# BHIM IDFC FIRST Bank UPI — IDFC FIRST UPI,BHIM UPI

> Unified Payment Interface for instant, secure, and private bank transfers. (iPhone/iPad app by IDFC FIRST BANK LTD.)

- Source: https://appshunter.io/ios/app/bhim-idfc-first-bank-upi/id1249206065 (this page in markdown: same URL + `.md`)
- Developer: [IDFC FIRST BANK LTD](https://appshunter.io/developer/1090320551)
- Category: Finance
- Price: Free
- Rating: 3.00/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 9 MB
- Languages: English
- Released: 2017-07-18
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bhim-idfc-first-bank-upi/id1249206065/reviews.md

## What is BHIM IDFC FIRST Bank UPI?

About UPI

UPI a.k.a Unified Payment Interface is the solution to that nightmare-like process of transferring your own funds to someone’s account. The multiple account nos, their IFSC codes, the OTPs, the passwords…that unending list of annoying details that you have to give before you can do anything with your own money; the UPI cuts straight through this clutter! 

Now all you need is a smart phone, some data connectivity and your mobile number registered across a bank account. All your account related confidential details needn’t be revealed anymore!

Wait, there’s more to this! The UPI is so flexible, it doesn’t discriminate which bank you belong to and allows you to register on any of the participating bank’s UPI applications. For instance IDFC FIRST bank account holders can register and transact on any other participating bank’s UPI application using a single PIN. Likewise, you can register an account of any other participating bank and transact on IDFC FIRST bank’s UPI mobile application. You see, it’s incredible!
Benefits of UPI 
You’re probably already convinced that UPI is the way to go. But let us remind you again, why UPI is so great!

•	Privacy: Your personal details such as your Mobile Number/Account Number, it all stays hidden. Send and request funds by revealing no more than your virtual address (think of it as the username you created for your Instagram account. Except that you have multiple private bank accounts linked to it instead of the photos you want to keep away from family on facebook) 

•	One Click Authentication: UPI PIN is all you need to authorize any transaction. Say bye-bye to the OTPs, the expiry dates, the passwords!

•	Available 24*7*365: You can literally transact any time of the day all year round. And guess what, all these transactions are instant!

•	Request Money: Need money from your friends for the dinner you paid for last night? Need your customer to pay you for the dress she bought from your store? Whatever it is that you need to ask someone money for, UPI allows you to do so!

## Key features

- Instant fund transfers
- Secure one-click authentication
- Request money feature
- Privacy protection
- 24/7 transaction availability
- Virtual address for transactions

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/bhim-idfc-first-bank-upi/id1249206065/reviews.md

### 5/5 — Fantastic App

*2019-10-21, version 1.8*

Works smoothly and flawlessly. UPI is revolutionary tech by India and this app provides a good platform to use that.

### 1/5 — Can’t sign up or sign in

*2019-06-06, version 1.6*

I tried to sign up using my IDFC net banking details but it says that the number is already in use and to try and sign in. When I click the sign in option, it takes me to a registration page which again asks me to use a different number or sign in. 
Kindly fix this quickly

## Frequently asked questions about BHIM IDFC FIRST Bank UPI

### What is BHIM IDFC FIRST Bank UPI?

BHIM IDFC FIRST Bank UPI is a mobile application that facilitates instant and secure bank transfers using the Unified Payment Interface (UPI). It simplifies the process by requiring only a virtual address and a single PIN for transactions.

### How secure is BHIM IDFC FIRST Bank UPI?

The app prioritizes security with one-click authentication using a UPI PIN, eliminating the need for OTPs and passwords. Your personal bank account details are not revealed during transactions, as they are linked to a virtual address.

### Can I request money using BHIM IDFC FIRST Bank UPI?

Yes, the application allows you to request money from others. This feature is useful for settling shared expenses or receiving payments for goods and services.

### Is BHIM IDFC FIRST Bank UPI available 24/7?

Yes, transactions through BHIM IDFC FIRST Bank UPI are available 24 hours a day, 7 days a week, 365 days a year. All transactions are processed instantly.

### What devices support BHIM IDFC FIRST Bank UPI?

BHIM IDFC FIRST Bank UPI is supported on iPhone, iPad, and iPod devices. It requires iOS 4.0 or later.

### How often is BHIM IDFC FIRST Bank UPI updated?

The app was last updated on May 31, 2023, with version 1.11. Updates typically include performance improvements and new features to enhance user experience.

### What is the user rating for BHIM IDFC FIRST Bank UPI?

BHIM IDFC FIRST Bank UPI has a rating of 3.0 stars from 2 ratings. This indicates a mixed user reception based on the limited feedback available.

### Does BHIM IDFC FIRST Bank UPI have ads?

The provided data does not specify if BHIM IDFC FIRST Bank UPI contains advertisements. However, its monetization model is listed as 'free', suggesting it may be ad-supported or offer in-app purchases.

## Version history (last 3 releases)

### 1.11 — 2023-05-31

Performance enhancements.

### 1.10 — 2023-05-25

*Performance enhancements and security fixes.

### 1.9 — 2021-01-19

*Performance enhancements and security fixes

## Apps similar to BHIM IDFC FIRST Bank UPI

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [YPay: Card & Payments](https://appshunter.io/ios/app/ypay-card-and-payments/id1591549699) | 4.0 (16) | Free | Finance |
| [BHIM KVB Upay](https://appshunter.io/ios/app/bhim-kvb-upay/id1258079462) | — | Free | Finance |
| [BHIM DLB UPI](https://appshunter.io/ios/app/bhim-dlb-upi/id1444981953) | — | Free | Finance |
| [Streak Pro](https://appshunter.io/ios/app/streak-pro/id1423080803) | 3.0 (4) | Free | Finance |
| [BHIM SBIPay](https://appshunter.io/ios/app/bhim-sbipay/id1342240155) | 3.0 (97) | Free | Finance |
| [BHIM JetPay](https://appshunter.io/ios/app/bhim-jetpay/id1597065522) | — | Free | Finance |

## More apps by IDFC FIRST BANK LTD

- [IDFC FIRST Buzz](https://appshunter.io/ios/app/idfc-first-buzz/id1460221053)
- [IDFC FIRST Bank: MobileBanking](https://appshunter.io/ios/app/idfc-first-bank-mobilebanking/id1521443352)
- [IDFC FIRST Bank FASTag](https://appshunter.io/ios/app/idfc-first-bank-fastag/id1547409154)
- [IDFC BXP Business eXperience](https://appshunter.io/ios/app/idfc-bxp-business-experience/id1630121005)
- [IDFC First Bank ME Services](https://appshunter.io/ios/app/idfc-first-bank-me-services/id1638292653)

All apps by IDFC FIRST BANK LTD: https://appshunter.io/developer/1090320551

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
