# BILL AP & AR Business Payments — Pay bills and get paid online

> Automate business payments and receivables, collect payments faster. (iPhone/iPad app by Bill.com, Inc..)

- Source: https://appshunter.io/ios/app/bill-ap-and-ar-business-payments/id980353334 (this page in markdown: same URL + `.md`)
- Developer: [Bill.com, Inc.](https://appshunter.io/developer/442087431)
- Category: Business, Finance
- Price: Free
- Rating: 4.90/5 from 48,754 App Store ratings · 246 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 219 MB
- Languages: American English
- Released: 2015-04-20
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bill-ap-and-ar-business-payments/id980353334/reviews.md

## What is BILL AP & AR Business Payments?

The BILL AP & AR app simplifies business payments and receivables for companies of all sizes. Whether you’re focused on accounts payable, accounts receivable, or just looking for an easy way to collect payments from a customer, BILL AP & AR streamlines tedious, manual processes—saving you 50% of the time spent paying and approving bills and helping you get paid 2x faster.

AUTOMATE AP AND AR
Streamline your processes to spend less time on payments in and out.

PAY YOUR WAY
Choose from a wide variety of payment options including ACH, international wires in USD or local currency*, virtual card, credit card, or check.

TRACK PAYMENTS
Get detailed information and real-time notifications about bills including payment status.

SIMPLIFY APPROVALS
Say goodbye to manual payment approvals and hello to approvals anytime, from anywhere.

MANAGE PAYMENTS IN ONE PLACE
See important action items—like pending approvals and payments—on one simple overview screen, so you’re always up to speed and on track.

*Initial vendor setup from your desktop is required before sending international payments using the mobile app.

If you're looking to manage spend and expense on the go with BILL, please download the BILL Spend & Expense app.

## Key features

- Automate AP and AR
- Multiple payment options (ACH, wires, virtual card, credit card, check)
- Real-time payment tracking and notifications
- Simplify payment approvals
- Centralized payment management overview

## Chart rankings

- #154 in Top Free · Business (US App Store)

## What do users think of BILL AP & AR Business Payments?

Overall sentiment: negative

**Pros**

- 🚀 Efficient bill payment
- 👍 User-friendly interface
- 🚀 Convenient for on-the-go approvals
- 👍 Helpful for tracking payments

**Cons**

- 🐛 Login issues, especially for non-US users
- 🕰️ Slow payment processing times
- 🤖 Poor customer service and lack of phone support
- 🔒 Security concerns with account verification
- 🤷‍♀️ Inconsistent app functionality compared to website

**Commonly reported bugs**

- App crashes and freezes
- Inability to edit or delete invoices
- Verification email issues
- Inconsistent behavior between app and website

**Most requested features**

- Ability to view invoice status (sent, approved, paid)
- Improved notification system for new bills
- Bulk approval/payment options
- Support for more payment methods and currencies

## Recent user reviews (10 of 246)

All indexed reviews: https://appshunter.io/ios/app/bill-ap-and-ar-business-payments/id980353334/reviews.md

### 1/5 — No

*2026-08-18, version 3.115.0*

Literally awful
Can’t connect my bank even after being prompted to sign in over 12 times

### 1/5 — Not easy to use

*2026-08-15, version 3.115.0*

Had to reverify every step of the way.  At some point it just stopped working.  Surprisingly difficult.

### 1/5 — Mike

*2026-07-30, version 3.111.0*

By far the worst system ever. Usually, apps are developed to make your job easier, not with this joke app. The only reason I signed up with them, it’s because the vendor uses their program to pay us. 5 business day pay turned into 16 business days, why? Because Bill.com forgot to contact me and let me know that payment is not going through because the verification process was never done, which I didn’t know there was. They are super slow to answer their emails and resolve your issue. I stopped working with the vendor because of this platform.

### 1/5 — Can’t Recommend It

*2026-07-28, version 3.111.0*

I’m in the process of using it to receive a payment from a customer. It’s been over a week and still no payment. Message center isn’t easy to navigate also.

