# Billroo: Budget & Finance — See where your money goes > AI-powered budgeting app for Australians to track expenses and save money. (iPhone/iPad app by Billroo Operations.) - Source: https://appshunter.io/ios/app/billroo-budget-and-finance/id6748367459 (this page in markdown: same URL + `.md`) - Developer: [Billroo Operations](https://appshunter.io/developer/1825510496) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 148 MB - Languages: American English - Released: 2025-10-20 - Data updated: 2026-08-24 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/billroo-budget-and-finance/id6748367459/reviews.md ## What is Billroo? Billroo is the AI-powered budgeting app that helps Australians stay on top of their money without the stress. Track your expenses automatically, build a budget that fits your life, and finally feel in control, whether you’re saving for an emergency fund, buying your first home or growing your wealth. What you can do with Billroo: • Automatically track and categorise your spending • Connect your bank accounts securely using Open Banking • Create custom budget categories and spending limits • See all your accounts in one clean, easy-to-read dashboard • Get personalised insights and smart suggestions with Billroo AI • Compare your spending month-to-month to spot trends • Add transactions manually for full flexibility Why Billroo? Most budgeting apps are cluttered, confusing, or designed to push you into loans. Billroo is different. We’re community-built and focused on giving you the clarity and control you need to make better financial decisions, our way. Join thousands of Australians building better money habits with Billroo today. Terms: https://billroo.com/terms-and-conditions/ Privacy: https://billroo.com/privacy-policy/ ## Key features - AI-powered expense tracking - Automatic spending categorization - Secure bank account connection - Customizable budget categories - Personalized financial insights - Month-to-month spending comparison ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Billroo Plus Monthly | $9.99 | per month | | Billroo Plus Yearly | $99.99 | per year | | Billroo Pro Monthly | $8.99 | per month | | Billroo Pro Yearly | $84.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Billroo AI Credits (100) | $12.00 | one-time | | Billroo AI Credits (200) | $22.00 | one-time | | Billroo AI Credits (500) | $45.00 | one-time | | Billroo AI Credits (50) | $8.00 | one-time | | Billroo AI Credits (250) | $25.00 | one-time | ## Recent user reviews (7 of 7) All indexed reviews: https://appshunter.io/ios/app/billroo-budget-and-finance/id6748367459/reviews.md ### 3/5 — Good but very buggy *2026-06-24* I often find that the app continually logs me out and doesnt include my most recent transactions in my budget. For example, i have transactions from June, but my “budget” only includes my May transactions. It’s hard to actually keep track of my budget because of all the errors/delays **Developer response:** Hi! Sorry to hear that you've run into these issues. Have you checked that the filters / date range are set to include your June transaction dates? If you click the three dots on the top right-hand side of the Overview screen you can change the date range shown. If you're still having problems please email support@billroo.com as we would love to get you back on track! Thanks, Natalie ### 5/5 — Very user friendly *2026-06-16* Top notch app. Easy to use and neat layout. I switched over from PocketSmith and prefer Billroo! Well done **Developer response:** Thank you so much for your feedback! We're happy to hear you're enjoying Billroo. If you ever have any questions please don't hesitate to reach out, we are here to help. :-) ### 1/5 — Scam *2026-05-06* This app is a scam to collect financial data **Developer response:** Hi! Billroo uses the secure Open Banking framework, which means we do not have access to bank logins or financial data for any of our users. Open Banking is regulated by the ACCC and is the most secure method of ensuring your data stays protected when using third-party apps. If you have any questions please don't hesitate to email support@billoo.com ### 1/5 — Needs lots of improvements *2026-02-25* Can’t even categorise transactions even it have clear description and from specific merchant! **Developer response:** Hi Abhi, thanks for the honest feedback, and sorry this has been frustrating. Billroo’s auto-categorisation improves as you use it (it learns your preferences over time). After you change the category of a transaction, you will get a prompt to bulk update previous similar transactions. And future ones from the same merchant/description will use this category automatically. If you’re not seeing that prompt (or a specific merchant keeps getting it wrong), we’re happy to help. Please email us at