# BILL Spend & Expense (Divvy) — Corporate cards + expense mgt.

> Automated business expense management with corporate cards and real-time budget insights. (iPhone/iPad app by Bill.com, Inc..)

- Source: https://appshunter.io/ios/app/bill-spend-and-expense-divvy/id1114962353 (this page in markdown: same URL + `.md`)
- Developer: [Bill.com, Inc.](https://appshunter.io/developer/442087431)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 29,046 App Store ratings · 273 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 127 MB
- Languages: American English
- Released: 2017-08-14
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/bill-spend-and-expense-divvy/id1114962353/reviews.md

## What is BILL Spend & Expense (Divvy)?

BILL Spend & Expense, formerly Divvy, is a free automated expense management solution that combines corporate cards with easy-to-use software to provide a seamless experience for managing your business spending and expenses. Track company expenses and get real-time budget insight so you can proactively make smart spending decisions.

AUTOMATE YOUR EXPENSES
Purchases are instantly recorded in the app, reducing manual input and allowing for greater efficiency.

GAIN REAL-TIME VISIBILITY
Live expense reporting and insights enables you to keep track of your company's expenditures as they occur.

PHYSICAL CORPORATE CARDS
BILL Divvy Corporate Cards can be issued to all of your employees for easy in-person spending.

VIRTUAL CARDS
Create as many free virtual cards as you need, providing a safe and convenient alternative for employees to handle business expenses.

STAY WITHIN BUDGET
Put proactive spend controls in place to prevent unapproved purchases and ensure that all spending aligns with company policies.

LET YOUR TEAM MANAGE APPROVALS
Customize transaction approval flows according to your org chart to stay on top of spending.

TRACK OUT-OF-POCKET EXPENSES
Easily manage reimbursements for spend that happens on personal cards and still stay within budget. 

MAKE MONTH END A BREEZE
Integrate your expenses with major accounting software such as QuickBooks, Xero, NetSuite, and Sage Intacct, and make it effortless to manage your finances and close your books in record time.

Download the BILL Spend & Expense app to streamline your business expense management, save valuable time and resources, and gain real-time control over your expenses.

If you're looking to manage accounts payable and accounts receivable on the go, please download the BILL AP & AR app.

Disclosure: BILL AP/AR services are provided by Bill.com LLC; Spend & Expense services are provided by Divvy Pay LLC; BILL Divvy Corporate Card is issued by Cross River Bank, member FDIC.

## Key features

- Automated expense tracking
- Real-time budget visibility
- Physical and virtual corporate cards
- Proactive spend controls
- Team approval workflows
- Out-of-pocket expense reimbursements
- Accounting software integration

## What do users think of BILL Spend & Expense (Divvy)?

Overall sentiment: neutral

**Pros**

- 🚀 Simplicity and ease of use
- 👍 Intuitive and user-friendly app
- 🚀 Efficient expense tracking and reporting
- 🚀 Seamless integration with accounting software
- 👍 Helpful customer support

**Cons**

- 🐛 Buggy app with crashes and glitches
- 🕰️ Slow processing of payments and refunds
- 🤔 Confusing budgeting and allocation system
- 🤔 Lack of advanced features and customization
- 🤔 Inconsistent user experience across platforms

**Commonly reported bugs**

- Recurring issues with declined transactions
- Inability to view loaded receipts in the app
- Notifications not clearing properly
- Inconsistent performance after recent updates
- Account freezing and fund access issues

**Most requested features**

- Ability to remove old or irrelevant notifications
- More flexible budgeting and allocation options
- Improved integration with third-party accounting tools
- Enhanced receipt scanning and management capabilities
- Faster processing of payments and refunds

## Recent user reviews (10 of 273)

All indexed reviews: https://appshunter.io/ios/app/bill-spend-and-expense-divvy/id1114962353/reviews.md

### 4/5 — Easy to use, minor glitches

*2026-08-23, version 4.0.17*

Overall very intuitive and easy to use. Sometimes doesn’t register a transaction is complete once it is, but overall minor glitches like that .

