# Bills io: Subscription Tracker — Private & secure bill manager

> Privacy-first personal finance app for tracking and managing bills. (iPhone/iPad app by Studio Ember LLC.)

- Source: https://appshunter.io/ios/app/bills-io-subscription-tracker/id1499730119 (this page in markdown: same URL + `.md`)
- Developer: [Studio Ember LLC](https://appshunter.io/developer/1499730118)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.68/5 from 34 App Store ratings · 19 written reviews indexed
- Age rating: 17+
- Requires: iOS 26.0 · 45 MB
- Languages: English, Spanish
- Released: 2020-12-28
- Data updated: 2026-06-02
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/bills-io-subscription-tracker/id1499730119/reviews.md

## What is Bills io?

Know exactly where your money goes — without giving up your privacy.

Bills io is the simple, privacy-first way to track your recurring expenses, subscriptions, and one-off bills. No bank connection required. No data sold. No algorithms watching your finances. Just you and your bills, organized.

YOUR MONEY. YOUR DATA.
Bills io syncs privately through your iCloud account using Apple’s CloudKit. Your financial data never touches our servers — we literally can’t see it. Everything stays between you, your device, and your iCloud.

STOP LOSING MONEY TO FORGOTTEN SUBSCRIPTIONS
The average person is paying for 2–3 subscriptions they’ve forgotten about. Bills io helps you see every recurring charge in one place so nothing slips through the cracks.

BILL TRACKING
Organize bills with tags and accounts. See exactly how much hits your credit card each month across all your subscriptions — then plan around it.

PAYMENT LOG
Record payments as you make them. Add notes with Markdown support for links and details. Export everything to CSV whenever you need it.

OVERVIEW & NOTIFICATIONS
See what’s due this week or month at a glance. Get notified before auto-withdrawals hit or when it’s time to pay manually — all handled locally, never from a server.

WORKS ACROSS APPLE DEVICES
iPhone, iPad, and Mac. One purchase, everywhere you already work.

◆ FREE TIER
Bills io is free — and we mean it. The core experience is fully featured with no paywalls on the essentials. Premium is there if you want deeper organization tools or just want to support an indie developer keeping your data private.

◆ PREMIUM
Bills io is fully usable for free. Premium adds powerful organization upgrades for power users — and if you love the app, it’s the best way to support independent development.

Available as monthly, annual, or a one-time lifetime purchase.

◆ Payment graphs & average monthly cost charts
◆ Collections, filtering by account & tags
◆ Face ID / Touch ID lock
◆ Custom notification times
◆ CSV export for bills & payments
◆ Payment notes
◆ All future premium features



Privacy Policy: https://billsio.com/pages/privacy/
Terms of Use: https://billsio.com/pages/tos/
EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Organize bills with tags
- Track expenses by account
- Log payment history
- Export data to Excel/Numbers
- Receive bill notifications
- Sync across Apple devices

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium (1 Month) | $0.99 | per month |
| Premium (1 Year) | $9.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium (Lifetime) | $39.99 | one-time |


## Recent user reviews (10 of 19)

All indexed reviews: https://appshunter.io/ios/app/bills-io-subscription-tracker/id1499730119/reviews.md

### 1/5 — No longer usable

*2023-11-12, version 3.0.3*

This app has become extremely buggy to the point of being unusable. Can’t delete payments. Search doesn’t work all the time. What used to take 5 min now takes 20 min. No longer usable.

### 1/5 — Can't use it

*2023-10-09, version 3.0.3*

Can't be used anymore. Payments are duplicated and can't be deleted.

### 1/5 — No longer usable

*2023-10-05*

This app has become extremely buggy to the point of being unusable. Can’t delete payments. Search doesn’t work all the time. What used to take 5 min now takes 20 min. No longer usable.

### 5/5 — Excelente aplicación, me ha ayudado muchísimo con la organización de mis cuentas.

*2023-08-25, version 3.0.3*

Excelente aplicación, me ha ayudado muchísimo a organizar mis finanzas personales, llevando al día mis cuentas!

Felicitaciones por esta gran herramienta.

### 5/5 — ¡Excelente Aplicación!

*2023-07-02*

Excelente Aplicación, me gusta muchísimo, me gustaría compartirla con mis amigos. En verdad es muy útil, tengo todos mis pagos y facturas ordenados en mi celular.

El estilo de Apple que tiene el apartado hace que la aplicación se vea mucho más sencilla y a la vez poderosa. Me encantan las opciones de Pago Rápido y Archivar.

Me gustaría que estuviera disponible para Android o alíennos para computadores Linux o Windows.

Me gustaría que hubiera un apartado en las configuraciones para seleccionar la Moneda para utilizar pues es un poco confuso. Parecen Dólares.

Y me gustaría que en el apartado de configuraciones también se pudiera seleccionar el idioma. Daría mas libertad.

