# biniyog.io - Halal Investments — Shariah-certified Investments

> Shariah-compliant investment platform for ethical wealth growth. (iPhone/iPad app by Pure Fintech Pte. Ltd..)

- Source: https://appshunter.io/ios/app/biniyogio-halal-investments/id6470341406 (this page in markdown: same URL + `.md`)
- Developer: [Pure Fintech Pte. Ltd.](https://appshunter.io/developer/1713489011)
- Category: Finance
- Price: Free
- Rating: 3.90/5 from 18 App Store ratings · 7 written reviews indexed
- Age rating: 17+
- Requires: iOS 13.0 · 109 MB
- Languages: American English
- Released: 2023-11-08
- Data updated: 2026-08-12
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/biniyogio-halal-investments/id6470341406/reviews.md

## What is biniyog.io?

Invest Halal and Grow Your Wealth - Enjoy Up to 20% Profits with biniyog.io*

biniyog.io is Bangladesh's first Shariah-compliant alternative investment platform, where you can invest in real, profitable businesses - without dealing with interest (riba). Whether you’re building passive halal income or growing your wealth ethically; biniyog.io makes it simple, easy, and transparent.


How It Works:

1. Apply for Financing:
Businesses apply to us for interest-free funding.

2. Thorough Assessment:
We conduct rigorous due diligence on all businesses, including financial checks and risk assessment.

3. Transparent Listings:
Eligible businesses are displayed with risk grades and investment details.

4. Invest & Earn:
Choose your campaigns, invest under legally binding Shariah-compliant contracts.

5. Repayments:
Businesses repay in installments, and you get your capital plus profit.


Why Choose biniyog.io?

1. 100% Halal Investments
All campaigns, contracts and transactions are Shariah-compliant following AAOIFI guidelines, with transparent details and disclosures. No interest, no compromise.

2. No Hassle, Fully Managed
We handle assessments, legal contracts, disbursements, repayments, and updates - you just decide where to invest.

3. Beat Inflation, Better than Savings
Enjoy annualized returns up to 20%*- a great alternative to traditional bank deposits and savings & schemes.- while staying halal.

4. Full Transparency at Every Step
Clear risk grades (A, B+, B) with business background, risk disclosures, contract details, and repayment schedules stated clearly in the App to help you make informed decisions.

5. Low Starting Barrier
You can begin with as low as ৳5,000 - diversify smartly, no need for large capital or complexities.

6. Track Everything
Access to your investment history, expected returns, completed repayments, and upcoming campaigns. Real-time updates on investments, repayments, and campaign performance.


Who’s It For?

- Professionals looking to grow income the halal way.
- Students eager to start small and learn about investing.
- Homemakers managing family savings.
- Retired individuals seeking reliable, halal monthly earnings.
- Anyone wanting to invest ethically and avoid riba (interest).


Security & Compliance

- Shariah Certification: Bangladesh’s first Shariah-certified fintech platform with certification from globally recognized Islamic finance scholars.

- Expert Shariah Advisory: Shariah oversight from IFA Consultancy, led by AAOIFI-certified scholars.

- Legal Contracts: All investments are made with legally binding contracts, signed digitally for every campaign.


Getting Started is Easy

- Download the app (it’s FREE!).
- Register with your phone number or email.
- Browse available investment campaigns.
- Choose your preferred campaigns, review the details thoroughly, if you get convinced, then invest.
- Track your returns and repayments directly in the app.


Need help? We’re here for you!
Reach out via Email, Facebook Chat, WhatsApp, or dedicated support channel from our App.

You’ll also find guides, FAQs, and campaign walkthroughs in the app to help you navigate every step.

At biniyog.io, we believe investing should be ethical, transparent, and rewarding. Start with as little as ৳5,000 and experience a simple, transparent, and halal way to invest. Download biniyog.io today.

Welcome to our journey of making halal finance mainstream.