### 1/5 — almost as bad as Deluxe

*2026-07-21, version 3.111.0*

these companies prey on workers to charge them for letting your wages pass through them. if you let them hold on to your money to make interest then they don’t charge you but if you want to ‘immediately’ then you have to pay them for ‘their’ lost revenue. 

and the software is buggy. 
i use Found - integrated bank and bookkeeping.

### 4/5 — If you hate your phone you’ll love this app…

*2026-07-10, version 3.111.0*

Because I guarantee you that you’ll smash it out of frustration.

### 3/5 — Works, but with an annoying UI

*2026-06-27, version 3.110.0*

There several screens in the app, especially when creating splits, where there is no Save option, only Cancel or an X. This is confusing and in some cases what I entered does not save and I have to repeat the process. Please add a Save function everywhere people enter details.

### 1/5 — Functionality clear as mud

*2026-06-25, version 3.110.0*

I am an independent contractor and one of my vendors uses this as the conduit for payment.

All I want is to know when the money is available and how I can transfer it into my checking account. I have a feeling that most of the people who use this app are in the same position. Cluttering it with all kinds of accounting terms and ambiguous options is misleading and frustrating.
What’s worse, is that there was a glitch with Citi tonight, and I could not tell whether the money had been transferred or not. Awful.

### 1/5 — The worst

*2026-06-24, version 3.110.0*

Only using it because I have no choice with some clients. On the other hand, if you want to spend hours screaming into the void while failing to be able to do basic functions, you’ll love this app.

### 2/5 — This app sucks

*2026-06-23, version 3.110.0*

When you add a vendor (people you hire), it doesn’t even automatically recognize that that person is already on the platform. So it doesn’t send out any new email for him to receive the money. They just hog on to your money on this app. Can’t believe this is happening

## Frequently asked questions about BILL AP & AR Business Payments

### What does the BILL AP & AR Business Payments app do?

The BILL AP & AR app is designed to simplify and automate business payments and receivables. It helps companies manage both accounts payable and accounts receivable, streamlining manual processes for paying bills and collecting payments from customers.

### What are the key features of this app?

Key features include automating accounts payable and receivable, offering a variety of payment options like ACH, international wires, virtual cards, credit cards, and checks. It also provides real-time payment tracking, simplifies approvals, and offers a centralized overview of all payment activities.

### Is this app free to use?

Based on the provided information, the app is available for free. There are no mentions of subscription fees or in-app purchases for core functionalities.

### What kind of businesses is this app suitable for?

This app is suitable for companies of all sizes that need to manage their business payments and receivables more efficiently. It's particularly useful for those looking to save time on manual payment processes and improve their cash flow.

### Can I send international payments with this app?

Yes, you can send international payments using the app. However, an initial vendor setup from your desktop is required before you can send international payments via the mobile app.

## Version history (last 5 releases)

### 3.115.0 — 2026-08-14

Bug fixes and performance improvements.

### 3.114.0 — 2026-08-12

Bug fixes and performance improvements.

### 3.112.0 — 2026-08-03

Bug fixes and performance improvements.

### 3.111.0 — 2026-07-01

Bug fixes and performance improvements.

### 3.110.0 — 2026-06-22

Bug fixes and performance improvements.

## Apps similar to BILL AP & AR Business Payments

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Square Invoices: Invoice Maker](https://appshunter.io/ios/app/square-invoices-invoice-maker/id1405254630) | 4.8 (92,699) | Free | Business |
| [Intuit QuickBooks for Business](https://appshunter.io/ios/app/intuit-quickbooks-for-business/id584606479) | 4.7 (261,196) | Free | Business |
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| [Invoice Maker・Billing App](https://appshunter.io/ios/app/invoice-makerbilling-app/id1447239633) | 4.8 (7,238) | Free | Business |
| [PayPal Business](https://appshunter.io/ios/app/paypal-business/id1053148887) | 4.2 (29,365) | Free | Business |
| [Wave: Small Business Software](https://appshunter.io/ios/app/wave-small-business-software/id881629660) | 4.4 (6,611) | Free | Business |

## More apps by Bill.com, Inc.

- [BILL Spend & Expense (Divvy)](https://appshunter.io/ios/app/bill-spend-and-expense-divvy/id1114962353)

All apps by Bill.com, Inc.: https://appshunter.io/developer/442087431

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*