ios/app/bhim-axis-pay-upi-app/id1222848219/reviews.md

### 1/5 — Unable to approve UPI payment/check balance

*2025-11-15, version 3.4.28*

Hi Team,
Hope you are doing well. I don’t know what App development team as my experience is worst with Axis UPI app. Unable to approve any UPI payment and no balance check. App is not working properly. Poor experience with this app.
Could you please release some bug fixes/ hot fixes or App updates so al least we can perform sole basis tasks?

### 1/5 — USA Mobile Support

*2025-10-29, version 3.4.28*

When you try to activate the service on USA issued mobiles, it is trying verify the mobile number by sending an activation message to the “local” number as if it is an India issued mobile number. It is a basic common sense to include country code when trying to send a verification message. How hard it is to include +91 in front of a delivery address for verification messages. PhonePe figured it out!

### 1/5 — UPI registration keeps failing

*2025-10-12*

In spite of directly connecting to the wireless network and sending SMS from registered phone number, it keeps saying send the SMS from 10 digit phone number!. Tried all settings bye from iPhone and it still doesn’t work. If axis really is looking to help its customers to use this app, better fix all these glitches and more.

### 1/5 — Can’t connect

*2025-09-16, version 3.4.28*

I’m trying to connect, but the SMS is going out with UK country code and not India. So, obviously not connecting.

### 1/5 — Bugs 🫵

*2025-08-26*

even after downloading the latest version; pop up still comes up saying there a new version and so many glitches. Apps should be released after pilot testing.. such a waste of time trying to use this app :( there is no 0 star option

### 1/5 — Doesn’t work for NRO/NRE account

*2025-08-25*

I’m using my registered international phone number for the NRO/NRE account with Axis, and this app keeps telling me to update to the latest even though I just downloaded it from the app store.

### 1/5 — Not able to mandate IPO

*2025-07-29, version 3.4.27*

I don’t know what’s wrong with this app not able to mandate upi ipo

### 1/5 — NRI Can’t Verify the phone number

*2025-05-20, version 3.4.26*

Not receiving Otp or any confirmation message to move forward for NRI customers.

### 1/5 — App redirects to AppStore post upgrade

*2025-05-02*

After upgrading to latest version in apple 13 pro gets redirected to app store to to use latest which I believe bug.

### 1/5 — Dose not work

*2025-03-25*

Tried setting up this app for 10 times and always getting the same error message that not able to send SMS and each time you need to 24 hours to try again, so uninstalled.

## Frequently asked questions about BHIM Axis Pay UPI App

### What is BHIM Axis Pay UPI App?

BHIM Axis Pay is a UPI banking application that enables users to instantly transfer money between any bank accounts using a UPI ID. It also supports online recharges for prepaid mobile numbers and DTH services, allowing for cashless transactions.

### What are the key features of BHIM Axis Pay?

Key features include instant fund transfers to any bank account using a UPI ID, prepaid mobile and DTH recharges, the ability to add multiple bank accounts (both Axis Bank and non-Axis Bank), checking account balances, and creating a personalized UPI ID for easy transactions.

### Is BHIM Axis Pay free to use?

Yes, the BHIM Axis Pay UPI App is free to download and use. Fund transfers are also free of cost, available 24/7, and conducted in a safe and secure manner.

### Who can use BHIM Axis Pay?

Anyone, including both Axis Bank customers and non-customers, can use the BHIM Axis Pay UPI banking app to make payments from their mobile. Users need to link a bank account from a UPI-supported bank and create a UPI ID.

### How do I get started with BHIM Axis Pay?

To get started, download the BHIM Axis Pay UPI app from the App Store. Then, select your preferred bank account and create a unique UPI ID. You can then use this UPI ID to send and receive money instantly.

## Version history (last 5 releases)

### 3.4.29 — 2026-01-08

- Improved app security for seamless and secure transactions

### 3.4.28 — 2025-08-25

- Improved app security for seamless and secure transactions

### 3.4.27 — 2025-07-11

- FCM notification issue fixes and other security enhancement.

### 3.4.26 — 2025-04-30

- App notification and security enhancement.

### 3.4.24 — 2024-12-27

NPCI's common library upgrade

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## More apps by Axis Bank Limited

- [Axis Bank Mobile Banking](https://appshunter.io/ios/app/axis-bank-mobile-banking/id699582556)
- [Axis NETSECURE](https://appshunter.io/ios/app/axis-netsecure/id836487291)
- [FxConnect](https://appshunter.io/ios/app/fxconnect/id1024539708)
- [Axis Mobile - Corporate](https://appshunter.io/ios/app/axis-mobile-corporate/id1339060075)
- [Kochi1-From KMRL & Axis Bank](https://appshunter.io/ios/app/kochi1-from-kmrl-and-axis-bank/id1573540630)

All apps by Axis Bank Limited: https://appshunter.io/developer/517259642

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*