# Bill Karma - Budget Planner — Smart Money & Personal Finance > Personal finance app for budgeting, subscription management, and credit score improvement. (iPhone/iPad app by Footbits, Inc..) - Source: https://appshunter.io/ios/app/bill-karma-budget-planner/id1261090937 (this page in markdown: same URL + `.md`) - Developer: [Footbits, Inc.](https://appshunter.io/developer/1044862635) - Category: Finance, Utilities - Price: Free - Rating: 3.80/5 from 26 App Store ratings · 12 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 45 MB - Languages: American English - Released: 2017-08-10 - Data updated: 2026-06-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bill-karma-budget-planner/id1261090937/reviews.md ## What is Bill Karma? Bill Karma is your full-service smart money app for budget planning. You can manage your budget, subscription bills, and discover savings all in one app. -- See Your Monthly Spending -- Track your spending organized in useful categories to see where you can save. Saving for that next vacation has never been easier! -- Find And Cancel Unwanted Subscriptions -- We let you know where your money is going. Signed up for a subscription you no longer use but they keep charging you? We got your back! -- Improve Your Credit Score -- See all your credit cards in one place to stay on top of balances, due dates, annual APR, etc. We also let you know if APR on a card has changed! -- Learn About Cards That Match Your Needs -- We use sophisticated technologies based on artificial intelligence algorithms to source cards that match your lifestyle. -- We use bank-level 256-bit encryption -- We have made strong investments in making sure your data is safe with us. Your trust is us is our promise to you. Your bank login credentials never hit our servers and are never stored. We use industry leader Quovo for data aggregation used by the likes of Envestnet, Betterment and other major wealth management firms. Your privacy is most important to us. We will never share your data with third-parties. Please reach out to us at privacy@getbillkarma.com if you have any questions. ## Key features - Budget management - Spending tracking by category - Subscription discovery and cancellation - Credit card management - APR change alerts - AI-powered card recommendations ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/bill-karma-budget-planner/id1261090937/reviews.md ### 1/5 — Wouldn’t let me do anything *2024-08-16* App kept freezing up and saying I put the wrong information in when adding my bank credentials but the same information I put in works at my bank so the app is just stupid and a waste of time ### 1/5 — Cannot create account *2024-06-07* Started creating account by entering my email address. But it kept giving report saying enter email address. Deleted the app. ### 1/5 — Nope! *2019-11-15* Super glitchy. Can’t delete my bank information. I highly recommend staying away. ### 5/5 — Best app for saving *2019-11-08* Bill Karma has helped me tremendously with my finances. It helps me regulate my spending as well as provides tips for saving money. They also have a really cool social media handles especially their instagram. A must check! ### 1/5 — Doesn’t work and can’t delete account *2019-10-07* Have sent emails trying to delete my account as the app doesn’t function and hasn’t been updated in 5 months. I have no idea why it’s still available on the App Store. ### 1/5 — / *2019-01-30* Doesn’t show me any subscriptions, although I connected my bank account. I can also not remove my bank account anymore, seems sketchy.... **Developer response:** Subscriptions take a little bit of time to show up on your first connection. Please check again and you should be able to see them if our AI program was able to find any! We are working hard to improve user experience. Drop me a note at founder@getbillkarma.com if you have any other feedback/comments. Thank you for being a loyal user! Zeeshan ### 1/5 — Won’t let me add my accounts *2019-01-14* I’ve had this app for weeks but for some reason whenever I try to add accounts, it just loads and loads. I still haven’t gotten past this in order to actually use the app. Disappointed. **Developer response:** I am sorry you did not have not so great experience. Please email me at founder@getbillkarma.com. We at Bill Karma take user satisfaction very importantly. Zeeshan ### 5/5 — Useful App *2018-05-17* Very handy app. **Developer response:** Great, thank you! ### 5/5 — Found it really useful *2017-12-05* I like that it has nice and clean user