# BillCove: Bill Tracker — Track Bills & Subscriptions > Track Bills & Subscriptions (iPhone/iPad app by OES Software LLC.) - Source: https://appshunter.io/ios/app/billcove-bill-tracker/id6757655803 (this page in markdown: same URL + `.md`) - Developer: [OES Software LLC](https://appshunter.io/developer/1868094871) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.6 · 26 MB - Languages: American English - Released: 2026-02-01 - Data updated: 2026-08-05 - User reviews in markdown: https://appshunter.io/ios/app/billcove-bill-tracker/id6757655803/reviews.md ## What is BillCove? Experience bill management reimagined for spatial computing. BillCove brings your finances into focus with an immersive interface designed exclusively for iOS. FREE 7-DAY TRIAL • Full access to every feature for 7 days • Your trial is an App Store free trial and converts to BillCove Premium unless you cancel at least 24 hours before it ends • $4.99/month or $39.99/year (save 33%) • Manage or cancel anytime in your Apple ID subscription settings BILLS IN SPATIAL REALITY • View upcoming bills in an elegant spatial layout • See due dates and payment status at a glance • Get gentle reminders before bills are due • Mark bills as paid with intuitive gestures TRACK EVERY EXPENSE • Log one-time purchases and recurring bills • Categorize spending with customizable categories • Add receipts and notes for complete records • View spending patterns in beautiful visualizations BUDGETS THAT WORK • Set monthly budgets by category • Watch progress with real-time tracking • Receive alerts before exceeding limits • Rollover unused amounts to next month CREDIT CARD MANAGEMENT • Track multiple credit cards • Monitor balances and due dates • Record payments and charges • View statement periods at a glance LOAN TRACKING • Monitor loan balances and payoff progress • Calculate remaining payments • Track interest and principal • Visualize your debt-free timeline WHAT YOUR SUBSCRIPTION INCLUDES • Bills, expenses, and income tracking with no item limits • OCR receipt scanning — extract amounts automatically • Export your data to CSV, JSON, and a full personal-data archive • Advanced analytics and insights • Split groups for shared expenses • Priority support BillCove Premium is available as: • Monthly: $4.99/month • Yearly: $39.99/year (save 33%) Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Manage subscriptions in your Apple ID settings. DESIGNED FOR VISION PRO • Native visionOS interface with depth and dimension • Comfortable viewing in your preferred space • Eye and hand tracking for effortless navigation • Seamless integration with your Apple ecosystem PRIVACY FIRST • All data stored locally on your device • Optional iCloud sync across your devices • No bank account linking required • Your financial data stays yours WORKS ACROSS ALL YOUR DEVICES BillCove syncs seamlessly with iPhone, iPad, and Mac. Start on Vision Pro, continue anywhere. Whether you're reviewing monthly expenses or planning your budget, BillCove transforms financial management into a focused, distraction-free experience in your personal space. Terms of Use: https://billcove.com/terms Privacy Policy: https://billcove.com/privacy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Billcove Premium | $39.99 | per year | | Billcove Premium | $4.99 | per month | ## Version history (last 5 releases) ### 1.2.1 — 2026-07-30 Backups got a big upgrade: • Restore a backup on any of your devices — a backup made on your Mac now restores on your iPhone. Turn on iCloud Keychain on both devices and you're set. • Every device keeps its own backup file, so backing up on one device no longer overwrites another's. • Automatic Backups now run on their own, about once an hour when you leave the app. • Restoring a backup no longer creates duplicates. Restoring the same backup twice changes nothing. • Clearer messages when a restore can't complete, so you know what to do next. Also: receipt scanning matches store names more reliably. ### 1.2.0 — 2026-07-27 Your free trial now runs through the App Store. The 7-day free trial is now an official App Store free trial. Start it, manage it, and cancel it any time from your Apple ID subscription settings — and it follows your Apple ID across every device you own, so it is no longer lost when you reinstall or switch devices. SUBSCRIPTION • Fixed "Manage Subscription" doing nothing on Apple Vision Pro. It now opens Apple's subscription settings directly. • Added Restore Purchases to the subscription screen's error state, so existing subscribers are never stranded by a dropped connection. • Fixed a completed purchase occasionally leaving you on the subscription screen instead of unlocking the app. • Fixed the app offering a free trial