# Bits of Stock — The Stock Rewards App > Earn free stock rewards for everyday shopping with linked credit cards. (iPhone/iPad app by Emcee Invest, Inc..) - Source: https://appshunter.io/ios/app/bits-of-stock/id1450452668 (this page in markdown: same URL + `.md`) - Developer: [Emcee Invest, Inc.](https://appshunter.io/developer/1412832834) - Category: Shopping, Finance - Price: Free - Rating: 4.12/5 from 210 App Store ratings · 53 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 56 MB - Languages: English - Released: 2019-12-02 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bits-of-stock/id1450452668/reviews.md ## What is Bits of Stock? Join the tens of thousands of people growing their long term wealth for free with Bits of Stock™ Bits of Stock automatically rewards you with Stock Rewards every time you shop with a partner brand. It's like cashback but with stocks! Simply link a credit card to get started, shop in-person or online and watch your portfolio grow. With a built-in brokerage facility, you can hold, sell and transfer funds to your bank when you like. No longer does spending mean diminishing your wealth! With Bits of Stock, you can grow your wealth as you shop for free. We continuously strive to develop new ways to help you earn stocks without investing your own money. Like our new Referral Program - where you can share stocks with your friends and earn stocks for doing so. Download now to start sharing and earning. Join Bits of Stock on our mission to create the Ownership Economy, democratize ownership of brands and end financial inequality one purchase at a time. Grow your wealth: Stock Rewards can grow in value over time, unlike cashback. That means a Stock Reward today can be worth 2 Stock Rewards tomorrow. Dividends: Imagine a reward that keeps on giving. Stock Rewards come with dividends, so they pay out additional rewards periodically. Earn without risk: Investing can be risky, but it's not risky if you didn't pay for it right? You get Stock Rewards for free. What better to start investing? Security: Bits of Stock takes security and privacy very seriously. Your login information is never stored anywhere and all your bank account data is protected with 256 bit encryption. -Disclosure- Emcee Invest, Inc ("Emcee") is an SEC registered investment adviser. By using this app, you accept our Terms of Use and Privacy Policy. Emcee's investment advisory services are available only to residents of the United States in jurisdictions where Emcee is registered. Nothing on this app/website should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections are hypothetical in nature and may not reflect actual future performance. Account holdings are for illustrative purposes only and are not investment recommendations. The content on this website is for informational purposes only and does not constitute a complete description of Emcee's investment advisory services. Certain investments are not suitable for all investors and are not available to all Emcee Clients. Emcee does not provide financial planning services to individual investors. Before investing, consider your investment objectives and your brokerage's fees and applicable custodial fees. Products offered by Emcee are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Market Data by IEX. For more information, see our disclosures. Terms & Conditions: https://www.bitsofstock.com/nl/legal/terms-and-conditions ## Key features - Earn stock rewards from purchases - Link credit cards for automatic rewards - Portfolio growth with stock appreciation - Receive dividend payouts - Referral program for earning more stocks - Secure 256-bit encryption ## Recent user reviews (10 of 53) All indexed reviews: https://appshunter.io/ios/app/bits-of-stock/id1450452668/reviews.md ### 1/5 — Nope nothing going - Update 2023 *2023-06-30* I just installed the app and got set up, however, it says automatic stock back is still “coming soon”. This was the primary reason I downloaded the app. There is no area, that I have found, to link my credit cards and/or bank accounts. I see other reviews talking about the ability to do this so not sure if I’m missing something or not. I’ll update if I’m able to get it all working. Otherwise there is definitely potential. Update: September 17th I made my first purchase. I’m still waiting on the stock back to post. I know it says it can take up to 75 days to show, but when other apps can have their bits post in under two weeks, makes me wonder if this was just too good to be true. Also, it says I’m ranked #1 to get access to the brokerage account which opens up auto stock back. Been that way for about two+ weeks and still waiting. Update:2 After using Buts for a while now I have to say they’ve upgraded and it’s better than where it was. There is still work that needs to be done to make it perfect, but for what it’s grown too I think they’ve done great. They’re also very good at responding to questions and issues. Normally within a day or two. Which is faster than most others. $BoS:AdaKor Update 2023: app has stopped working. Unable to withdraw funds. Stay away. Go with Grifin. **Developer response:** Hi, thanks for the updated review. We are happy to hear that you like the new updates so far! ### 4/5 — Nope nothing going - Update 2023 *2023-05-06* I just installed the app and got set up, however, it says automatic stock back is still “coming soon”. This was the primary reason I downloaded the app. There is no area, that I have found, to link my credit cards and/or bank accounts. I see other reviews talking about the ability to do this so not sure if I’m missing something or not. I’ll update if I’m able to get it all working. Otherwise there is definitely potential. Update: September 17th I made my first purchase. I’m still waiting on the stock back to post. I know it says it can take up to 75 days to show, but when other apps can have their bits post in under two weeks, makes me wonder if this was just too good to be true. Also, it says I’m ranked #1 to get access to the brokerage account which opens up auto stock back. Been that way for about two+ weeks and still waiting. Update:2 After using Buts for a while now I have to say they’ve upgraded and it’s better than where it was. There is still work that needs to be done to make it perfect, but for what it’s grown too I think they’ve done great. They’re also very good at responding to questions and issues. Normally within a day or two. Which is faster than most others. $BoS:AdaKor Update 2023: app has stopped working. Unable