# BHIM KVB Upay

> Unified Payments Interface (UPI) app for fund transfers and account management. (iPhone/iPad app by THE KARUR VYSYA BANK LIMITED.)

- Source: https://appshunter.io/ios/app/bhim-kvb-upay/id1258079462 (this page in markdown: same URL + `.md`)
- Developer: [THE KARUR VYSYA BANK LIMITED](https://appshunter.io/developer/1039210994)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 29 MB
- Languages: English
- Released: 2017-07-19
- Data updated: 2026-06-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bhim-kvb-upay/id1258079462/reviews.md

## What is BHIM KVB Upay?

Karur Vysya Bank presents KVB Upay – A Unified Payments Interface (UPI) application that lets you transfer funds from any bank account using a Virtual Payment Address (VPA), IFSC & Aadhaar.

What is UPI?
Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The UPI is regulated by the Reserve Bank of India (RBI) and works instantly by transferring funds between two bank accounts on a mobile platform.

If you operate multiple banks account & use multiple apps for your payments? Switch to KVB Upay for managing all your accounts at one place.

Benefits of using KVB Upay
- No need to remember account number, IFSC for fund transfer
- Send/Collect money using a Virtual Payment Address
- Access all bank accounts linked to your mobile number in one app
- Pay to friends & relatives using their VPA 
- Pay to any user using any UPI application. 
- Request money from any UPI user
- Scan a QR and pay on the fly. 
- Make Payments by QR Scanning
- Check account balance
- Block unwanted VPA as Spam

What are the requirements for using KVB UPay?
You should have following
- A iPhone with internet services
- An operative bank account
- The mobile number being registered with UPI must be linked to the bank account.
- Active debit card relating to this account for creating mPin.

How to register for KVB Upay?
-	Download “BHIM KVBUPay” from iOS App Store
-	Click on “Proceed” to verify your mobile number. 
-	An SMS will be sent from your mobile for verification. 
-	After your mobile number is verified, the Profile Registration screen is displayed. Fill in the required details.
-	Create six digits numeric application password for logging in to application and confirm the same.
-	Once successfully registered, login to the app and create VPA for the bank account linked.
-	Select the Bank & create VPA for the bank.
-	Set mPin for the selected bank using debit card

Support 24 X 7: 
Email id: customersupport@kvbmail.com
Toll Free Number: 18602001916

Supported Banks: Visit our website https://www.npci.org.in/bhim-live-members  to find out if your bank is live on BHIM

Permissions for App and reasons

SMS - As per NPCI guidelines, we will be sending a background SMS to verify the customer and mobile number linked to it.

Location – As per NPCI guidelines, we will capture location details

Storage – We need this permission to store the scanned QR Code.

Calls – We need this permission to detect SIM present or not

Go ahead and download BHIM KVBUPay application to experience the unique way of making payments using a Virtual Payment Address (VPA).

## Key features

- Fund transfer using VPA, IFSC, or Aadhaar
- Send and collect money
- Access all linked bank accounts
- Pay via QR code scanning
- Check account balance
- Block spam VPAs

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/bhim-kvb-upay/id1258079462/reviews.md

### 1/5 — Sim Card Not Detected

*2023-09-06, version 1.1.23*

For ESim it shows Sim Card Not Detected error

### 1/5 — This  app not open iPhone 13 Pro Max .rain

*2022-12-14, version 1.1.22*

Esim  iPhone 13 Pro Max not working.

### 1/5 — Please try again later!

*2020-09-19, version 1.1.15*

Yep, that’s what it says every time. Can’t even log in the app with my correctly entered pin. Forget about making transaction. LMAO
”CHEAP BANK, CHEAP QUALITY APP!”

### 1/5 — The sms is not being sent.

*2019-12-04, version 1.1.11*

I'm trying to login to access my fastag account,but it wouldn't go through.

### 1/5 — Useless app

*2019-12-01, version 1.1.11*

Useless application

### 1/5 — Hope less application... does respond 😡😡😡😡

*2019-11-28, version 1.1.11*

Dead application... god bless the developer

### 1/5 — Poor

*2019-11-28, version 1.1.11*

Not sure why these banks waste money making poor quality things. The app developers should be fired and the bank managers should be told to pack up and go as well ! App doesn’t work. SMS doesn’t send so you can’t proceed.

### 1/5 — Worst app not working

*2018-09-06, version 1.0.1*

I have initiated the sms for two times and still app not moving to next step only the sms is keep on going and I have been charged for the sms too

### 1/5 — Unable to send money

*2018-05-16, version 1.0.1*

Not at all working . Please solve it as soon as possible.

### 5/5 — Best app in KVB

*2017-11-05, version 1.0.1*

Great UPI app launched by KVB. Perfect app for VPA transactions. UPI is easier than IFSC transactions. Developers need to improve by adding #Touchid" to the users in next update. Touchid feature should also be added in KVB book app.

## Frequently asked questions about BHIM KVB Upay

### What is BHIM KVB Upay?

BHIM KVB Upay is a Unified Payments Interface (UPI) application that allows users to transfer funds, request money, and manage multiple bank accounts from a single platform. It facilitates instant, real-time inter-bank transactions.

### What are the requirements to use BHIM KVB Upay?

To use BHIM KVB Upay, you need an iPhone with internet services, an operative bank account, a mobile number linked to your bank account, and an active debit card for creating your mPIN. The app is available on the iOS App Store.

### How secure is BHIM KVB Upay?

The app requires a six-digit numeric password for login and an mPIN for bank transactions, enhancing security. It also allows users to block unwanted VPAs as spam, contributing to a safer payment environment.

### Does BHIM KVB Upay support all banks?

BHIM KVB Upay supports banks that are live on the BHIM platform. You can visit the NPCI website to check if your bank is supported. The app allows you to create a VPA for your linked bank account.

### How often is BHIM KVB Upay updated?

The latest version of BHIM KVB Upay is 1.1.32, last updated on March 20, 2026. Updates typically include performance improvements and new features to enhance user experience and security.

### Can I use BHIM KVB Upay to pay anyone?

Yes, you can pay friends and relatives using their VPA, and also pay any user who has any UPI application. You can also request money from any UPI user and scan QR codes to make payments on the fly.

### What kind of support is available for BHIM KVB Upay?

BHIM KVB Upay offers 24x7 support via email at customersupport@kvbmail.com and a toll-free number at 18602001916. This ensures users can get assistance whenever they need it.

### Is BHIM KVB Upay free to use?

Yes, BHIM KVB Upay is available for free download and use. There are no charges for using its core features like fund transfers and account management.

## Version history (last 5 releases)

### 1.1.33 — 2026-06-01

- Security Enhancement

### 1.1.32 — 2026-03-20

- Security Enhancement

### 1.1.31 — 2025-12-01

- Security fixes

### 1.1.30 — 2025-10-16

- FIR Consent changes

### 1.1.29 — 2025-07-04

Tap & Pay
Security Enhancements

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## More apps by THE KARUR VYSYA BANK LIMITED

- [KVB e-Book](https://appshunter.io/ios/app/kvb-e-book/id1039210995)
- [KVB - DLite & Mobile Banking](https://appshunter.io/ios/app/kvb-dlite-and-mobile-banking/id1428536937)
- [KVB - Netshield](https://appshunter.io/ios/app/kvb-netshield/id6745245945)
- [KVB - Corp](https://appshunter.io/ios/app/kvb-corp/id6751895660)

All apps by THE KARUR VYSYA BANK LIMITED: https://appshunter.io/developer/1039210994

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-05.*