# BiyaPay — Remittance and Stock Trading

> Global finance app for remittances, stock trading, and market tracking. (iPhone/iPad app by BIYA GLOBAL LLC.)

- Source: https://appshunter.io/ios/app/biyapay/id1546702205 (this page in markdown: same URL + `.md`)
- Developer: [BIYA GLOBAL LLC](https://appshunter.io/developer/1546702297)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.20/5 from 101 App Store ratings · 130 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 215 MB
- Languages: American English, Arabic, Dutch, Filipino, French (France), German (Germany), Indonesian, Italian, Japanese, Korean and 11 more
- Released: 2021-02-09
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/biyapay/id1546702205/reviews.md

## What is BiyaPay?

Feature Overview
  BiyaPay supports real-time exchange rate lookup and conversion for 200+
  currencies, providing users with faster, lower-cost, and seamless online
  international remittance services.
  In addition to currency exchange, the platform offers an intelligent
  conversion calculator, cross-border remittance, U.S./Hong Kong stock investing
  services, and market tracking for cryptocurrencies, gold, silver, crude oil,
  and other commodities—helping users manage funds and stay on top of market
  dynamics in one place.


  - Wallet: Covers asset management, receiving payments, transfers, deposits,
    and withdrawals. Supports crypto withdrawals and remittances at any time,
    with a clear view of account assets.
  - Instant Swap: After deposit, users can complete online multi-currency
    exchange with no preset limit, and withdraw funds to offshore bank accounts.
  - Wealth: Flexible wealth management service with daily yield settlement,
    automatically credited to available account balance.
  - Financial Asset Trading: Covers major markets including U.S. and Hong Kong
    stocks, with one account connected to multiple market opportunities.
  - Market Tracking: Supports market tracking for cryptocurrencies, gold,
    silver, crude oil, and other commodities, helping users monitor real-time
    price moves, trends, and market rhythm.


  Product Advantages
  BiyaPay continuously enhances its compliance qualifications and service
  capabilities to provide global users with an integrated financial experience
  covering payments, international remittance, securities investment, and market
  tracking services. Whether for cross-border fund management or multi-market
  information access, users can do so more efficiently and with greater peace of
  mind.


  - Fast Account Opening: Fully online onboarding with a low barrier and high
    efficiency.
  - Convenient Funding: Supports multiple funding methods with simple operations
    and smoother fund transfers.
  - User-Friendly Interface: Clear trading flows, bilingual Chinese-English
    interface, plus 24/7 Chinese customer support.
  - Comprehensive Functions: Rich order options that support both beginners and
    advanced traders.
  - Broad Market Coverage: Provides market tracking for U.S. and Hong Kong
    stocks, cryptocurrencies, gold, silver, crude oil, and other commodities, so
    users can track multi-market information in sync.
  - Competitive Fees: Competitive fee structure for U.S. and Hong Kong stock
    investing, helping reduce trading costs.
  - Fund Security: Segregated custodial accounts and multi-layer security
    verification mechanisms to protect accounts and assets.


  Official Website & Support
  Official Website: https://www.biyapay.com/
  Customer Service Email: service@biyapay.com
  Customer Service Telegram: https://t.me/biyapay001
  Telegram Community: https://t.me/BiyaPay_ch

## Key features

- Real-time currency exchange for 200+ currencies
- Cross-border remittance services
- U.S. and Hong Kong stock investing
- Cryptocurrency, gold, silver, and oil market tracking
- Integrated asset management and wallet
- Flexible wealth management with daily yield

## What do users think of BiyaPay?

Overall sentiment: positive

**Pros**

- 🚀 Fast and convenient transactions
- 🔒 Secure and reliable platform
- 👍 User-friendly interface
- 💡 Supports multi-currency trading
- 👍 Seamless integration with crypto and traditional banking
- 🚀 Quick deposit and withdrawal
- 👍 Comprehensive features (stocks, crypto, remittance)

