# Bilder: Global Account & Card — Account for business and life > Multicurrency account and card for global business and personal finance. (iPhone/iPad app by Bilderlings Pay, Ltd..) - Source: https://appshunter.io/ios/app/bilder-global-account-and-card/id1530573437 (this page in markdown: same URL + `.md`) - Developer: [Bilderlings Pay, Ltd.](https://appshunter.io/developer/1154483632) - Category: Finance, Business - Price: Free - Rating: 4.20/5 from 24 App Store ratings · 43 written reviews indexed - Age rating: 4+ - Requires: iOS 15.5 · 262 MB - Languages: American English, French (France), German (Germany), Russian, European Spanish - Released: 2020-09-17 - Data updated: 2026-08-28 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/bilder-global-account-and-card/id1530573437/reviews.md ## What is Bilder? Multicurrency account and card for ultra-fast transfers worldwide. Perfect for both global businesses and personal needs — all your financial matters in one convenient app. You can open your account remotely today with SWIFT/SEPA details — document verification usually takes anywhere from a minute to a day, and we deliver cards worldwide. FEATURES • Works for personal and business needs in most countries — receive, store, and send money effortlessly • Unlimited payments in €, $, £ and other currencies: SWIFT, SEPA Instant, QR, CHAPS, Faster Payments • Fast exchange at competitive rates • Premium design Mastercard or virtual card issued instantly • Apple Pay and cashback for all Bilder cards • In one app, you can have a personal account, multiple companies, and even several accounts for one company • Multi-access: for example, give your accountant access only to create payments, while you review and approve them from your phone • Ecosystem of services for modern businesses: Open Banking, deposits, mass transfers, API, and more • We don’t stop: plans include Apple Pay, virtual cards, analytics, and other useful services. We’re continuously finding ways to make the app and services more convenient and simpler • Access your account right after free registration. To use all features, you’ll need to complete online verification. PRICING AND COUNTRIES Opening an account with a card is free for individuals, with no maintenance fee. For companies, pricing depends on the client type and country: from €0 for document review and from €20 per month. For more details, visit bilder.io > Pricing. The list of countries not supported by Bilder can be found at bilder.io > More > Help > Registration. WHO WE ARE Bilder was created by bankers with vast experience and is part of the international Bilderlings Group, headquartered in London, with offices in the EU and the US. Our team includes 130+ people, and for over 10 years, we’ve been helping clients manage finances and grow businesses, combining technology with a deep understanding of the market. With Bilder, you avoid the outdated issues typical of business payments: high costs, slow speeds, and unreliability. To achieve this, we’ve assembled a top-tier IT team and are experimenting with AI-based technologies — constantly seeking new ways to bring maximum value and benefit to businesses. By combining revolutionary technology from other sectors with deep financial expertise, we create services that help even the most unusual and complex businesses. Bilderlings Pay is registered in the UK and certified by the UK financial regulator FCA. We are a partner of Mastercard and a participant in SEPA. As required by the regulator, all client funds are held in segregated accounts, separate from Bilder’s operating accounts, and are not used in the company’s operations. More information at bilder.io > More > About Us. ## Key features - Multicurrency account and card - Ultra-fast global transfers - Personal and business use - Unlimited payments in multiple currencies - Fast exchange at competitive rates - Premium design Mastercard or virtual card - Apple Pay and cashback ## Recent user reviews (10 of 43) All indexed reviews: https://appshunter.io/ios/app/bilder-global-account-and-card/id1530573437/reviews.md ### 5/5 — Great banking app *2025-11-28, version 2.18* Very good app highly recommend ### 1/5 — Hohe gebühren *2025-07-21, version 2.16* Ich habe heute Geld überwiesen Euro zu Euro . Habe dann auf dringende Überweisung gedrückt. Die haben dann für eine sofort überwiesen 30€ abgebucht. Werde das erst mal der Bankenaufsicht melden. ### 1/5 — Кидалы *2025-04-21, version 2.13* Морозят деньги, кучу комиссий, переводы в полторы страны могут отправить ### 1/5 — Очень странная верфикация *2025-03-07, version 2.12* Подал документы на верификацию аккаунта как гражданин России. На следующий день приложение заходило и выходило автоматически без остановки, кое-как получилось увидеть, что