# Bini — Make investing simple.

> Online platform for simplified investing, savings, and tax rebate management. (iPhone/iPad app by Bini Fintech.)

- Source: https://appshunter.io/ios/app/bini/id6468560791 (this page in markdown: same URL + `.md`)
- Developer: [Bini Fintech](https://appshunter.io/developer/1709925176)
- Category: Finance, Education
- Price: Free
- Rating: 4.60/5 from 9 App Store ratings · 6 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 75 MB
- Languages: American English
- Released: 2024-01-08
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bini/id6468560791/reviews.md

## What is Bini?

Many people want to grow their savings, and also earn tax rebates by making smart investments. But, at present, finding out where and how to invest can be an extremely frustrating experience.

Who has the time to research, juggle bank executives, and then visit their nearest branch to fill up endless forms?

With Bini, these problems are over. From our platform, with the click of a few buttons, you can now invest in various investment opportunities online. You can check from the dashboard how they are performing, shift funds from one asset class to another, encash anytime, and so on, all from the comfort of your home/office.

And best of all, you have to fill in all your personal information only once while signing up. They are then saved for automatic usage in all your future investment choices.

In a nutshell, we take care of all the heavy lifting, while you enjoy saving on your taxes, and watching your money grow every day.

Our vision is to eventually become your one stop personal finance manager. 

Welcome aboard!

## Key features

- Online investment opportunities
- Performance tracking dashboard
- Fund reallocation
- Easy encashment
- One-time personal information entry
- Tax rebate management

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/bini/id6468560791/reviews.md

### 5/5 — Best Fintech App of Bangladesh

*2026-08-03*

I have started using this app recently and been using it for over a month, the experience has been really smooth and solid so far. It’s very simple and user-friendly. I love how complicated and lengthy processes of investing have been simplified through this app. It definitely has made my life easier, saving me time and made investing fun. I highly recommend it!

### 1/5 — Who designed the password policy?

*2026-07-16*

Worst password policy ever. You guys possibly never used any “password“ manager.
In the modern day of secure password, you have hard 20 char password limit, the password input tries to show the hint but never last, so have to depend on changing password apply that twice, set that on password manager then press apply to know there some policy it failed to meet. But wait, it will tell only one policy, you have to correct that and do the whole thing again and then it will tell next policy!

Tried many banking apps, never had to face such weird experience!

Now instead of signing up, I’m writing this review and will delete the app. If you care, fix the signup/password UX and then let me know, then I’ll try again.

### 5/5 — One of the best apps i have used for mutual fund investing

*2026-06-06*

I have been using this app for a while now, and honestly, it's been a great experience. The interface is clean, easy to navigate, and doesn't feel overwhelming. Everything works smoothly, and I can usually find what I need without any hassle.Definitely one of the better apps I've used recently, and I wouldrecommend it to anyone looking for something simple, efficient, and effective.

### 5/5 — Such a great app!

*2026-04-19*

The app is very much user-friendly.
It made my investment journey really easy and simple!

### 5/5 — Simple to Use

*2026-04-09*

For a long time, I was looking for something like this. it is very user friendly and within a few step, i started my investing journey.

### 5/5 — Convenient Investment App

*2026-04-02*

Started my SIP journey with Bini today. The app made my first investment super simple.

## Frequently asked questions about Bini

### How secure is Bini for my financial information?

Bini is designed to simplify investing and personal finance management. While specific security protocols are not detailed, the app aims to store your personal information securely for future investment choices, reducing the need for repeated data entry.

### What types of investments can I make with Bini?

Bini allows you to invest in various online investment opportunities. You can monitor their performance and shift funds between different asset classes directly through the platform.

### Can I withdraw my funds easily using Bini?

Yes, Bini offers the ability to encash your investments anytime. This feature allows for quick access to your funds directly from the comfort of your home or office.

### How often is Bini updated?

The latest version of Bini is 3.4.0, last updated on May 13, 2026. This indicates a recent update, suggesting the app is actively maintained.

### What devices does Bini support?

Bini is available for iPhone and iPod devices. Users with these Apple devices can access its investment and savings features.

### What is the age rating for Bini?

Bini has an age rating of 17+. This suggests that the content and features are intended for adult users.

### Does Bini have ads?

No, Bini does not contain advertisements. The app is free to use without any ad interruptions.

### What is the user sentiment for Bini based on ratings?

Bini has received an excellent rating of 5.0 stars from 4 ratings. This indicates a very positive reception from its current user base.

## Version history (last 5 releases)

### 3.8.0 — 2026-08-22

What's new:
•⁠ Signature editor: Edit your signature inside the app. Crop, rotate, mirror or reset it before you submit.
•⁠ ⁠More brokerage partners: Choose from more brokerage houses when you open your BO account.
•⁠ Password-protected statements: Just enter the password when you upload. No need for third-party tools to remove it first.
•⁠ Smoother sign-up: A cleaner step-by-step flow with live password guidance.

### 3.7.0 — 2026-07-14

What's new in this update:
•⁠  Cumulative portfolio view: Multiple investments in the same fund now roll up into one view, with a clear breakdown of market value and returns.
•⁠ Smarter returns: Track both annualized and absolute returns for every investment, so you always know exactly how each investment is performing.
•⁠  Bug fixes: Under-the-hood improvements for a smoother, more reliable experience.

### 3.6.0 — 2026-07-04

•⁠  ⁠Credit: Borrow against your investments. Get short-term liquidity at a competitive rate while your portfolio stays invested.
•⁠  ⁠SIP countdown: Your SIP now shows "starts in X days" so you always know when the next one kicks in.
•⁠  ⁠⁠Units in transition to BO: Units still being transferred to your BO account now appear separately, so you only sell what's settled and yours.
•⁠  ⁠⁠⁠ ⁠Bug fixes: Under-the-hood improvements for a smoother, more reliable experience.

### 3.4.0 — 2026-05-13

What's new in this update: 
•⁠  ⁠Biometric unlock: Sign in instantly with your face or fingerprint.
•⁠  ⁠⁠PIN unlock: Set a personal PIN as an alternative to your password.
•⁠  ⁠⁠Bug fixes: Under-the-hood improvements for a smoother, more reliable experience.

### 3.3.0 — 2026-04-28

Bini app is now smoother and more intuitive, with the following new features:

• Personal Finance Buddy: your buddy that helps you better understand mutual funds and other investment topics.
• Expanded BO account support: you can now add different types of BO accounts.

This update is focused on making investing guidance clearer and account setup more flexible.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*