Bilanco Budget Manager

Take complete control of your financial life! Bilanco is more than just a debt tracking app – it's the smart assistant on your journey to financial freedom. Plan your debt relief, see your income and expenses, and track the value of your assets in real time. WHY Bilanco? Real Debt Projection: See not only today, but also the future! How does the tiered interest rate work on your credit card? When will your personal loan be paid off? How much has your gold debt increased compared to the market price? Learn all this with clear figures. Smart Simulation Engine: Get the answer to the question "If I pay 5,000 TL this month, when will it be paid off?" in seconds. Compare different payment scenarios and determine the smartest strategy. Comprehensive Debt Management Credit Card: Graduated interest, minimum payment Personal Loan: Annuity installment plan, remaining payment view Cash Debt: Individual tracking, term/demand options Precious Metals: Instant exchange rate effect on gold/silver debts Foreign Currency & Crypto: USD, EUR, Bitcoin, Ethereum and more Smart Payment Planning Automatically create your monthly payment calendar See ​​how much you need to pay on which day Minimum payment and interest amounts are automatically calculated Payment day reminders with notifications Income & Expense Control 20+ ready-made categories (rent, groceries, transportation, entertainment...) Regular payments: Weekly, bi-weekly, monthly repetition Monthly budget tracking and deviation analysis Income-expense balance graph Asset Portfolio Gold: Separation of quarter, half, and full gold Silver: Gram-based tracking Foreign Currency: 27 different currencies Crypto: Bitcoin, Ethereum, USDT, and popular coins Valuation with real-time market prices Net worth calculation: Assets - Liabilities = Your financial strength Live Market Data Gold: Gram, quarter, half, full Silver: Gram basis Currency: USD, EUR, GBP, JPY, and 23+ more Crypto: Bitcoin, Ethereum, BNB, ADA, DOGE... Track price movements with charts Automatic currency update Visual Reports Monthly Financial Summary: Your status at a glance Debt Progress Line: How close are you to your goal? Net Worth Trend: Are you getting richer? Financial Calendar Daily income, expenses, and debt due dates Daily remaining balance projection Color-coded category separation Filterable view SECURITY & PRIVACY Face ID / Touch ID biometric login End-to-end encryption Works offline - your privacy is 100% guaranteed No data loss with automatic backup USER EXPERIENCE Modern and Clean Interface: No cluttered menus, everything at a touch Dark & ​​Light Theme: Choose the mode that suits your eyes Turkish & English: Fully localized experience Google Login: Quick setup, get started instantly WHO SHOULD USE IT? Those who want to reduce credit card debt Those who optimize personal loan payments Gold and foreign exchange investors Crypto portfolio owners Those who want to balance income and expenses Those who want to gain financial awareness Those preparing for a debt-free future Note: Market data is for informational purposes only. Evaluate your investment decisions with professional advisors.