# Bibit - Reksadana & Obligasi — Obligasi Negara. SBN. Saham.

> Investment platform with Robo-Advisor for mutual funds, bonds, and stocks. (iPhone/iPad app by Bibit Tumbuh Bersama.)

- Source: https://appshunter.io/ios/app/bibit-reksadana-and-obligasi/id1445856964 (this page in markdown: same URL + `.md`)
- Developer: [Bibit Tumbuh Bersama](https://appshunter.io/developer/1445856963)
- Category: Finance, Business
- Price: Free
- Rating: 4.90/5 from 385 App Store ratings · 149 written reviews indexed
- Age rating: 12+
- Requires: iOS 14.0 · 53 MB
- Languages: American English, Indonesian
- Released: 2019-01-11
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bibit-reksadana-and-obligasi/id1445856964/reviews.md

## What is Bibit?

Bibit - Platform Investasi yang dilengkapi dengan Robo-Advisor untuk membantu investor pemula berinvestasi dengan mudah di Reksadana, Surat Berharga Negara (SBN), Obligasi FR dan Saham.

Robo-Advisor Untuk Investor Pemula
Membantu kamu mulai investasi di reksadana yang berkualitas tanpa perlu pengalaman.  

Investasi di Reksadana Berkualitas
Ratusan pilihan reksadana yang terseleksi dan berkualitas supaya kamu bisa investasi dengan tenang.

Investasi di Obligasi Negara
Investasi di SBN dan Obligasi FR 100% aman dijamin negara. Pemerintah jamin seluruh nilai investasi tanpa batas maksimal.

Investasi Saham di Bibit
Didesain khusus untuk investor casual dengan tampilan yang sederhana dan dilengkapi dengan fitur Playlist untuk pemula mendapatkan ide investasi saham berdasarkan nilai fundamental.

Syariah Mode
Investasi Reksadana Secara Syariah Untuk Umat Muslim Secara Optimal.

Terdaftar dan Diawasi Oleh OJK
Bibit sudah terdaftar dan mempunyai izin lisensi resmi dari OJK & Kominfo.

Mulai dari Rp 10.000
Investasi sudah seharusnya untuk semua kalangan. Mulai investasi kamu dari kecil atau sebanyak yang kamu inginkan. Lebih cepat kamu mulai, lebih besar pertumbuhan uang kamu.

Buka Akun Secara Digital
Pembukaan rekening secara online dan dapat diselesaikan dalam hitungan menit. Tanpa dokumen fisik. Tanpa ribet.

Investasi Dengan Aman
Bibit tidak menyimpan dana kamu. Dana yang kamu investasikan ditransfer langsung ke kustodian bank dan dikelola oleh perusahaan berlisensi OJK. Dana hanya dapat dicairkan ke rekening atas nama kamu.

------------------------------------------------

Untuk bertanya, silahkan hubungi:
Email: support@bibit.id
Instagram: @bibit.id
Telegram: @bibitapp
Facebook: @bibitapp
Website: https://www.bibit.id
Whatsapp: +622150864230

Reksadana disediakan oleh:
PT Bibit Tumbuh Bersama
Menara Standard Chartered Lantai 35 Jalan Prof. Dr. Satrio No. 164 Jakarta Selatan 12930
License: https://reksadana.ojk.go.id/Public/APERDPublic.aspx?id=BTB69
CNBC Credentials: https://www.cnbcindonesia.com/tech/20211115083541-37-291446/bibit-dinobatkan-jadi-the-best-fintech-company-2021

## Key features

- Robo-Advisor for beginners
- Curated mutual fund selection
- Invest in government bonds (SBN)
- Stock investment ideas for casual investors
- Syariah investment mode
- Digital account opening

## What do users think of Bibit?

Overall sentiment: positive

**Pros**

- 👍 User-friendly interface and easy to navigate
- 💡 Excellent for investment beginners
- 🤖 Robo-advisor feature simplifies portfolio selection
- 🚀 Fast and simple transaction process
- 💳 Multiple payment methods (e-money, bank transfers)
- 📊 Clear and detailed information presentation
- 🎯 Practical and straightforward design
- ⚡ Responsive customer service
- 🔒 Trustworthy and reputable platform
- 💰 Easy fund deposits and withdrawals

**Cons**

- 🚫 Limited to specific banks (BCA and Jago only)
- 🐛 Slow response on older devices (iPhone 6s)
- ❌ Selling transactions not reflecting properly
- 😞 Misleading and unclear promotional offers
- 📱 Portfolio performance visibility issues
- ⏱️ Delayed refund processing
- 🔄 Inconsistent customer service follow-up
- 🤔 Vague promotion terms and conditions

**Commonly reported bugs**

- Sell transactions not executing or updating
- Stock prices not changing after transactions
- Portfolio performance data not displaying
- App slow response and lag on older devices
- Refund processing delays and failures