Es una aplicación increíble sigan mejorándola!!

### 5/5 — Una app my genial

*2023-07-02, version 3.0.3*

Es un aplicación genial donde todo está organizado
Me avisa cuando vencen las facturas para hacer el pago
Aspectos por mejorar:
 1. debería haber un botón para elegir el idioma
2. Debería haber un botón para elegir el tipo de moneda
Una pregunta esta app se puede enlazar con el banco?

### 5/5 — Absolute banger of an app

*2023-06-22*

Well designed, sleek, thoughtful, and plain useful! Has been a real game changer for me and how I track my bills.

### 5/5 — Demasiado útil

*2023-03-13, version 2.2.0*

En mi corta pero exitosa experiencia con Bills IO puedo afirmar que es una de las mejores apps que he usado ya que de manera intuitiva me permite organizar mis finanzas y me avisa cuando debo pagar cada cuenta según lo haya parametrizado.

Gracias al creador de esta aplicación, muchos éxitos!

### 5/5 — Wonderfull App

*2023-01-08, version 2.2.0*

I just love the way this app is so simple and powerful at the same time!

### 1/5 — Bills io

*2022-12-21, version 2.2.0*

This App is ok but it’s missing a lot of features like once you pay your bill and you try to go back to edit the bill or your notes you have to delete the entire bill and start all over again. If you email the company you will not get a response. Don’t download this app waste of time.

## Frequently asked questions about Bills io

### How does Bills io ensure my financial data is private?

Bills io prioritizes privacy by processing all data on-device and syncing solely through your personal iCloud account using CloudKit. Your financial data is not shared with third parties or sold to analytics companies.

### Does Bills io connect to my bank account?

No, Bills io does not connect to your bank account. You will need to manually input your bills and expenses. This manual process is designed to encourage users to review their spending habits and identify forgotten subscriptions.

### What are the premium benefits in Bills io?

The premium subscription unlocks features like graphing payments and average costs per month, filtering by collections, accounts, and tags, and the ability to add payment notes with Markdown formatting.

### How much does Bills io cost?

Bills io is free to start with a full-featured, ad-free experience. A premium subscription is available for advanced features, with options for a 1-month subscription at $0.99 or a 1-year subscription at $9.99.

### On which devices can I use Bills io?

Bills io is available across the Apple ecosystem, including iPhone, iPadOS, and macOS. Data syncs privately between these devices via iCloud.

### How often is Bills io updated?

The latest version of Bills io is 3.0.3, and it was last updated on July 2, 2023. Updates typically include new features and improvements to existing functionality.

### What kind of notifications does Bills io provide?

Bills io provides local notifications, meaning they are handled on your device and never sent from a server. You can receive reminders for bills you pay manually or get notified before an automatic withdrawal occurs.

### Can I export my payment data from Bills io?

Yes, you can export your payment data to a CSV file for processing outside of Bills io. Premium users can also export data to Excel or Numbers for further analysis.

## Version history (last 5 releases)

### 4.0.2 — 2026-04-13

Bills io 4.0 is here with a completely refreshed look and feel. The interface has been redesigned to feel cleaner and more at home on the latest versions of iOS, iPadOS, and macOS — including an updated app icon. We’ve also shipped a round of bug fixes and stability improvements under the hood.

Thanks for using Bills io!

v4.0.1
- Minor UI Bug Fixes

v4.0.2
- Updates external links, terms of service, and privacy policy

### 3.0.3 — 2023-07-02

Quick update to include the following fixes:

- Adds Tag filtering back in for Bills and Payments
- Revises filtering clearing
- Updates the About section in Settings with new links for the Mastodon social feed and release notes

-----

Summer is here and so is a complete overhaul to Bills io. A lot of work went into this release and will allow for easier updates in the future. All of the code is now shared between iOS, iPad, and macOS versions to bring features out faster and with more consistency between platforms. Thank you for your support, and I hope you enjoy this release!

This is a major update that brings a lot of behind the scenes maintenance for future features. But, rest assured, there are a lot of great additions included:

▶ Graphs! You can now see a visual overview of how much money is going out per month or dive into each bill and see month by by month amounts (Premium Only)

▶ Filters have replaced the multiple list options to organize bills. You can now stay in the same list and change filters for various accounts, tags, collections, or see all of the archived bills. (Premium for Account, Tag, and Collection filtering)

▶ Windowing is added to the iPad with full support for popping out windows for individual bills. Keep a bunch of bills open in Stage Manager while paying

▶ Redesigned overview section to see a view of what is due when and for how much

▶ Search any list to filter by bill name, accounts, tags, etc.

