# BHIM PNB

> Unified Payment Interface app for managing multiple bank accounts and making payments. (iPhone/iPad app by PNB.)

- Source: https://appshunter.io/ios/app/bhim-pnb/id1593414513 (this page in markdown: same URL + `.md`)
- Developer: [PNB](https://appshunter.io/developer/898528851)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 68 MB
- Languages: American English, Hindi
- Released: 2023-08-08
- Data updated: 2026-08-12
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bhim-pnb/id1593414513/reviews.md

## What is BHIM PNB?

Punjab National Bank - Unified Payment Interface

 

Punjab National Bank offers UPI application for the customers of Indian banks to register with the bank and link their accounts of other banks as well. Customer shall be able to Pay and initiated collect money requests to their contacts. Payment Address is an abstract form to represent and identify the account details, and account details remain confidential. By adding accounts of different banks, customer can manage the account in single platform.

 

Following are the transaction sets supported

·         User profile registration

·         Bank accounts creation

·         Payment address creation

·         Authentication

·         Authorization

·         PIN generation

 

Core transaction functionality

·         Pay request

·         Collect request

·         One Time and Recurring Mandate

·         Collect request approval (Payer approval through Mobile application)

·         Debiting / Crediting Payer / Payee accounts

·         Virtual address resolution for NPCI-UPI

·         Support for all 2-party, 3-party and 4-party models of NPCI UPI

·         Third party address book management

 

 

What are the requirements for using UPI?

You should have following:

·         An iOS phone with internet services.

·         A KYC- compliance bank account (Savings, Current and OD).

·         The mobile number being registered with UPI, must be linked to the bank account.

·         Active debit card relating to this account for creating UPI PIN.

## Key features

- Unified Payment Interface (UPI)
- Link multiple bank accounts
- Send and receive money
- Create payment addresses
- Manage accounts on a single platform
- One-time and recurring mandates

## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/bhim-pnb/id1593414513/reviews.md

### 1/5 — Ios 26.2 with airtel not Start

*2026-01-23*

When i try to sim reg then i send msg after send msg         ..Airtel pop up msg show for ur app.. show error cause 2nd app open  like pop up msg...

### 1/5 — Worst

*2026-01-18*

Just horrible to use, as it keeps getting unregistered all the time. I thought something was wrong with my phone or sim

### 2/5 — Very much complicated and lengthy app

*2026-01-03*

Very much complicated. Always asks to re register and setting up UPI pin when app is closed or phone is restarted. So please check app running and performance before launching in era of high performance apps.
You have to re register daily with your banking details before you want to start payment

### 1/5 — Most worthy less app

*2025-11-29*

Most useless I never seen before this struggling to register from last 3 days with proper network proper sim which is updated with bank with proper balance in sim but all in vain app is not confirming messages and ever showing error every time and after 3 attempts they blocked for 24hrs every day. My All efforts gone in vain. Is admin not sorting this issue then need such type of bank related you app.

### 1/5 — Pathetic app

*2025-09-24*

Developers forgot to develop this app just uploaded iOS app with update wallpaper only. Even app is updated and no new update is here on app store the app is showing the update image only..

### 1/5 — literally doesn’t work

*2025-09-19*

As soon as I open says device sms count exceeded, but it’s just 12:01 am . How should I even proceed

### 1/5 — How to Withdraw From ATM?

*2025-02-02*

Waiting for Responses

### 1/5 — Slow

*2024-09-17*

Very very Slow registration in PNB Bhim Upi aap poor

### 1/5 — Bugs fixed

*2024-09-08*

Not tap any payment option no click any tap

### 1/5 — Icon not working

*2024-05-20*

Service like mobile recharge and other bill paying icon not working

## Frequently asked questions about BHIM PNB

### What is BHIM PNB?

BHIM PNB is a Unified Payment Interface (UPI) application developed by Punjab National Bank. It allows customers of Indian banks to register, link their bank accounts, and perform various financial transactions like sending and receiving money.

### Can I link accounts from banks other than PNB with BHIM PNB?

Yes, BHIM PNB allows you to register and link accounts from other Indian banks, enabling you to manage multiple accounts on a single platform.

### What are the requirements to use BHIM PNB?

You need an iOS phone with internet services, a KYC-compliant bank account (Savings, Current, or OD), a mobile number linked to your bank account, and an active debit card for UPI PIN generation.

### Is BHIM PNB secure?

BHIM PNB uses payment addresses to keep your account details confidential. The app supports authentication and authorization processes to ensure secure transactions.

### What types of transactions does BHIM PNB support?

BHIM PNB supports various transactions including pay requests, collect requests, one-time and recurring mandates, and approvals through the mobile application. It also facilitates debiting/crediting payer/payee accounts.

### How often is BHIM PNB updated?

The latest version of BHIM PNB is 2.4, and it was last updated on June 22, 2026. This indicates a recent update, suggesting ongoing development and support.

### Does BHIM PNB have ads?

No, BHIM PNB does not contain advertisements. The app is free to use and does not display any ads to its users.

### What is the age rating for BHIM PNB?

BHIM PNB has an age rating of 4+. This means it is considered suitable for users aged 4 and above.

## Version history (last 5 releases)

### 2.5 — 2026-08-10

Minor bug fixes.

### 2.4 — 2026-06-22

Introducing new UPI security and convenience features:

UIDAI Face Authentication for setting/resetting UPI PIN securely.
Biometric Authentication support for approving UPI transactions.
UPI Autopay Mandate Interoperability for seamless mandate management across UPI apps.
Enhanced Accessibility Support with improved screen reader compatibility, navigation, and labels.

### 2.3 — 2025-11-01

Minor Bug fixes

### 2.2 — 2025-10-03

Minor Bug fixes

### 2.1 — 2025-09-26

Minor Bug fixes

## More apps by PNB

- [PNB ATM Assist](https://appshunter.io/ios/app/pnb-atm-assist/id1084747132)
- [PNB CREDIT CARD (Genie)](https://appshunter.io/ios/app/pnb-credit-card-genie/id1241923265)
- [PNB Parivar](https://appshunter.io/ios/app/pnb-parivar/id1247838082)
- [PNB mPassbook](https://appshunter.io/ios/app/pnb-mpassbook/id1282930472)
- [PNB ONE](https://appshunter.io/ios/app/pnb-one/id1434797444)
- [SHGB mBanking](https://appshunter.io/ios/app/shgb-mbanking/id1437134938)

All apps by PNB: https://appshunter.io/developer/898528851

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*
