# BHIM KBL UPI — user reviews > 20 indexed App Store user reviews of BHIM KBL UPI by THE KARNATAKA BANK LIMITED, rated 1.00/5 from 2 ratings. - Source: https://appshunter.io/ios/app/bhim-kbl-upi/id1425852624/reviews - App overview in markdown: https://appshunter.io/ios/app/bhim-kbl-upi/id1425852624.md - Rating breakdown: 5★ 0 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 2 ## Newest reviews (7 of 20) ### 1/5 — Welcome to worst app experience *2020-07-13* After a month getting my card to door. Finally i got an opportunity to see an error message just opening this app. Error in initial encryption handshake. This message bombards on screen and you won't forget while writing review. Thank you kbl for your customer support pun intended. **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Not working *2020-06-23* Its not working , i am getting an error in starting It says ‘error’ UPI registration not allowed **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Getting error msg while I opened the app *2020-03-11* Error **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Problem *2020-01-17* Upi registration error **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Horrible *2019-09-08* Its coming upi registration failed..cant get through it.. **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Downloading app *2019-07-10* Opened an account in Karnataka bank and got a msg asking me to install the app and when I tried it keeps sending me error msg and I happen to have I phone and customer service is not helpful and the bank won’t pick up calls ..this is probably the worst service ever!!! **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Doesn’t work *2019-01-14* Perhaps it’s the Karnataka bank servers. I simply could not get it to work. Moreover while many other banks provide UPI access 24x7, it seems like Karnataka bank turns off its servers during nights and weekends. Setup initially worked and I was able to query bank balance. But I was never able to transfer money via UPI — be it through this app or via Google Pay. Also, Karnataka bank UPI does not work over Jio but works over WiFi. It seems that Karnataka bank does not have its act together with UPI and is behind times. **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ## Most critical reviews (10 lowest-rated) ### 1/5 — UPI set *2026-02-25* Not set UPI ID maximum time out you showing bad experience 😡🤬 **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support ### 1/5 — Not for NRIs *2024-12-08* This app is not for NRIs. Also, The bank’s NRI customer service is very difficult to get help from if you have a foreign number **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Worst app *2023-05-08* I am unable to upgrade app . Mobile app developers does not how to handle errors ? It’s very strange that asking to upgrade the app and redirecting to App Store . In App Store still old version present . Versioning not handled and many customers facing this problem. Fix it quickly **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Worst app *2022-08-03* Do you even compare your app with other bank app ? **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Worst Bank for online banking *2022-05-07* Cant accept a upi mandate, because i am not able to login and when i entered the details its error pops saying virtual if already exist, useless app and bad service **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Xyz *2021-01-25* It’s not working my mobile, it’s showing me error error error **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Not working . Why are you creating this application *2021-01-01* Not working . Why are you creating this application **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Error in initial encryption handshake *2020-11-30* What is the purpose of this app? After downloading the app as soon as we open getting the error. Please hire good application developers for building the application. **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Worst application *2020-10-30* This app doesn’t allow wifi to register 😒 Likewise neither with mobile data😏 I don’t know now by which method I should register 🤦‍♂️ **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 1/5 — Flop service *2020-08-10* All apps of this bank are flop, 0 stars for karanataka bank mobile app and 0 stars for atm and passbook machine. **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ## Most praised reviews (3 highest-rated) ### 3/5 — Need to improve a lot *2026-04-01* Dear Bank, work on it. Improve this UPI App ### 2/5 — Not helpful *2019-01-09* Since almost 2 months i am not able to reset UPI PIN. **Developer response:** Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support. ### 2/5 — Not working *2018-08-29* Unfortunately I am not able to add my Karnataka bank account itself It asks for me to setup mpin for that I need to give debit card and pin details Even after giving all the details correctly it still doesn’t work **Developer response:** Dear Sir/Madam, Can you tell us what is the exact error message you are getting? --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*