написано, что какая-то проблема, аккаунт неактивен, свяжитесь с нами. Плюс с компьютера тоже не зайти, ссылку на смену пароля не отправляет система. Короче так облажаться на начальном этапе - это надо уметь и практиковать. ### 1/5 — Never use this app *2025-03-05, version 2.12* I have been patient for a long time and didn’t want to write anything negative, but patience has its limits. If you want to experience being completely cut off from your own money—this is the bank for you. They don’t warn you about technical limitations, nor do they tell you that SMS codes required to log into the app or make online payments may simply not reach you, depending on which country your phone number is from or where you are located. You are simply left without access to your money and account management because they are technically incapable of sending you an SMS confirmation code. :) Despite multiple attempts to resolve this issue, I once again found myself in a situation where I needed to buy a ticket online while on a business trip, but I couldn’t even access my account. They have been unable to solve this problem for several days now, and this has happened multiple times before. They send you hundreds of instructions on what you should do, but as always, this doesn’t change anything—because the problem is technical and on their side, not yours. And this keeps happening over and over again. They don’t warn you about these issues when you open an account. So, be prepared to lose access to your money at the worst possible moment—somewhere in another country or at the checkout of a store with your purchases in hand… To make matters worse, as soon as their workday ends, they won’t even bother responding to your calls or messages. You could be stranded overnight in a foreign city with no money, but it doesn’t matter to them—their workday is over, and whether they’ve solved your issue or not, they drop everything and disappear. And trust me, their work hours are short. They don’t have 24/7 support. So, think carefully—if you want your life to be filled with unexpected emotions and adventures, this is the perfect bank for you. They will bring something new to your carefully planned life, and you’ll get an excellent survival training course on how to manage without money and rediscover the thrill of familiar, once-safe locations. :) Personally, I have experienced a flood of emotions and unique situations that have left unforgettable impressions on my travels, all thanks to this bank. ### 5/5 — Great solution for global online banking *2025-02-18, version 2.11* I’ve been using Bilder for almost three years. Very happy with their services. ### 1/5 — Horrible Service !! *2025-01-29* I was recommended by a friend to open a bank account with them . I provided all the necessary documents. And the last step to have a video call to confirm my identity . We just needed to communicate on a specific time and date !! They took 2 weeks to arrange the call + when they did they send me a google meet link 😂 and they didn’t accept me into the meeting .. later on they said “ oh you didn’t join , we are sorry we will cancel your registration “ Poor customer support, poor communication & very bad service 👎 **Developer response:** Thank you for sharing your experience! This allows us to maintain a first-class level of service. Let me comment on the situation: during the registration process in the system, our clients undergo online identity verification, which takes a few seconds and requires video calls. If for some reason you do not pass this system, we schedule a video call. In your situation, there may have been a technical problem. Please write your name and surname to us at hello@bilderlings.com and we will get back to you and help with organizing a repeat video identification. We apologize for the inconvenience ### 1/5 — Ruslan *2025-01-17, version 2.09.01* Выбросили меня из банка без причины от слова вообще . Не доверяйте им свои деньги потому что с ними планы на будущее не построишь. Там есть такая Марина, крайне неприятный человек. Ее туда специально посадили людей выбрасывать с платформы. ### 1/5 — Обманули *2024-08-04, version 2.06* Сделал аккаунт, прошел верификацию, получил 1 платеж на 720€, сразу же в эту секунду как получил платеж, заблокировали аккаунт, деньги не возвращали 2 недели, после чего деньги без моего согласия вернули отправителю и я потерял свои деньги навсегда. Мошенники !!! Хуже банка я не видел, крайне не рекомендую! ### 1/5 — Waste of time *2024-07-11, version 2.05* It's easier to open an account in a regular bank. ## Frequently asked questions about Bilder ### What does the Bilder app do? The Bilder app provides a multicurrency account and card designed for both global businesses and personal use. It