▶ Bill notes, jot down any information and save it with a bill. Account numbers, addresses, or anything else. (Premium Only)

▶ Redesigned Account, Tag, and Collection selectors. You can now make edits to any of your organizational tools in-line and while paying or editing a bill

▶ Menus for bills are redone with additional actions

▶ Landscape interface support, use Bills io in any orientation

▶ Adding urls no longer need http:// or https:// for Safari to open the link

▶ Updated the purchasing logic for in-app purchases

### 3.0.2 — 2023-06-26

Summer is here and so is a complete overhaul to Bills io. A lot of work went into this release and will allow for easier updates in the future. All of the code is now shared between iOS, iPad, and macOS versions to bring features out faster and with more consistency between platforms. Thank you for your support, and I hope you enjoy this release!

This is a major update that brings a lot of behind the scenes maintenance for future features. But, rest assured, there are a lot of great additions included:

▶ Graphs! You can now see a visual overview of how much money is going out per month or dive into each bill and see month by by month amounts (Premium Only)

▶ Filters have replaced the multiple list options to organize bills. You can now stay in the same list and change filters for various accounts, tags, collections, or see all of the archived bills. (Premium for Account, Tag, and Collection filtering)

▶ Windowing is added to the iPad with full support for popping out windows for individual bills. Keep a bunch of bills open in Stage Manager while paying. 

▶ Redesigned overview section to see a view of what is due when and for how much

▶ Search any list to filter by bill name, accounts, tags, etc.

▶ Bill notes, jot down any information and save it with a bill. Account numbers, addresses, or anything else. (Premium Only)

▶ Redesigned Account, Tag, and Collection selectors. You can now make edits to any of your organizational tools in-line and while paying or editing a bill.

▶ Menus for bills are redone with additional actions

▶ Landscape interface support, use Bills io in any orientation

▶ Adding urls no longer need http:// or https:// for Safari to open the link

▶ Updated the purchasing logic for in-app purchases

### 3.0.1 — 2023-06-22

Summer is here and so is a complete overhaul to Bills io. A lot of work went into this release and will allow for easier updates in the future. All of the code is now shared between iOS, iPad, and macOS versions to bring features out faster and with more consistency between platforms. Thank you for your support, and I hope you enjoy this release!

This is a major update that brings a lot of behind the scenes maintenance for future features. But, rest assured, there are a lot of great additions included:

▶ Graphs! You can now see a visual overview of how much money is going out per month or dive into each bill and see month by by month amounts (Premium Only)

▶ Filters have replaced the multiple list options to organize bills. You can now stay in the same list and change filters for various accounts, tags, collections, or see all of the archived bills. (Premium for Account, Tag, and Collection filtering)

▶ Windowing is added to the iPad with full support for popping out windows for individual bills. Keep a bunch of bills open in Stage Manager while paying. 

▶ Redesigned overview section to see a view of what is due when and for how much

▶ Search any list to filter by bill name, accounts, tags, etc.

▶ Bill notes, jot down any information and save it with a bill. Account numbers, addresses, or anything else. (Premium Only)

▶ Redesigned Account, Tag, and Collection selectors. You can now make edits to any of your organizational tools in-line and while paying or editing a bill.

▶ Menus for bills are redone with additional actions

▶ Landscape interface support, use Bills io in any orientation

▶ Adding urls no longer need http:// or https:// for Safari to open the link

▶ Updated the purchasing logic for in-app purchases

### 3.0.0 — 2023-06-20

Summer is here and so is a complete overhaul to Bills io. A lot of work went into this release and will allow for easier updates in the future. All of the code is now shared between iOS, iPad, and macOS versions to bring features out faster and with more consistency between platforms. Thank you for your support, and I hope you enjoy this release!

This is a major update that brings a lot of behind the scenes maintenance for future features. But, rest assured, there are a lot of great additions included:

▶ Graphs! You can now see a visual overview of how much money is going out per month or dive into each bill and see month by by month amounts (Premium Only)

▶ Filters have replaced the multiple list options to organize bills. You can now stay in the same list and change filters for various accounts, tags, collections, or see all of the archived bills. (Premium for Account, Tag, and Collection filtering)

▶ Windowing is added to the iPad with full support for popping out windows for individual bills. Keep a bunch of bills open in Stage Manager while paying. 

▶ Redesigned overview section to see a view of what is due when and for how much

▶ Search any list to filter by bill name, accounts, tags, etc.

▶ Bill notes, jot down any information and save it with a bill. Account numbers, addresses, or anything else. (Premium Only)

▶ Redesigned Account, Tag, and Collection selectors. You can now make edits to any of your organizational tools in-line and while paying or editing a bill.

▶ Menus for bills are redone with additional actions

▶ Landscape interface support, use Bills io in any orientation

▶ Adding urls no longer need http:// or https:// for Safari to open the link

▶ Updated the purchasing logic for in-app purchases

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| --- | --- | --- | --- |
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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-02.*