to withdraw funds. Stay away. Go with Grifin. **Developer response:** Hi, thanks for the updated review. We are happy to hear that you like the new updates so far! ### 1/5 — Needs update *2023-04-04* I have used the app for almost a year, and it is a great concept. The only problem is that in order to actually get the stocks you have to open a brokerage account through the app. I have tried since day one to open one, I go through all the steps and at the very end I submit and it says something went wrong. I have contacted them and they say it is the brokerage that that is having the problem. Well it hasn’t been fixed in over 6 months. I tried again today and it is the same. Maybe get a new brokerage. Or allow us to connect our own. ### 4/5 — Good app with some growing pains. *2022-09-27, version 3.19.4* Overall I love this app and the idea behind it. I have received quite a bit of stock back in rewards. The only reason I didn’t give 5 stars is because there are some bugs when trying to claim a reward. It has worked every time for me, it just takes a long time to be completed. Developers are responsive when I reach out and are very helpful. **Developer response:** Thank you for the feedback. We are working around the clock to bring you a best-in-class app. ### 1/5 — Don’t waste your time. This app is horrible! *2022-09-27, version 3.19.4* I have had nothing but problems with this app. My cards will not stay linked. I’ve had to contact their customer support multiple times in the past to relink my card and have my rewards added to my balance. The app never pulls down the information for my card even when it was properly linked. I’d still have to contact support in order to get the transactions downloaded so my rewards could be added. Now when I try to relink my card it says that the credentials entered do not match. I literally went to my credit card app and manually entered the EXACT SAME login credentials and it logged me in on the credit card’s native app, I went back into Bits of Stock’s app and input the credentials EXACTLY THE SAME and got the same response that my login credentials were not recognized! This app is horrible at what it attempts to do. It is complete garbage. I have had the app now for several months in order to give it the benefit of the doubt in the hopes that they would get their bugs sorted out but after so many failures (this is at least the 10th time I’ve had problems with the app) as a result I will be leaving a 1 star review, deleting the app and closing this account (actually have had to contact support again to even try to get the stocks sold and my money cashed out, and most likely won’t even get the money owed to me). If you are considering this app as a way to earn some stock rewards don’t waste your time. ### 5/5 — Excellent stock back app *2022-03-30, version 3.16.2* This app went from being so underdeveloped it felt a little shady to becoming the best of its kind over the past couple of years. It’s actually really impressive, and I’m glad I stuck with it. Kudos to the developers for listening to feedback and working so hard to improve everything. ### 5/5 — Fun, Easy Program *2021-09-10, version 3.11.0* Had this app for over a year and everything has been great! The setup was simple and then you can just leave it in the background as you collect rewards for shopping on things you’d buy anyways. I alway like getting the information updates/new promotions, but have never felt like they send too many emails. Great idea and fun to track. **Developer response:** Thank you for the review! ### 5/5 — Great Source of Free Stock *2021-08-13, version 3.10.2* This app works exactly as it says - you put in your card info and it will automatically scan your transactions and reward you with a small amount (usually 1% or .5%) of stock based on them! It’s not much, but it adds up over time, particularly if you frequent the same stores and if you get it on top of the regular cash back from your credit card. So the upside: free money! The only downside is that the card linking doesn’t always work perfectly (which is true with any app like this) so you need to sometimes re-authorize your cards. Thanks! $BoS:BriMoo ### 5/5 — Bits of Stocks - a gold mine! $BoS:BraJam *2021-08-13, version 3.10.2* I love Bits of Stocks! A wonderful and great way to build a fortune while shopping online. No, it’s not a quick way to build a nice nest egg but over time, your account can really grow because we as consumers are always shopping! Please give it a try! You won’t regret it! Only thing is there is a limited amount of vendors but I am sure that will grow over time! $BoS:BraJam ### 4/5 — Cool Idea *2021-07-01, version 3.9.1* I think this app is a cool idea. My problem is lately I keep getting notifications that my account has come unlinked. SUCH a pain! Also, like others have said, there’s not a lot of info on the app & it would be nice to have more businesses, but I realize that takes time. I’m not going to delete this app yet, but getting very close ## Frequently asked questions about Bits of Stock ### What is Bits of Stock? Bits of Stock is an app that rewards users with free stocks for shopping with partner brands. It functions similarly to cashback but provides ownership in companies, allowing rewards to grow in value and pay dividends over time. ### How do I earn stock rewards? You earn stock rewards by linking a credit card to the app and shopping with participating brands, either in-person or online. The app automatically tracks your purchases and awards you stocks. ### Is there a cost to use Bits of Stock? No, the app is free to use. You earn stock rewards without investing your own money. The app aims to democratize ownership and help users grow their wealth without upfront investment. ### What kind of stocks can I earn? The app allows you to hold, sell, and transfer funds from your earned stock rewards. While specific stock details are not provided, the focus is on growing wealth through these rewards, which can appreciate and pay dividends. ### How secure is my financial information? Bits of Stock prioritizes security and privacy. Your login information is not stored, and all bank account data is protected with 256-bit encryption to ensure the safety of your financial details. ## Version history (last 1 release) ### 3.19.4 — 2022-09-08 Our latest version comes with an all new redesigned brand detail page that includes more ways to earn Stock Rewards with new and existing brands. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*