**Most requested features**

- English language support
- Expand bank compatibility beyond BCA and Jago
- Improve app performance on older devices
- Better portfolio performance tracking visibility
- Clearer promotion terms and conditions

## Recent user reviews (10 of 149)

All indexed reviews: https://appshunter.io/ios/app/bibit-reksadana-and-obligasi/id1445856964/reviews.md

### 1/5 — Hah

*2026-06-12, version 4.69.5*

Rugi investasi di Indonesia

### 1/5 — Apk jelek

*2026-05-21, version 4.69.5*

Apk jelek pemeliharaan mulu mau withdrawal gabisa heran jelek intinya jelek jangan di download

### 1/5 — aplikasi lucu

*2026-03-31, version 4.69.3*

aneh buat apa ada pencairan instan klo mau dibatas 3 kali sebulan lawak lucu bener anjing klo lagi butuh duit harus nunggu pencairan manual babi gosah lagi ada pencairan instan klo gitu sekalian tarik semua saldo delete aplikasi gaguna ini lah babi

### 5/5 — Kode :  chessnut

*2026-03-03, version 4.69.1*

Pakai kode chessnut agar kamu dapat bonus di akunmu❤️❤️❤️❤️❤️

### 2/5 — APK SUSAH TERBUKA

*2026-02-16, version 4.69.0*

Dalam minggu ini kenapa susah sekali untuk buka apk nya ya? Udah diupdate tapi tetep aja apk nya gk bisa terbuka tolong diperbarui

### 5/5 — Bibit terpercaya

*2026-01-23, version 4.68.3*

Investasi terpercaya , aku udah pakai sejak 2018 dan masih lanjut inves di bibit , kalau kalian mau coba boleh pake Referral “Mungkin” yaa ✅

### 5/5 — Daftar dan Verifikasi Akun

*2026-01-15, version 4.68.3*

Daftar akun Bibit lebih gampang dan lancar daripada Ajaib. Aplikasi lebih gampang dan Adminnya juga responsif. Lebih mengerti maunya Nasabah daripada Ajaib

### 5/5 — UI/UXnya mempermudah user & ITnya sangat memanjakan user karena hanya menunggu sekian detik

*2026-01-15, version 4.68.3*

Fiturnya sangat bagus dan mempermudah user dan apps tidak lelet saat diklik, jadi bagusss 🫶🏻

### 5/5 — Good

*2026-01-14, version 4.68.3*

Good

### 5/5 — Jam Market

*2026-01-09, version 4.68.3*

Kalau bisa tolong ditambahkan livetime jam market bukanya

## Frequently asked questions about Bibit

### What does Bibit do?

Bibit is an investment platform that helps beginners invest easily in mutual funds, government bonds (SBN), and stocks. It features a Robo-Advisor to guide users and offers a curated selection of quality investments.

### What are the key features of Bibit?

Key features include a Robo-Advisor for beginners, a wide selection of quality mutual funds, secure investment in government bonds (SBN) guaranteed by the state, and a simplified stock investment feature with 'Playlist' ideas for casual investors. It also offers a Syariah mode and digital account opening.

### How much does it cost to invest with Bibit?

You can start investing with Bibit from as little as Rp 10,000. The app itself is free to use, and the platform is designed to be accessible to all. There are no upfront costs mentioned for using the platform.

### Is Bibit safe and regulated?

Yes, Bibit is registered and officially licensed by OJK (Financial Services Authority) and Kominfo. Your investment funds are not held by Bibit but are transferred directly to a bank custodian and managed by an OJK-licensed company. Funds can only be withdrawn to your own account.

### Who is Bibit for?

Bibit is designed for beginner investors who want to start investing in mutual funds, government bonds, and stocks with guidance. It's also suitable for casual investors looking for a simple interface and investment ideas, as well as Muslim investors who prefer Syariah-compliant investments.

## Version history (last 5 releases)

### 4.70.0 — 2026-08-11

1. Transfer Asset Saham antar Portofolio Saham Stockbit sudah dapat dilakukan melalui aplikasi Bibit

### 4.69.8 — 2026-07-29

1. Peningkatan keamanan pada proses perubahan data akun melalui verifikasi wajah, notifikasi yang lebih informatif, dan pembatasan aktivitas sensitif selama 24 jam.

### 4.69.7 — 2026-06-24

1. Peningkatan keamanan pada proses perubahan data akun melalui verifikasi wajah, notifikasi yang lebih informatif, dan pembatasan aktivitas sensitif selama 24 jam.

### 4.69.6 — 2026-06-15

1. Peningkatan keamanan pada proses perubahan data akun melalui verifikasi wajah, notifikasi yang lebih informatif, dan pembatasan aktivitas sensitif selama 24 jam.

### 4.69.5 — 2026-05-21

1. Peningkatan keamanan pada proses perubahan data akun melalui verifikasi wajah, notifikasi yang lebih informatif, dan pembatasan aktivitas sensitif selama 24 jam.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*