# Bilance - Your Money & Budget — Finance tracker and planner > Automated AI-powered personal finance tracker and budget planner. (iPhone/iPad app by Bilance Technology OÜ.) - Source: https://appshunter.io/ios/app/bilance-your-money-and-budget/id1570659711 (this page in markdown: same URL + `.md`) - Developer: [Bilance Technology OÜ](https://appshunter.io/developer/1570659713) - Category: Finance, Education - Price: Free with in-app purchases - Rating: 5.00/5 from 4 App Store ratings · 90 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 189 MB - Languages: American English - Released: 2023-05-09 - Data updated: 2026-09-03 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/bilance-your-money-and-budget/id1570659711/reviews.md ## What is Bilance? Your money has a story to tell. Connect the dots with the Bilance app. Bilance connects securely with your bank account and automatically categorizes your expenses with a powerful AI model. Take advantage of easy budgeting features to take control of your spending and build better financial habits. Whether you want to reduce financial stress, save more or start investing, you’ll love keeping track of your money with Bilance. Get started today with a free trial! Why Bilance? • Bilance saves you time and gives you peace of mind. Automatic bank sync and AI-powered expense categorization keep you up to date with your cash flow – no manual work needed. • Bilance makes your finances make sense. Leave the math for us – you can simply review your spending trends on clear infographics and automatic reports. • Bring all your finances together. Connect as many banks and bank accounts with Bilance as you want, including neobanks and cash. • Focused on your security. We don’t sell your data and we have built Bilance using a secure infrastructure. • Works across Europe. Over 2,800 banks in 31 countries already support automatic sync. More key features: • Compare with others - see how your expenses stack up • Savings rate - monitor your savings rate in real-time • Budgets - set monthly budgets and control your spending • Recurring - tracker for your subscriptions and bills • Reports - get an automatic monthly report at the end of each month • Tags - organize your spending • Dark mode - exquisite looks, also at nighttime • No ads - we don’t show any ads or recommend other products • Quick support - contact us anytime through chat • Constantly improving - we release new features and improvements regularly What users are saying about Bilance: “One of the greatest money management apps I’ve seen so far. Bank account sync works really neat and makes tracking convenient.” – Andres “It’s amazing that the app automatically sets a category for all your transactions.” – Ingrid “I have used countless other personal finance apps, but Bilance has everything! Definitely recommend it!” – Marta “Thanks for making me think about my money.” – Herbert Subscription information: – Get started with a 7-day free trial and explore all the features of Bilance for free. – After the trial, a paid subscription is required to access the content of the app. – Choose between a monthly or yearly subscription plan. – Payments will be charged to your Apple account. – The subscription is auto‑renewable. – Your account will be charged for renewal within 24 hours before the end of your current subscription period. – Auto‑renewal may be turned off at any moment in the App Store settings. Learn more: https://www.bilanceapp.com Contact us: hello@bilanceapp.com Terms of Use: https://www.bilanceapp.com/terms Privacy Policy: https://www.bilanceapp.com/privacy ## Key features - Automatic bank sync - AI-powered expense categorization - Easy budgeting tools - Savings rate monitoring - Recurring bill tracker - Spending reports and infographics - Cross-Europe bank support ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Yearly subscription | $24.99 | per year | | Monthly subscription | $3.99 | per month | | Monthly subscription | $3.99 | per month | | Monthly subscription | $3.99 | per month | | Yearly subscription | $22.99 | per year | | Monthly subscription | $15.99 | per month | | Yearly subscription | $79.99 | per year | | Yearly subscription | $10.99 | per year | | Monthly subscription | $1.99 | per month | | Monthly subscription | $2.49 | per month | | Yearly subscription | $16.99 | per year | | Yearly subscription | $3.99 | per month | ## Recent user reviews (10 of 90) All indexed reviews: https://appshunter.io/ios/app/bilance-your-money-and-budget/id1570659711/reviews.md ### 3/5 — Reconexión continua *2026-01-13, version 1.98.2* La re conexión es necesaria cada vez que accedo a la APP ### 5/5 — Saved money and stopped worrying about where my money goes *2026-01-07, version 1.98.2* Love this app for tracking my budget! I used to use an Excel to track all my expenses and income, but it was such tedious work and not always at hand. With Bilance I have everting in one place and it’s very useful for when I do transactions with cash, I can immediately add it so I don’t forget about it. This has been sooo helpful in keeping me on track and being mindful of my budget. Love the new feature of customizing the start date of the financial month, as well as the Net worth one. Keep up the good work guys! ### 4/5 — Bella UI *2026-01-04, version 1.97.5* App fatta molto bene, peccato sia mancante la connessione con Trade Republic. ### 1/5 — Marketing mail agression *2026-01-03* Impossible to realy unsubscribe. No reponse in website. The service is very variable with mistake **Developer response:** Thanks for