# BillCast — AI-Powered Bill Intelligence

> AI-Powered Bill Intelligence (iPhone/iPad app by Manohar Nikkam.)

- Source: https://appshunter.io/ios/app/billcast/id6761033981 (this page in markdown: same URL + `.md`)
- Developer: [Manohar Nikkam](https://appshunter.io/developer/1887425838)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 5 MB
- Languages: American English
- Released: 2026-04-25
- Data updated: 2026-08-01
- User reviews in markdown: https://appshunter.io/ios/app/billcast/id6761033981/reviews.md

## What is BillCast?

You are paying more than you think.

The average household now carries 12 active subscriptions. Streaming services creep up in price. Insurance premiums quietly rise. Free trials convert to paid plans you forgot about. A $5 charge here, a $15 charge there -- and suddenly you are spending hundreds more per month than you realize.

BillCast was built to fix that.

ONE PLACE FOR EVERY RECURRING BILL

Netflix. Electric. Car insurance. iCloud. Gym. Phone. BillCast brings all of your subscriptions and recurring payments together in a single dashboard -- regardless of which credit card or bank account pays for them. Add subscriptions in seconds, and BillCast categorizes them automatically with interactive charts you can explore by tapping any category.

AI INSIGHTS THAT ACTUALLY MEAN SOMETHING

BillCast generates a plain-English summary of your financial health -- not a wall of numbers, but a few clear sentences telling you what is happening and what to do next. On-device machine learning categorizes your spending and surfaces patterns you would never notice by looking at a bank statement.

KNOW WHAT IS COMING BEFORE IT HITS

BillCast does not just track what you have already paid -- it looks ahead. The built-in forecasting engine uses your payment history to project what the next week, month, or quarter will cost you. Annual renewals, quarterly premiums, seasonal spikes -- all modeled before the charges arrive.

DEEP SPENDING ANALYSIS, ZERO EFFORT

Interactive category breakdowns show exactly where your money goes. Trend charts reveal whether your spending is creeping up month over month. The insights engine flags silent price increases the moment a charge goes up -- even by a dollar. It also catches subscriptions you have not used in months and duplicate services that overlap, like paying for both YouTube Premium and Spotify.

Users who act on these insights save an average of $20 per month.

SCAN ANY RECEIPT IN SECONDS

On iPhone and iPad, point your camera at a bill or receipt and BillCast reads it instantly using on-device text recognition. On Mac, drag and drop an image or PDF. The merchant name, amount, and date are extracted automatically -- no typing required.

SEAMLESS SYNC ACROSS EVERY APPLE DEVICE

Add a subscription on your iPhone during lunch. Review your spending dashboard on your Mac that evening. Check upcoming bills on your iPad over the weekend. BillCast uses iCloud to keep everything perfectly in sync -- no accounts to create, no passwords to remember, no setup at all.

PRIVACY IS NOT A FEATURE -- IT IS THE FOUNDATION

BillCast never sees your financial data. All AI analysis, receipt parsing, and spending forecasts run entirely on your device. Everything is stored in your personal iCloud account. There are no external servers, no analytics SDKs, no third-party trackers. Most finance apps send your data to the cloud to power their AI. BillCast does not. Your financial life is yours alone.

DESIGNED FOR THE APPLE ECOSYSTEM

BillCast is a native app crafted with SwiftUI and Apple's latest Liquid Glass design language. It supports Dynamic Type, adapts beautifully to Dark Mode, and takes full advantage of keyboard shortcuts and trackpad gestures on Mac. It is not a web wrapper or a cross-platform port -- it is built for Apple, by someone who cares about the details.

GET STARTED FREE -- UPGRADE WHEN YOU ARE READY

Track up to 5 subscriptions completely free, forever. BillCast Premium unlocks unlimited subscriptions, advanced spending trends, price-increase detection, receipt scanning, and priority support.

Premium: $4.99/month or $39.99/year.

Join thousands of people who finally know exactly where their money goes. Download BillCast today.

Privacy Policy: https://manoharnikkam.github.io/billcast-site/privacy.html
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| BillCast Premium Monthly | $4.99 | per month |
| BillCast Premium Annual | $39.99 | per year |



## Version history (last 4 releases)

### 1.3 — 2026-05-23

Smarter Bill Tracking
  BillCast now automatically tracks whether your bills have been paid. After a due date passes, the   
  app enters a short confirmation window — subscriptions show "Awaiting confirmation" while it looks
  for payment email, then advances to the next cycle automatically. Only bills that go unconfirmed
  past the grace period are flagged as overdue.