support@billroo.com. We can’t email you directly from the review because it looks like you signed up using Apple Private Relay, but if you reach out, we’ll jump on it. ### 5/5 — Budgeting should be mandatory *2026-01-18* I’m now in my third month of using Billyroo, and it has been genuinely eye-opening. By month two I could clearly see my spending habits, and I was honestly shocked at how much money was being wasted without me realising it. As a result, I renegotiated or changed my electricity, gas, internet, health cover, and home & contents insurance. I cancelled unnecessary streaming services, reduced my work lunch spend, halved my alcohol costs, moved to a smaller council garbage bin, and now always use the cheapest petrol station. Next month I’ll also shift my grocery shopping to Aldi. The result? $3,271 saved every year. This app doesn’t just track spending — it changes behaviour. Credit to Queenie and Pablo for building such a powerful and practical tool. Highly recommended. **Developer response:** Thank you so much, Kirky :) ### 5/5 — Brilliant Aussie-based budgeting app! *2025-11-11* Thank you for a great budgeting app that really complements your web-based solution. I really like the secure open banking integration, the helpful dashboard overview, the automatic categorisation of incoming transactions, and also the AI feature to get answers to questions I have. I’ve already reached out to your local support team and found them to be very responsive. You’ve really created a great budgeting solution. It’s so good that it is Australian-based too. I’ve tried and tested a lot of different budgeting tools over the past several years and, in my opinion, this one beats them all hands down. **Developer response:** Thank you so much Turbie! ### 5/5 — The app I’ve been looking for *2025-10-31* Billroo is easy to use, simple in its design but effective & does everything I need. The set up videos with Queenie are super helpful. The AI tool is also fantastic. Would love to be able to put my Latitude credit card into the banking side though. Cannot find it but think as it may be international it’s not an option. **Developer response:** Thank you so much for your review, LiseyJayne! 💛 We’re glad to hear you’ve found Billroo easy to use and that the setup videos and AI tool have been helpful. ## Frequently asked questions about Billroo ### How does Billroo track expenses? Billroo automatically tracks and categorizes your spending by securely connecting to your bank accounts using Open Banking. You can also add transactions manually for complete flexibility. ### Is Billroo secure to connect bank accounts with? Yes, Billroo uses Open Banking to connect to your bank accounts securely, ensuring your financial data is protected. ### What are the subscription options for Billroo? Billroo offers monthly and yearly subscription plans, including Billroo Pro and Billroo Plus, all with a 14-day free trial. Monthly plans start at $8.99 and yearly plans at $84.99. ### Does Billroo have ads? Yes, Billroo contains advertisements. It is a free app with in-app purchases available. ### What devices does Billroo support? Billroo is available on iPhone, iPad, and iPod, and is compatible with iOS devices. ### How often is Billroo updated? The latest version of Billroo is 1.0.5, and it was last updated on December 8, 2025. Updates typically occur to improve features and reliability. ### What is the age rating for Billroo? Billroo has an age rating of 4+, making it suitable for a wide range of users. ### Can I create custom budgets in Billroo? Yes, you can create custom budget categories and set spending limits within Billroo to tailor the app to your specific financial goals. ## Version history (last 4 releases) ### 1.0.6 — 2026-06-26 Share Billroo with Your Partner Managing money is better together! You can now invite your partner to join your Billroo account. They'll get full access to your budgets, transactions, and insights — just send them an invite link and they're in. Perfect for couples who want to stay on the same page with their finances. ### 1.0.5 — 2025-12-08 Thanks for using Billroo! Sign in effortlessly with biometrics and enjoy smoother performance plus several behind-the-scenes improvements. ### 1.0.4 — 2025-11-18 Thanks for using Billroo! In this update, we’ve improved performance, fixed some issues, and added a few small enhancements based on your feedback. ### 1.0.3 — 2025-10-20 No release notes. ## Apps similar to Billroo | App | Rating | Price | Category | | --- | --- | --- | --- | | [Navexa Portfolio Tracker](https://appshunter.io/ios/app/navexa-portfolio-tracker/id1505172636) | — | Free | Finance | | [ScaleApp AU](https://appshunter.io/ios/app/scaleapp-au/id6744720367) | — | Free | Finance | | [Moorr: Money. 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