the feedback and I am truly sorry for the frustration. We want to fix this right away. Please email us at hello@bilanceapp.com so we can handle your cancellation and look into the errors you mentioned. To make things right, we would like to offer you a one-year free subscription if you'd still like to give Bilance a try. We are very careful with our service and reply to every email to ensure our users are helped! ### 5/5 — Excellent App *2026-01-02, version 1.97.5* Excellent app, EU compliant and easy to sync with banks. Finally an app that enables me to monitor my expenses, automatically connected to my bank accounts. ### 1/5 — Free trial advertised, charged immediately *2026-01-01, version 1.97.5* The app advertises a 7-day free trial, but I was charged immediately upon subscribing. This is misleading at best and unacceptable at worst. I had to go through Apple’s refund process to resolve the issue, which thankfully worked, but users should not be billed upfront when a free trial is clearly promised. The app itself may be fine (although its usefulness is questionable if you use credit cards a lot) but billing transparency matters. Please fix the subscription logic or clarify the offer. ### 5/5 — Fantastic *2026-01-01, version 1.97.5* It’s a great app. You can see across where all your money goes from across your accounts and act accordingly. ### 5/5 — I missed this in my life m *2025-12-31, version 1.97.5* Does everything you want from a budget app and 90% perfect automatic tagging via AI. Works like a charm to get an overview in spending and should be standard implemented in banking apps. Very curious about future updates! ### 5/5 — Ottima *2025-12-31, version 1.97.5* Forse la migliore! L’integrazione con l’AI fa tutta la differenza. La proverò per un anno e vediamo. ### 5/5 — Best budget tracking ever *2025-12-23, version 1.97.4* I cannot live without this app honestly. It’s just perfect - from seamless integrations thru great Ux! ## Frequently asked questions about Bilance ### What does Bilance do? Bilance is an automated money manager that connects securely to your bank accounts. It uses AI to categorize your expenses, helps you create budgets, and provides insights into your spending habits to improve your financial health. ### What are the key features of Bilance? Key features include automatic bank synchronization, AI-powered expense categorization, easy budgeting tools, savings rate monitoring, tracking for recurring bills and subscriptions, and automatic monthly reports. It also offers spending trend analysis through clear infographics. ### How much does Bilance cost? Bilance offers a 7-day free trial to explore all its features. After the trial, a paid subscription is required, with options for monthly or yearly plans. Payments are charged to your Apple account and the subscription auto-renews unless turned off in settings. ### Is Bilance compatible with my bank? Bilance works across Europe, supporting automatic sync with over 2,800 banks in 31 countries, including neobanks. You can connect as many bank accounts as you wish to consolidate your finances. ### What are common use cases for Bilance? Common use cases include reducing financial stress by understanding where your money goes, saving more effectively by setting and adhering to budgets, and building better financial habits through automated tracking and insights. It's also useful for monitoring savings rates and managing recurring bills. ## Version history (last 5 releases) ### 1.113.0 — 2026-09-02 We've given Bilance a major visual upgrade. A new floating navigation bar brings a modern, native feel to moving around the app. We've also rebuilt our detail pages from the ground up to be much easier to read. Enjoy a cleaner, more polished experience across the board. ### 1.112.2 — 2026-08-28 Amounts now follow your device's regional format, including decimal separators, grouping, currency symbols, and symbol placement. We also made various fixes to the new CSV import feature. ### 1.112.0 — 2026-08-19 CSV import is here! Just upload a transaction file from your bank and Bilance takes care of the rest. Use it to bring in older history, add a bank we don’t connect to yet, or move your data from another finance app. ### 1.111.3 — 2026-08-13 Dates now follow the natural format of your language, from month labels to full ranges. Manual transaction times stay fixed when you travel or change time zones. Foreign currencies that share symbols such as kr or $ are now easier to tell apart. Recurring-payment suggestions are more reliable, and bank imports better capture requested history while preventing duplicates at affected banks. ### 1.111.2 — 2026-08-06 Bilance is now better at finding subscriptions, bills, and other recurring payments, making them easier to manage. This update also improves the accuracy of bank transaction dates and times. ## Apps similar to Bilance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (19,144) | Free | Finance | | [Expense & Budget App: Spendee](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140) | 4.6 (6,243) | Free | Finance | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,413) | Free | Finance | | [Monefy: Bills & Money Tracker](https://appshunter.io/ios/app/monefy-bills-and-money-tracker/id1212024409) | 4.7 (6,638) | Free | Finance | | [Wallet - Daily Budget & Profit](https://appshunter.io/ios/app/wallet-daily-budget-and-profit/id1032467659) | 4.6 (5,879) | Free | Finance | | [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,664) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*