  Mark as Paid & Snooze
  Manually mark any subscription as paid with a swipe, or snooze a reminder for 1, 3, or 7 days if
  you've already handled it.

  Improved Email Detection
  Better detection of PayPal payments, order confirmation emails, and Outlook/Microsoft accounts.
  Fewer missed transactions from email scanning.

  More Accurate Receipt Scanning
  Fixed an issue where scanned receipts could show the wrong total — for example, displaying the
  change amount or a tax subtotal instead of the actual grand total. BillCast now always picks the
  correct amount from your receipt.

  Bug Fixes
  Resolved a crash on first launch after update, fixed iCloud sync issues, and addressed several
  stability improvements.

                                                                                                     
  - Settings sync across devices — Your preferences (reminders, theme, blocklist) now automatically   
  sync between iPhone and Mac via iCloud. Change a setting on one device and it appears on the other  
  within seconds.                                                                                     
  - Fixed settings not saving — Reminders toggle, reminder days ahead, and app theme were not         
  persisting across app restarts. This is now fixed.
  - Improved receipt scanning — Receipt amount extraction is more accurate: it now picks the largest  
  total on the receipt rather than the first number found, reducing misreads on itemized receipts.    
  - More reliable receipt parsing — Parsing now consistently routes through the AI model with a
  strengthened regex fallback, so receipts that previously failed to parse will now extract correctly.

### 1.2 — 2026-05-02

Smart Billing Cycle Management                                                    
  - Bills with overdue due dates are automatically advanced to the current cycle on 
  every app launch — no more stale "due last month" entries cluttering your list.   
                                                                                    
  Mark as Paid                                                                      
  - Tap "Mark as Paid" from any subscription's detail view to record the payment and
   roll the due date forward to the next billing cycle.
  - A transaction is logged to your payment history automatically.                  
  - Also available via swipe-left on iOS or right-click on Mac from the             
  Subscriptions list.                                                               
                                                                                    
  Snooze Reminders                                                                  
  - Snooze a bill for 1 day, 3 days, or 1 week from the detail view, swipe actions  
  (iOS), or right-click menu (Mac).                                                 
  - Snoozed bills disappear from the Upcoming Bills card and dashboard until the    
  snooze expires.                                                                   
  - A moon icon and "Snoozed until [date]" label appear on any snoozed subscription.
  - Cancel a snooze any time from the detail view.                                  
  - Notification "Remind Tomorrow" also persists the snooze so the in-app view stays
   in sync.                                                                         
                                                                                    
  Improved Email Detection                                                          
  - Order confirmation emails (Amazon, merchant receipts) are now detected even when
   the subject line doesn't match standard billing patterns.                        
  - PayPal payment emails are correctly parsed and categorized.                     
  - Gmail and Outlook fetchers apply the same detection improvements consistently. 

  Billing Cycle State Machine
                                                                                    
  Introduced a formal billing status lifecycle for subscriptions: upcoming →      
  pendingConfirmation → confirmed → overdue. When a payment email arrives, the app
  now automatically confirms the payment, advances the next due date from the actual
   payment date, clears any active snooze, and reschedules the bill reminder — all
  as a single atomic operation.

  Email-to-Subscription Linking

  Email-imported payment transactions are now properly linked to their subscription
  using a native SwiftData relationship (replacing a raw UUID reference). This
  powers the payment history chart and price-change detection in subscription detail
   view.

  Duplicate & Forward Protection

  Strengthened deduplication: forwarded emails, reply threads, and emails whose body
   contains forwarded content are skipped at import time. Income transactions are
  deduplicated across email and iMessage sources.

  Grace Period Before Overdue

  Subscriptions that miss their due date are held in a "pending confirmation" state
  for 7 days before escalating to overdue — preventing false alarms from email
  delivery delays.

  Swift 6 Concurrency Fixes

  Eliminated actor-boundary data race warnings in the email scan pipeline by scoping
   repository references to local captures before async suspension points.

### 1.1 — 2026-04-26

- Fixed Archive and Delete buttons in subscription detail — tapping them now works         
  correctly and closes the sheet                                                             
  - Settings redesigned to match native macOS conventions — grouped sections, proper         
  two-column layout, radio buttons for theme selection                                       
  - Added an Email onboarding page explaining Gmail/Outlook scanning and privacy             
  - Renamed "Apple Pay" to "Digital Wallet" throughout the app                               
  - Payment methods now persist correctly across app restarts
  - Email inbox is automatically checked when the app opens
  - Fixed a rare crash in the PDF export path on macOS
  - Bumped to version 1.1

### 1.0 — 2026-04-25

No release notes.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*