to people who were no longer eligible for one. • Improved offline handling throughout, so a temporary loss of connection no longer affects paying subscribers. SECURITY & PRIVACY • Payment links saved on a bill or loan are now strictly validated, so only standard web links are opened. • Lock Screen widgets hide bill names, amounts, and due counts while your device is locked. • Exported files are written to protected, single-use locations and cleaned up automatically after sharing. ALSO IN THIS RELEASE • VoiceOver announcements on the subscription screen are now spoken correctly on Apple Vision Pro. • Widgets and Apple Watch now clear correctly when a subscription ends, instead of showing stale bill data. • A range of stability and reliability fixes across bills, widgets, and iCloud sync. $4.99/month or $39.99/year (save 33%). Cancel anytime. ### 1.1.0 — 2026-07-24 Bill pause arrives — alongside the biggest stability release BillCove has shipped. NEW Pause a Bill Taking a sabbatical, freezing a gym membership for winter, or pausing a subscription? Pause any bill until a date you choose, or indefinitely. Paused bills drop out of your due list, totals, calendar, widgets, and reminders while keeping their full history. When the pause ends, BillCove rolls the due date forward and switches reminders back on for you. See What It Really Costs Per Year Recurring bills now show their true annual cost. A weekly bill displays the full chain — $25.00/wk · ~$108.33/mo · $1,300.00/yr — and list rows show a compact yearly figure, so a "cheap" weekly subscription can't hide what it adds up to. Included in VoiceOver descriptions too. Calmer Notifications Budget alerts and insights are now capped at five a day, so BillCove never floods your Lock Screen. FIXED iCloud Sync Fixed the cause of duplicated bills, loans, payments, and budgets after turning sync on or off. Existing duplicates are now merged automatically at launch. Also fixed a startup crash on Mac when duplicate loans had synced from iCloud. Apple Watch The Watch app could show a permanently empty list and silently drop "mark as paid" taps. It now syncs with your iPhone reliably and refreshes due and overdue status correctly after midnight. Subscriptions and Trial Subscribers could be downgraded to free when the App Store was briefly unreachable — fixed. Your 7-day trial no longer resets after reinstalling. Privacy and App Lock Lock Screen widgets now hide bill names, amounts, and totals while your device is locked. App Lock can no longer be bypassed through notification taps or deep links. Widgets Widgets no longer show yesterday's due and overdue status after midnight. Also Fixed Live Activity "Mark Paid" now records the correct amount against linked loans. Receipt scanning no longer crashes on failure. Sharing from the Mac app works again. Bills repeating every 2 weeks, months, or years now calculate their monthly cost correctly. ### 1.0.4 — 2026-04-07 BillCove's biggest update yet. — Financial Health Score: a 0–100 score built from your own data — Monthly Report Card: real A–F grades for your financial habits — Payment streaks with 21 unlockable achievements — Power Hour challenge for bonus points — Subscription price alerts when services quietly raise their rates — Negotiation Wins: track savings from bill negotiations, with 30-day pre-renewal alerts — Financial Wellness Journeys: guided programs to build better habits — Full iCloud sync overhaul — reliable across all your Apple devices — Report Card, Journeys, Leaderboard, and Negotiation Wins now in Mac and visionOS sidebar Plus: free trial changed from item limits to a full 7-day trial. Try everything free. ### 1.0.2 — 2026-02-26 What's New • Payment Streaks — Build a streak every time you pay on time. Hit 5, 10, and 25 consecutive on-time payments to unlock achievements. • New Expense Categories — Added Gas/Fuel, Groceries, Clothing, Home Maintenance, Childcare, Gifts & Donations, and Office/Work. They'll appear automatically on your next launch. • Collapsible Insights — The insights banner now starts collapsed and remembers your preference. Tap any insight to jump straight to the relevant bill or payment. • Mark Bills Unpaid — Swipe to mark a paid bill back to unpaid if you made a mistake. • Bug Fixes & Improvements — Fixed a date issue when importing CSV files across different locales. Better Dynamic Type support, improved VoiceOver hints, and Reduce Motion compliance throughout. ## More apps by OES Software LLC - [WoofTrak](https://appshunter.io/ios/app/wooftrak/id6758897529) All apps by OES Software LLC: https://appshunter.io/developer/1868094871 ## Related topics [duedock](https://appshunter.io/ios/topics/duedock) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*