# Billy: Medical Bill Disputes — Scan bills, dispute errors

> Scan bills, dispute errors (iPhone/iPad app by Novacloud, LLC.)

- Source: https://appshunter.io/ios/app/billy-medical-bill-disputes/id6781476709 (this page in markdown: same URL + `.md`)
- Developer: [Novacloud, LLC](https://appshunter.io/developer/6781476711)
- Category: Medical
- Price: Free
- Age rating: 17+
- Requires: iOS 15.1 · 40 MB
- Languages: American English
- Released: 2026-07-15
- Data updated: 2026-08-01
- User reviews in markdown: https://appshunter.io/ios/app/billy-medical-bill-disputes/id6781476709/reviews.md

## What is Billy?

Medical bills are confusing by design — and studies suggest most contain errors. Billy is the patient's advocate in your pocket. Snap a photo of any medical bill and Billy's AI reviews every line for the issues that quietly inflate what you owe.

WHAT BILLY DOES

• Scan any bill — Take a photo or pick one from your library. No typing, no forms. Billy reads the charges, codes, and amounts for you.

• Find potential errors — Billy's AI checks each line item for common problems: duplicate charges, upcoding, unbundling, balance billing, and amounts that look high against standard rates.

• Understand what it found — Each finding is explained in plain English, with the kind of supporting reference a billing department takes seriously.

• Dispute it — with one tap — Billy drafts a professional dispute letter citing the specific issues, and can print and mail it to your provider or insurer via USPS on your behalf. No envelopes, no stamps, no phone trees.

• Track every dispute — See what you've sent, when to expect a response, and record the outcome. Billy reminds you to follow up so nothing falls through the cracks.

• Escalate when needed — If a dispute is denied, Billy can help you draft an appeal or file a complaint with your state insurance commissioner.

BUILT FOR PATIENTS

• Private by design — Your bills are encrypted on your device. They leave it only to be analyzed, and are never used to train AI models.
• No account hassle — Sign in with just your email. No passwords.
• Free to scan — Scanning a bill and reviewing Billy's findings is free. You pay a one-time fee only when you choose to print and mail a dispute letter via USPS.

IMPORTANT

Billy provides informational analysis to help you communicate with your provider or insurer. It is not medical, legal, or financial advice, and it is not a law firm or a substitute for professional advice. Always review Billy's findings before acting on them.

Billy is available to U.S. residents 18 and older.

Questions? support@billydisputes.com
Privacy: https://billydisputes.com/privacy
Terms: https://billydisputes.com/terms


## Version history (last 2 releases)

### 1.0.1 — 2026-07-21

Clearer pricing and payment status, better guidance when entering addresses, retry a failed scan without re-photographing your bill, and reliability improvements to letter mailing.

### 1.0 — 2026-07-15

No release notes.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*