# Bill, Expense Tracker: PennyAi — track spending & set budgets

> track spending & set budgets (iPhone/iPad app by Naheed Un Nisa.)

- Source: https://appshunter.io/ios/app/bill-expense-tracker-pennyai/id6800383445 (this page in markdown: same URL + `.md`)
- Developer: [Naheed Un Nisa](https://appshunter.io/developer/1895522975)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 23 MB
- Languages: American English
- Released: 2026-09-17
- Data updated: 2026-09-18
- User reviews in markdown: https://appshunter.io/ios/app/bill-expense-tracker-pennyai/id6800383445/reviews.md

## What is Bill, Expense Tracker?

PennyAI is a fast, no-nonsense expense and budget tracker built for people who want their money organized without the hassle of signing up for yet another account.

No login. No cloud. Your data stays on your device.

WHAT YOU CAN DO
- Log expenses and income in seconds with quick-add
- Set monthly budgets per category and get alerted before you overspend
- Track recurring bills and subscriptions automatically
- Organize with custom categories, tags, and multiple currency-aware lists — great for separating personal, business, or travel spending
- See where your money goes with clean charts: category breakdowns, spend-over-time trends, income vs. expense
- Import and export everything as CSV — your data, your control
- Check your spending right from your Home Screen with widgets

WHY PENNYAI
Built by a solo indie developer who wanted a budget app that's actually fast to use — not a
bloated finance suite with fifteen menus. No ads. No login wall to see your own data.

PennyAI is free to use with generous features out of the box. PennyAI Pro unlocks unlimited history, multiple lists, CSV export, budgets, tags, recurring transactions, and deeper stats — for people who want to go further.

Download PennyAI and get your spending under control today.

Privacy Policy: https://sites.google.com/view/naheed-apps/privacy-policy
Terms of Use: https://sites.google.com/view/naheed-apps/terms-conditions

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Onboarding yearly | $19.99 | per year |
| Onboarding weekly | $4.99 | per 7 days |
| In App Weekly | $4.99 | per 7 days |
| In App Yearly | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Onboarding Lifetime | $24.99 | one-time |
| In App Lifetime | $24.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-09-17

No release notes.

## More apps by Naheed Un Nisa

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- [Shotora: Screenshot Beautifier](https://appshunter.io/ios/app/shotora-screenshot-beautifier/id6777401032)

All apps by Naheed Un Nisa: https://appshunter.io/developer/1895522975

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-18.*