facilitates ultra-fast international transfers, allows you to receive, store, and send money in various currencies, and offers features like Apple Pay and cashback. ### What are the key features of Bilder? Key features include a multicurrency account and card, unlimited payments in major currencies like EUR, USD, and GBP via SWIFT, SEPA Instant, and more. It also offers fast currency exchange at competitive rates, instant virtual cards, Apple Pay integration, and cashback rewards. ### How much does it cost to use Bilder? Opening an account with a card is free for individuals with no maintenance fees. For companies, pricing varies by client type and country, starting from €0 for document review and €20 per month. Detailed pricing information is available on bilder.io. ### Is Bilder available in my country? The app works for personal and business needs in most countries, with cards delivered worldwide. A list of countries not supported by Bilder can be found on bilder.io under 'More > Help > Registration'. ### Who is the Bilder app for? This app is for individuals and businesses that need to manage finances globally, conduct international transactions, or handle multiple currencies efficiently. It aims to simplify complex financial matters for modern businesses and personal users alike. ## Version history (last 5 releases) ### 2.26 — 2026-08-28 • Unlimited Travel eSIM plans are now available at great prices • Added eSIM Passport for Travel eSIM: when you buy an eSIM for family or friends, you can share an installation guide and let them easily track their remaining data • Updated the transfer confirmation screen • You can now delete unconfirmed transfers directly from the Home screen • Accessing the Crypto service is now easier • Added information about exchange processing outside business hours to the Exchange section • Added detailed fee information to the New Transfer screen • Added a Back button to the registration screen • Made the account opening process simpler and easier to follow • Fixed an issue where the Plus plan free trial end date was displayed incorrectly • Fixed an issue where the address form could behave incorrectly during account opening in some cases • Fixed an issue where first and last name validation could behave incorrectly during account opening in some cases • Fixed an issue where the merchant location for card purchases could be displayed incorrectly in some cases • Various other improvements and bug fixes ### 2.25.1 — 2026-07-27 Various improvements and fixes ### 2.25 — 2026-07-15 • Removed the requirement to change your password every six months • Stories on the Home screen are now more personalized • Stories now support direct navigation to relevant app sections • Added Help to plan settings • Updated the email confirmation screen design • You can now select region during registration • Increased the minimum password length to 12 characters • Visual improvements to the side menu • Fixed an issue that caused password reset to work incorrectly in some cases • Many other smaller improvements and fixes ### 2.24 — 2026-06-15 Various improvements and fixes ### 2.23 — 2026-04-30 • You can now view your card PIN directly in the app • All physical card details are now available directly in the app • New partner offers and discounts are now available in Services • WhatsApp is now supported for action confirmations • Your balance is now shown when creating a new transfer • eSIM is now easier to find — right in the bottom menu • Physical card activation is now more convenient • Support chat is now available directly from the side menu • Domestic customers can now see how many free SEPA transfers they have left in Settings and when creating a transfer • Launch a company service now supports many more countries • The action confirmation screen has a new, more modern look • Many other smaller improvements and fixes ## Apps similar to Bilder | App | Rating | Price | Category | | --- | --- | --- | --- | | [Saurus.com](https://appshunter.io/ios/app/sauruscom/id1529629083) | 3.6 (5) | Free | Finance | | [Finsei: Smart Banking & Cards](https://appshunter.io/ios/app/finsei-smart-banking-and-cards/id1633299737) | 4.8 (5) | Free | Finance | | [Altery](https://appshunter.io/ios/app/altery/id6444398013) | 3.0 (6) | Free | Finance | | [Blackсatсard](https://appshunter.io/ios/app/blackatard/id1449352913) | 4.6 (19) | Free | Finance | | [Wamo: Business Account](https://appshunter.io/ios/app/wamo-business-account/id1547767396) | 4.0 (8) | Free | Finance | | [Dzing - Exchange & Payments](https://appshunter.io/ios/app/dzing-exchange-and-payments/id1473810151) | — | Free | Finance | ## Related topics [bilder](https://appshunter.io/ios/topics/bilder) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*