interface. Easy to see what bill I am paying and where my money is going to. I would really like investment analytics features. Also the ability to see previous subscriptions would be cool too. Thanks for all the hard work! ### 5/5 — Awesome app *2017-12-05* I love the app. It helps show you all your monthly bills that even you've forgotten about. The developers have been updating and making it better and better!! Five star app ## Frequently asked questions about Bill Karma ### How does Bill Karma help manage my budget? Bill Karma allows you to manage your budget by tracking your spending in organized categories. This helps you identify areas where you can save money, making it easier to reach financial goals like saving for a vacation. ### Can Bill Karma find and cancel unwanted subscriptions? Yes, Bill Karma helps you discover and cancel unwanted subscriptions. It shows you where your money is going and alerts you to recurring charges for services you may no longer use. ### How does Bill Karma help improve my credit score? Bill Karma helps you improve your credit score by consolidating all your credit card information in one place. You can track balances, due dates, and APRs, and it will notify you of any APR changes. ### Is my financial data safe with Bill Karma? Bill Karma uses bank-level 256-bit encryption to protect your data. Your bank login credentials are not stored on their servers, and they partner with industry leaders like Quovo for secure data aggregation. ### What devices does Bill Karma support? Bill Karma is available for iPhone and iPod devices. It is designed for users on the Apple ecosystem. ### How often is Bill Karma updated? The latest version of Bill Karma is 47, last updated on June 16, 2023. This indicates regular updates to improve functionality and security. ### What is the user rating for Bill Karma? Bill Karma has a rating of 3.8 stars based on 26 ratings. This provides insight into general user satisfaction. ### Does Bill Karma have ads? No, Bill Karma does not contain advertisements. The app is free to use without any ad interruptions. ## Version history (last 5 releases) ### 47 — 2023-06-16 Thanks for using Bill Karma! We bring updates to the App Store regularly to make your experience better. Every app update improves on performance, usability and reliability. You will see new features as they become available in the app. ### 46 — 2022-06-06 Thanks for using Bill Karma! We bring updates to the App Store regularly to make your experience better. Every app update improves on performance, usability and reliability. You will see new features as they become available in the app. ### 45 — 2022-06-04 Thanks for using Bill Karma! We bring updates to the App Store regularly to make your experience better. Every app update improves on performance, usability and reliability. You will see new features as they become available in the app. ### 44 — 2019-04-10 Thanks for using Bill Karma! We bring updates to the App Store regularly to make your experience better. Every app update improves on performance, usability and reliability. You will see new features as they become available in the app. ### 43 — 2019-03-05 Thanks for using Bill Karma! We bring updates to the App Store regularly to make your experience better. Every app update improves on performance, usability and reliability. You will see new features as they become available in the app. ## Apps similar to Bill Karma | App | Rating | Price | Category | | --- | --- | --- | --- | | [Monefy: Money Tracker](https://appshunter.io/ios/app/monefy-money-tracker/id1212024409) | 4.7 (279) | Free | Finance | | [PocketGuard – Budgeting App](https://appshunter.io/ios/app/pocketguard-budgeting-app/id949414211) | 4.6 (7,629) | Free | Finance | | [Buddy: Money & Budget Planner](https://appshunter.io/ios/app/buddy-money-and-budget-planner/id936422955) | 4.6 (589) | Free | Finance | | [Spending Tracker - Budget App](https://appshunter.io/ios/app/spending-tracker-budget-app/id1525179720) | 4.6 (667) | Free | Finance | | [Budget Planner And Savings App](https://appshunter.io/ios/app/budget-planner-and-savings-app/id1300458193) | 4.3 (2,330) | Free | Finance | | [Emma - Budget Planner Tracker](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373) | 4.7 (1,364) | Free | Finance | ## More apps by Footbits, Inc. - [Crypto Market Research](https://appshunter.io/ios/app/crypto-market-research/id1330355628) All apps by Footbits, Inc.: https://appshunter.io/developer/1044862635 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*