# Birmingham Digital IRC — by Mobility Capital Finance > Digital card for Birmingham residents to manage crisis funds and program-specific purchases. (iPhone/iPad app by Mobility Capital Financial.) - Source: https://appshunter.io/ios/app/birmingham-digital-irc/id1574740208 (this page in markdown: same URL + `.md`) - Developer: [Mobility Capital Financial](https://appshunter.io/developer/1192393214) - Category: Finance, Utilities - Price: Free - Rating: 3.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 12.1 · 68 MB - Languages: English - Released: 2021-10-29 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/birmingham-digital-irc/id1574740208/reviews.md ## What is Birmingham Digital IRC? The Birmingham Digital Immediate Response Card is a tool for empowering residents to overcome temporary crises along a long-term path to financial mobility. Cards are funded solely by the City of Birmingham, to be used for program-specific purchases. The City of Birmingham has the right to restrict and/or reclaim funds loaded on the card subject to specific program rules. Residents can use the app to view account deposits & transactions and get real-time text notifications of each purchase. Text message and data rates may apply. App profiles are protected with multifactor authentication. Each account has Mastercard ID Theft Protection™ and Mastercard Zero Liability Protection1 for unauthorized purchases, and secure contactless card payment at in-person points of sale. 1 Conditions and exceptions may apply – see Cardholder Agreement. The Birmingham MoCaFi Digital Immediate Response Incentive Mastercard is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. The card may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Account Agreement. ## Key features - View account deposits and transactions - Real-time purchase notifications - Multifactor authentication - Mastercard ID Theft Protection - Mastercard Zero Liability Protection - Contactless card payment ## Frequently asked questions about Birmingham Digital IRC ### What is Birmingham Digital IRC? Birmingham Digital IRC is a mobile application designed to help Birmingham residents manage funds provided by the City for program-specific purchases during temporary financial crises. It allows users to track deposits and transactions. ### Is Birmingham Digital IRC secure? Yes, the app employs multifactor authentication for profile protection. It also includes Mastercard ID Theft Protection and Zero Liability Protection for unauthorized purchases, ensuring a secure user experience. ### Can I use Birmingham Digital IRC for any purchase? No, the card is funded solely by the City of Birmingham and is intended for program-specific purchases only. The City reserves the right to restrict or reclaim funds based on program rules. ### What devices support Birmingham Digital IRC? Birmingham Digital IRC is available for iPhone, iPad, and iPod devices. It is designed to be accessible on Apple's mobile operating systems. ### How often is Birmingham Digital IRC updated? The app was last updated on March 15, 2024, with version 1.0.27. Updates typically address bug fixes, performance improvements, and feature enhancements. ### What is the user rating for Birmingham Digital IRC? Birmingham Digital IRC has a rating of 3.0 stars based on 2 user reviews. This indicates a mixed reception from its current user base. ### Does Birmingham Digital IRC have ads? No, Birmingham Digital IRC does not contain advertisements. The app is free to download and use without any ad interruptions. ### Where can I use the Birmingham Digital IRC card? The Birmingham MoCaFi Digital Immediate Response Incentive Mastercard can be used everywhere Debit Mastercard is accepted. This provides broad usability for program-related expenses. ## Version history (last 5 releases) ### 1.0.27 — 2024-03-15 Minor bug fixes and improvements. ### 1.0.26 — 2023-12-14 Minor bug fixes and improvements. ### 1.0.25 — 2023-11-14 Minor bug fixes and improvements. ### 1.0.24 — 2023-10-31 Minor bug fixes and improvements. ### 1.0.23 — 2023-08-25 Minor fixes. ## Apps similar to Birmingham Digital IRC | App | Rating | Price | Category | | --- | --- | --- | --- | | [Alabama Law Enforcement CU](https://appshunter.io/ios/app/alabama-law-enforcement-cu/id1147195406) | 4.7 (3) | Free | Finance | | [h.way](https://appshunter.io/ios/app/hway/id1635450512) | 3.4 (97) | Free | Finance | | [Lakeside Bank](https://appshunter.io/ios/app/lakeside-bank/id1510444166) | 4.8 (185) | Free | Finance | | [Your Legacy FCU](https://appshunter.io/ios/app/your-legacy-fcu/id1448741950) | 4.8 (121) | Free | Finance | | [Liberty Rent](https://appshunter.io/ios/app/liberty-rent/id1579491456) | — | Free | Finance | | [OptimumBank Personal Mobile](https://appshunter.io/ios/app/optimumbank-personal-mobile/id1114545966) | 4.7 (31) | Free | Finance | ## More apps by Mobility Capital Financial - [MoCaFi](https://appshunter.io/ios/app/mocafi/id1192393215) - [Respect Bank Account](https://appshunter.io/ios/app/respect-bank-account/id1534942403) - [Angeleno Connect](https://appshunter.io/ios/app/angeleno-connect/id1535093589) - [MoCaFi IRC](https://appshunter.io/ios/app/mocafi-irc/id1537828146) - [Honolulu City Card](https://appshunter.io/ios/app/honolulu-city-card/id1548034054) - [Angeleno Connect IRC](https://appshunter.io/ios/app/angeleno-connect-irc/id1555539110) All apps by Mobility Capital Financial: https://appshunter.io/developer/1192393214 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*