# BILnet — BIL innovative digital banking

> Digital banking app for managing accounts, payments, loans, and documents. (iPhone/iPad app by Banque Internationale a Luxembourg.)

- Source: https://appshunter.io/ios/app/bilnet/id455960649 (this page in markdown: same URL + `.md`)
- Developer: [Banque Internationale a Luxembourg](https://appshunter.io/developer/455960652)
- Category: Finance, Business
- Price: Free
- Rating: 4.60/5 from 148 App Store ratings · 10 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 149 MB
- Languages: American English, French (France), German (Germany)
- Released: 2011-09-08
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bilnet/id455960649/reviews.md

## What is BILnet?

BILnet: simple, fast, and easy to use. You can perform all of your essential transactions on your mobile!

Manage, group, and rename your accounts independently

-	View your account and credit card balances and transactions in real time
-	Log in as the account holder or an agent
-	When you log in to BILnet as an agent, your accounts are now grouped. Tip: to make organising your accounts easier, feel free to rename your accounts and/or change the order in which they are displayed.

Free instant payments, made in a few seconds and in just a few clicks! 

-	Your eligible SEPA (single euro payment area) payments are now made instantly, within a few seconds, 24/7, and for free! *
-	If your instant payment cannot be made, for example if the receiving bank does not accept instant payments, then your payment will be treated as a standard transfer under the relevant time frame.

The interface for your transfers and standing orders has been tweaked

-	Extra fields are now provided when entering details about the beneficiaries of your transfers. From your computer you can set up a standing order directly from the transfer entry screen. Just tick the “Make this a standing order” box. Tip: to avoid making a mistake when you enter your new beneficiary’s IBAN, you can copy/paste it straight into the appropriate field.

Better loan management 

-	Your mortgages and your personal, student and investment loans appear in the dedicated “Loan” section of BILnet. These loans now take the form of a contract rather than an account on which movements are recorded. 
-	You can now find additional information about your loans in BILnet, including:

o	type of loan
o	amount borrowed/used
o	current interest rate
o	next due dates
o	capital outstanding

Find all your electronic documents easily

-	Download your banking documents in PDF format
-	Take advantage of the free and environmentally friendly paper-free option so that you no longer receive your documents by post
-	Sign your documents electronically
-	All electronic documents are now sorted by date

Contact us whenever you need to

-	Communicate with the bank using secure messaging and share any attachments required 

Don’t have an account yet? Visit bil.com for more information. 

The app is available in three languages (FR, DE, EN).

*For more information about our tariffs, visit bil.com

## Key features

- Account management and grouping
- Real-time balance and transaction viewing
- Instant SEPA payments
- Loan management and details
- Electronic document access and signing
- Secure messaging with bank

## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/bilnet/id455960649/reviews.md

### 1/5 — Worst Bank Ever

*2026-07-26*

The bank and the app are straight from the 1950s. The app freezes all of the time and with the latest update does not even log in. The bank ignores private messages, rejects transfers without explanation and generally couldn’t care less about customer service. 
It is an embarrassment to have Luxembourg’s name on this company.

### 1/5 — Broken

*2023-11-19, version 8.1.8*

App doesn’t work today. Has worked previously but was always glitchy.

### 2/5 — Outdated banking app.

*2023-02-23, version 7.5.37*

This app does the job but it’s very outdated banking app. Clunky feel. The secure message concept is a redundant service which has zero value add and is frustrating to use. Why do you need to keep signing messages with LuxTrust and username / pass. Simple emails does wonders. 

Please take a look at other banking apps like revolut or any other UK banking apps as they are all so intuitive.

### 1/5 — Poor app, poor service. Will change soon

*2022-04-29, version 7.5.18*

Writing this review does not even work. I can’t see what I am writing. No transfer can be done during weekends. Secured messages that I send get lost. Calls that I made are not recorded or no history exist.. I am so disappointed!!

### 5/5 — Excellent

*2022-03-17, version 7.5.15*

Everything you require from a banking app. Extremely easy to use

### 4/5 — Transfer to Belgian Account

*2020-11-02*

Hello and thanks for the App.
Why does a transfer to Belgium be delayed by a day before the app accepts the transfer ?

### 5/5 — App does not work on iphone xs max

*2018-11-04, version 7.1.2*

Don’t think it was tested on all smartphones. Hopefully this will be resolved soon as I used to use the app often but now that I upgraded my phone, I can’t log on.

### 1/5 — Doesn not work on my iPhone X

*2018-10-23, version 7.1.2*

Since the last update, the app no longer works on my iPhone X. The app starts and shows the startup screen but pressing on “Access my contracts” doesn’t do anything.

### 5/5 — Excellent app

*2015-01-17*

Very useful. So many functionality .

### 5/5 — So many functionalities !

*2014-12-25*

Great job

## Frequently asked questions about BILnet

### Is BILnet secure for banking transactions?

BILnet offers secure messaging for communication with the bank and allows electronic signing of documents. Specific security measures for transactions are not detailed but are inherent to a banking application.

### What types of payments can I make with BILnet?

You can make free, instant SEPA payments within seconds, 24/7. If an instant payment isn't possible, it will be processed as a standard transfer.

### How does BILnet help with loan management?

BILnet provides a dedicated 'Loan' section for mortgages, personal, student, and investment loans. You can view loan type, amount used, interest rate, due dates, and outstanding capital.

### Can I manage multiple accounts in BILnet?

Yes, you can manage, group, and rename your accounts independently. When logged in as an agent, accounts are grouped, and you can rename or reorder them for easier organization.

### What kind of documents can I access through BILnet?

You can download all your banking documents in PDF format, opt for paper-free delivery, and sign documents electronically. Documents are sorted by date for easy retrieval.

### What languages does BILnet support?

BILnet is available in four languages: French (FR), German (DE), English (EN), and Portuguese (PT).

### How often is BILnet updated?

The latest version is 10.5.1, last updated on April 8, 2026. This indicates a history of regular updates to improve functionality and security.

### What is the user rating for BILnet?

BILnet has a high user rating of 4.7 stars based on 146 ratings, suggesting positive user sentiment and satisfaction with the app's performance.

## Version history (last 5 releases)

### 10.7.2 — 2026-08-29

Improving the app’s stability and fixing minor bugs.

### 10.7.1 — 2026-07-29

Improving the app’s stability and fixing minor bugs.

### 10.7.0 — 2026-07-24

Bug fixes to make your experience even smoother.

### 10.6.1 — 2026-06-24

Bug fixes to make your experience even smoother.

### 10.6.0 — 2026-05-27

Bug fixes to make your experience even smoother.

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## More apps by Banque Internationale a Luxembourg

- [BIL Payconiq](https://appshunter.io/ios/app/bil-payconiq/id830569595)
- [BIL Suisse](https://appshunter.io/ios/app/bil-suisse/id1572463410)
- [Blink by BIL](https://appshunter.io/ios/app/blink-by-bil/id1594577010)
- [BIL Suisse Authenticator](https://appshunter.io/ios/app/bil-suisse-authenticator/id6504490593)

All apps by Banque Internationale a Luxembourg: https://appshunter.io/developer/455960652

## Related topics

[bilnet](https://appshunter.io/ios/topics/bilnet)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*