## Key features

- Shariah-compliant investments
- Invest in real businesses
- Up to 20% profit potential
- Interest-free (riba-free)
- Transparent platform
- Build passive halal income

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/biniyogio-halal-investments/id6470341406/reviews.md

### 5/5 — Great platform for Halal Investment

*2026-08-31*

Amazing Experience so far. The app is seamless and every campaign information is  represented transparently. People need to remember Repayment delays and platform failure are not the same thing. In Shariah finance, need to share the risks with the business. May Allah give barakah to the initiatives.

### 5/5 — Good Returns, Transparent Process

*2026-08-26*

I’ve had a good experience investing here so far. The returns have been quite lucrative, and the investment process is simple and transparent. Overall, a great option if you’re looking for a good return with a straightforward investment experience.

### 1/5 — Don’t invest your money

*2026-08-09*

I invested 10 lakh BDT for 2.5 months, but it has now been over 8 months and my money is still held. Support keeps saying the issue is related to NBR and promising updates “next week,” but nothing changes.

Many users are also facing delayed payments, and it’s unclear when they will receive their money. I no longer feel this platform is safe or trustworthy. Based on my experience, there is a serious risk of losing your money. I also question their claims about the business being halal.

Very frustrating experience. I would strongly recommend doing thorough research before investing.

### 1/5 — Didn’t get my investment money back

*2026-07-18*

Don’t invest here the vetting system is really bad. Businesses don’t perform well. For bare minimum profit it is more riskier as you will face total loss like me

### 1/5 — Bad Investment Platform

*2026-05-30*

To my understanding the business assessment and policies are very less than average. My principal amount is stuck for over 6 months after 12 months of investment plan ended. I heavily do not recommend this platform

### 5/5 — Great app

*2025-12-24*

Great app performance. Best available investment option for investors looking for halal investment option with small amount.

### 5/5 — Wonderful app!

*2024-01-13*

Easy to use.  جَزاكَ اللهُ خَـيْراً !

## Frequently asked questions about biniyog.io

### What is biniyog.io?

biniyog.io is Bangladesh's first dedicated Shariah-compliant investment platform. It allows users to invest in real, profitable businesses without dealing with interest (riba).

### How does biniyog.io ensure Shariah compliance?

The platform focuses on investing in real, profitable businesses and explicitly avoids interest (riba), adhering to Islamic finance principles.

### What is the potential profit with biniyog.io?

Users can potentially get up to 20% profits on their investments through the biniyog.io platform.

### Is biniyog.io available on Android?

Based on the provided data, biniyog.io is supported on iPhone, iPad, and iPod. Android compatibility is not specified.

### What is the age rating for biniyog.io?

biniyog.io has an age rating of 17+, indicating it is intended for mature users.

### How often is biniyog.io updated?

The latest version is 3.11.0, and the last update was on March 15, 2026. This suggests a proactive development cycle.

### Does biniyog.io have ads?

No, biniyog.io does not contain advertisements.

### What is the user sentiment for biniyog.io?

biniyog.io has a high rating of 4.7 stars from 14 ratings, indicating positive user sentiment.

## Version history (last 5 releases)

### 3.18.0 — 2026-08-10

- Detail breakdown of repayment schedule
- Home page UI improvements
- Improved content playback

### 3.17.0 — 2026-07-20

- Improved transaction history with most recent transactions first
- Enhanced bank and branch search
- Added payment proof upload via image sharing
- Improved notification permission handling
- Fixed unexpected logout issues
- Performance improvements and bug fixes

### 3.16.0 — 2026-07-06

- Control over whether to use your ready balance when investing
- Indicator of unread inbox messages
- Ready balance and reinvestment widget improvements
- Improved visibility of investments in transactions history
- Improved flow for providing investment cancellation reason

### 3.14.0 — 2026-06-18

- bug fixes related to coupon
- discount coupon badges 
- cancellation reason validation

### 3.13.0 — 2026-05-18

- Reinvestment flow improvements
- PIN input UI improvements
- PureFund bug fixes
- Coupon availability UI improvements

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## Related topics

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*