# Bill & Expense Tracker: Budget — Payments, Planner & Reminders > Personal finance manager with a visual calendar for bills and transactions. (iPhone/iPad app by Yehor Yurchenko.) - Source: https://appshunter.io/ios/app/bill-and-expense-tracker-budget/id6780091808 (this page in markdown: same URL + `.md`) - Developer: [Yehor Yurchenko](https://appshunter.io/developer/1864947095) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 10 App Store ratings · 7 written reviews indexed - Age rating: 4+ - Requires: iOS 26.2 · 17 MB - Languages: American English, French (France), German (Germany), Italian, Japanese, Korean, Brazilian Portuguese, Russian, European Spanish, Ukrainian - Released: 2026-06-17 - Data updated: 2026-09-01 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/bill-and-expense-tracker-budget/id6780091808/reviews.md ## What is Bill & Expense Tracker? A finance app that shows your bills, cards and installments on one calendar — no bank login required. VaultHub is a modern, privacy-first finance manager built for people who want full control without connecting their bank account. Track expenses, income, credit cards, subscriptions, loans and Buy Now Pay Later plans — all in one place, all entered by you. WHY VAULTHUB? - Beautiful calendar — see every payment before it happens - Fast manual expense tracking - Credit card management - Installment & BNPL tracking (Klarna, Affirm, Apple Pay Later) - Subscription reminders - Receipt scanner - Financial insights - Works offline - Private by design — your data never leaves your device unless you enable iCloud sync FEATURES: Transactions - Track income and expenses in seconds - Multiple currencies - Categories and notes - Business expense support - Transaction reminders Finance Calendar - Visual calendar with every payment and transaction - Daily and monthly overview - Income, expenses, subscriptions and installments in one view Credit Cards - Track balances and limits - Utilization monitoring - Due date reminders - Payment history Installments & BNPL - Support for Affirm, Klarna, Apple Pay Later and more - Payment schedules - Remaining balance tracking - Progress monitoring Loans - Track loan balances and payment schedules - Remaining term and payoff progress Subscriptions - Track recurring subscriptions - Monthly and yearly costs - Billing date reminders Bills & Recurring Payments - Never miss another payment - Recurring bills - Upcoming payments at a glance Receipt Scanner - Scan receipts with OCR - Extract amount, date and merchant automatically - Import photos from gallery Smart Notifications - Credit card due dates - Budget alerts - Large expense alerts - Payment reminders - Daily achievement nudges Achievements - 50 unique achievements across 4 tiers - Streak tracking and XP system - Unlock the exclusive Carbon theme at 25 achievements Export & Reports - CSV and PDF export - Custom date ranges - Charts and monthly reports Customization - Light, Dark and Auto themes - Exclusive Vault theme (Pro) - Carbon theme — unlocked through achievements - Available in English, Spanish, Russian, Ukrainian, Japanese, German, French, Italian and Portuguese (Brazil) VaultHub helps you stay in control of your money, payments and financial goals — without handing your bank credentials to anyone. Privacy Policy: https://vollanddzaft.github.io/VaultHub/privacy.html Terms of Use: https://vollanddzaft.github.io/VaultHub/terms.html ## Key features - Visual finance calendar - Transaction tracking - Credit card management - Installment monitoring - Subscription tracking - Spending analytics - Receipt scanning - Smart notifications ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly | $5.99 | per month | | Yearly plan | $39.99 | per year | ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/bill-and-expense-tracker-budget/id6780091808/reviews.md ### 5/5 — Отличный трекер финансов *2026-07-10* Нашел этот интересный финансовый трекер! Пользуюсь пару дней, очень нравится! Рекомендую! **Developer response:** Thank you so much for your kind review, Andrew! 😊 We’re really happy you’re enjoying VaultHub so far. We hope it helps you stay organized and keep your finances under control. If you ever have ideas or suggestions, we’d love to hear from you. Thanks for recommending VaultHub! 🚀 ### 5/5 — Best budget app *2026-07-07* Like this app! All my finances in one place **Developer response:** Thank you for yours support! More updates are coming!) ### 5/5 — Nice app! *2026-06-27* Was looking for an app to submit expenses! This one is perfect, you can scan receipts in easy way! Recommend to try! **Developer response:** Thank you so much! Really glad the receipt scanning made it easy for you — that’s exactly what we aimed for. More features coming soon! ### 5/5 — Useful Expense and Income Tracker *2026-06-24* Great app love how simple it is the add income and expenses. I love that it can scan receipts and input the information itself. I was impressed by how many features the app has and how comprehensive it is. The app is still new so there are a few features/ quality of life things that are missing, but im sure they will be added very soon. Overall, I am very happy with the app will continue to use it in the future. **Developer response:** Thank you so much! Really glad the receipt scanner impressed you — more features are definitely coming soon. Stay tuned! 