### 1/5 — Customer support

*2026-08-18, version 4.0.17*

No customer support at all. I paid 937 dollars. It came out of my bank account. I paid it right at the closing of the cycle last month. They put it on this month, without reflecting the payment. So now out of my 2k limit , half of that is showing used. No customer support

### 1/5 — Dark App Icon

*2026-08-16, version 4.0.17*

How is there not a dark app icon?  Bright white regardless of iOS settings.

### 1/5 — Confusing

*2026-08-11, version 4.0.15*

It’s been such a challenge. After paying my bill it says I still owe a bough amount and the app doesn’t show any payments made. Very inconvenient!!!

### 5/5 — Reimbursement

*2026-08-10, version 4.0.15*

I was very impressed on the reimbursement I’m getting soon, I had a snag with its bill walked me through everything I needed to to fix my issue . Thank you for such great service

### 1/5 — Okay IFF you can login

*2026-08-06, version 4.0.15*

I’ve had to use this app for several years. It is the victim of some unfortunate design decisions if you can log in, but I forever have problems getting it to let me in. It absolutely refuses to load for me - and it’s been like this as long as I’ve had to use it - if I’m connecting over cellular. Yes, data is enabled.

### 5/5 — V. P. Operations

*2026-07-31, version 4.0.15*

Awesome

### 2/5 — Login is difficult can’t split transactions until they’ve aged

*2026-07-29, version 4.0.14*

We have trouble with our employees getting logged into expense. Even if they go to the correct URL they end up with receivables to login. It’s a pain. I think you guys need to sort out your gateway. The different uses of orange and white are confusing with the logo on your landing pages. I can’t even get into Spend & Expense on my computer. It takes me to receivables every time the site switcher doesn’t work.

### 1/5 — Bill sucks

*2026-07-25, version 4.0.14*

This sucks

### 1/5 — Worst support of all time

*2026-07-23, version 4.0.13*

They’ve held my company hostage for 4 weeks now because they refuse to help with apparently a glut CB in the system that doesn’t allow us to code or complete anything. 
It’s been 4 weeks and I get ghosted and runaround whenever their reps bother to even reply. And if you don’t respond within an hour or so, they’ll close ticket even though it takes them a week to reply. 

Will give 1 day before I take my $10m account away from them.

## Frequently asked questions about BILL Spend & Expense (Divvy)

### What does the BILL Spend & Expense app do?

This app provides a free, automated solution for managing business expenses. It combines corporate cards with easy-to-use software to track company spending, offer real-time budget insights, and automate expense recording, helping businesses make smarter spending decisions.

### What are the key features of this expense management app?

Key features include automated expense tracking, real-time visibility into company expenditures, the ability to issue physical and virtual corporate cards, proactive spend controls to stay within budget, customizable team approval workflows, and tools for tracking out-of-pocket expenses and reimbursements.

### Is this app free to use?

Yes, the BILL Spend & Expense app is free to use. It is described as a free automated expense management solution. While the core service is free, it's important to note that the app may have in-app purchases for additional features or services.

### What accounting software does this app integrate with?

The app seamlessly integrates with major accounting software to simplify month-end processes. Supported integrations include QuickBooks, Xero, NetSuite, and Sage Intacct, allowing for effortless financial management and faster book closing.

### Who is this app designed for?

This app is designed for businesses of all sizes that need to manage their corporate spending and expenses efficiently. It's particularly useful for companies looking to gain real-time control over expenditures, enforce budgets, and streamline reimbursement processes for their employees.

## Version history (last 5 releases)

### 4.0.18 — 2026-08-28

Bug fixes and performance enhancements

### 4.0.17 — 2026-08-13

Bug fixes and performance enhancements

### 4.0.16 — 2026-08-11

Bug fixes and performance enhancements

### 4.0.15 — 2026-07-30

Bug fixes and performance enhancements

### 4.0.14 — 2026-07-24

Bug fixes and performance enhancements

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## More apps by Bill.com, Inc.

- [BILL AP & AR Business Payments](https://appshunter.io/ios/app/bill-ap-and-ar-business-payments/id980353334)

All apps by Bill.com, Inc.: https://appshunter.io/developer/442087431

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*