🙏 ### 5/5 — Sergey *2026-06-22* Great app for expenses and finances **Developer response:** Thanks, Sergey! Really appreciate it! ### 5/5 — A great app *2026-06-21* A great app **Developer response:** Thank you so much, Anaicc! 🙏 We’re really glad you’re enjoying VaultHub! Your support means a lot to us as an indie app. Stay tuned — big updates are on the way! 🚀 ### 5/5 — Simple and Helpful *2026-06-19* ’ve been using VaultHub for a little while, and it’s been a convenient way to keep track of bills, credit cards, and upcoming payments. The calendar view makes it easy to see what’s due and stay organized. Clean design and easy to use. Looking forward to future updates! **Developer response:** “Thank you so much, NicoletaGlam! 🙌 We’re so grateful you’re enjoying VaultHub—especially the calendar view and clean design. Your detailed feedback helps us understand what’s working. Exciting updates are coming soon! Stay tuned 💚” ## Frequently asked questions about Bill & Expense Tracker ### What is VaultHub? VaultHub is a personal finance manager that helps users track income, expenses, bills, subscriptions, and credit card payments through a visual calendar and detailed analytics. ### How does VaultHub help with bills? VaultHub provides a visual calendar displaying all upcoming payments and transactions, including bills, subscriptions, and installments, with due date reminders to prevent missed payments. ### Can VaultHub track credit card usage? Yes, VaultHub allows you to track credit card balances, limits, utilization, and payment history, offering insights to help manage your credit effectively. ### Does VaultHub support installment plans? Yes, VaultHub supports tracking installment plans from services like Affirm, Klarna, and Apple Pay Later, including payment schedules and remaining balance monitoring. ### What kind of analytics does VaultHub offer? VaultHub provides analytics on spending trends, top spending categories, savings rate, credit card insights, and installment progress, helping users understand their financial behavior. ### Can I scan receipts with VaultHub? Yes, VaultHub features a receipt scanner with OCR technology to extract amount, date, and merchant information from scanned receipts or photos from your gallery. ### What devices does VaultHub support? VaultHub is available for iPhone and iPad devices, offering a seamless experience across Apple's ecosystem. ### Is VaultHub free to use? VaultHub is free to download and use, with optional in-app purchases available for enhanced features or themes. ## Version history (last 5 releases) ### 1.5 — 2026-08-28 Faster app — Calendar, Transactions, Analytics, and Achievements now load and scroll noticeably more smoothly New: Backup & Restore — save all your data with one tap, browse a backup history, and turn on automatic backups every 7 days Exporting and restoring backups is now more reliable Calendar now adapts properly when you rotate your device New default theme: Dark ### 1.4 — 2026-07-26 - Balance & Accounts — Add your bank accounts and cards, then see your total balance at a glance right at the top of the app. - Budgets — Set monthly spending limits per category and track your progress with live budget rings right on your Dashboard. - Redesigned Analytics — A brand-new Overview dashboard, category progress bars, stacked cash-flow charts, and a new Loans tab. - Automatic Merchant Icons — Recognized icons for your favorite banks, stores, and services now show up in Calendar, Transactions, and Analytics. - Voice Control for Budgets — Create budgets just by speaking, same as transactions. - Onboarding Refresh — New walkthrough pages for Balance, Budgets, and Voice Control. - Various bug fixes and polish. ### 1.3.3 — 2026-07-07 - New category breakdown chart — Analytics and the monthly summary now show a clean donut chart of your top spending categories, including your custom categories with their own icons and colors - Fixed: credit card payments now use your selected currency instead of always showing USD - Fixed: cards in Wallet now sort correctly by upcoming due date - Fixed: widgets no longer show closed/inactive cards, and cards without a fixed minimum payment now show "Payment due" instead of a misleading $0 - Added haptic feedback across the app — buttons now give you a subtle tap response - Small animation on the calendar to make it clearer you can tap the month/year to jump around - Under-the-hood improvements and bug fixes ### 1.3.2 — 2026-07-02 New: Set a custom repeat schedule for regular expenses — choose exactly when your bills recur - Fixed an issue where the selected currency wouldn't stick after switching ### 1.3.1 — 2026-07-02 - Various bug fixes and stability improvements - Localization improvements across all supported languages - Improved the "Delete All Data" function for a more thorough reset - Strengthened security protections behind the scenes ## More apps by Yehor Yurchenko - [PDF Tools: Merge & Split](https://appshunter.io/ios/app/pdf-tools-merge-and-split/id6757157855) - [PDF Scanner: Scan, Sign & Edit](https://appshunter.io/ios/app/pdf-scanner-scan-sign-and-edit/id6757586969) All apps by Yehor Yurchenko: https://appshunter.io/developer/1864947095 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*