**Cons**

- 🐛 Occasional app crashes or freezes
- ⚠️ Frequent mandatory updates
- 💰 High transaction fees for some services
- 🔍 Difficult price setting during trades

**Commonly reported bugs**

- Login screen issues causing black screen
- Compatibility problems with older devices

**Most requested features**

- Improved visual design and aesthetics
- Advanced portfolio tracking and analytics
- Expanded investment options (e.g., derivatives, commodities)
- Enhanced customer support and communication

## Recent user reviews (10 of 130)

All indexed reviews: https://appshunter.io/ios/app/biyapay/id1546702205/reviews.md

### 5/5 — solve my problems

*2026-04-03*

nice

### 1/5 — 交易的时候设置价格不方便

*2025-11-21*

交易的时候设置价格不方便 没有上个版本设置价格好用

### 1/5 — 无证的野鸡平台

*2025-11-16, version 2.8.760*

香港证监会官网显示这是一家无证交易平台

### 5/5 — 汇款很方便，但手续费有点贵

*2025-09-20*

很多汇款都是20刀手续费，建议便宜点，毕竟如果官方有当地银行汇款的话，手续费很便宜

### 5/5 — 能不能把APP视觉效果做好点

*2025-09-18, version 2.8.710*

功能很不错，但是APP设计的简直太差劲。能不能用点心思把APP 的视觉效果做好点啊。

### 3/5 — 强制太频繁

*2025-08-18*

每次都强制更新，不然进不去，体验很差

### 1/5 — 换汇特别慢，非常不专业

*2025-07-31, version 2.8.692*

换汇做了八天了还没有到帐，手续费也不低，奉劝大家别用。感觉他们很不专业

### 1/5 — 更新次数太多

*2025-06-06*

垃圾 一个月更新几次 sb

### 2/5 — ？？？

*2025-06-04, version 2.8.670*

改個郵箱扣我0.63usd，幾個意思？

### 5/5 — 很好的平台软件

*2025-04-24*

已经用了快一年多了，app在持续改进，投资品种在增加，客服也很到位。操作简单易懂。

## Frequently asked questions about BiyaPay

### What does BiyaPay do?

BiyaPay is a comprehensive financial app that facilitates international remittances, allows users to invest in U.S. and Hong Kong stocks, and provides real-time tracking for cryptocurrencies, gold, silver, crude oil, and other commodities. It aims to offer a seamless online financial experience for global users.

### What are the key features of BiyaPay?

Key features include real-time currency exchange for over 200 currencies, cross-border remittance services, U.S./Hong Kong stock investing, market tracking for various commodities, an integrated wallet for asset management, and a wealth management service with daily yield settlement.

### Is BiyaPay free to use?

Based on the provided information, the app is free to download and use. While the app itself is free, there may be transaction fees associated with remittance services, stock trading, or other financial operations.

### What markets can I trade or track on BiyaPay?

You can invest in U.S. and Hong Kong stocks. The app also supports market tracking for cryptocurrencies, gold, silver, crude oil, and other commodities, allowing you to monitor real-time price movements and market trends.

### How does BiyaPay ensure fund security?

BiyaPay employs segregated custodial accounts and multi-layer security verification mechanisms to protect user accounts and assets. This approach is designed to provide users with peace of mind regarding the safety of their funds.

## Version history (last 5 releases)

### 3.0.080 — 2026-08-27

- Minor bug fixes for improved stability  
- Enhanced user experience and interface optimizations

### 3.0.070 — 2026-08-17

- Minor bug fixes for improved stability  
- Enhanced user experience and interface optimizations

### 3.0.060 — 2026-07-28

- Minor bug fixes for improved stability  
- Enhanced user experience and interface optimizations

### 3.0.050 — 2026-06-30

- Minor bug fixes for improved stability  
- Enhanced user experience and interface optimizations

### 3.0.040 — 2026-06-12

- Minor bug fixes for improved stability  
- Enhanced user experience and interface optimizations

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## More apps by BIYA GLOBAL LLC

- [Biya身份验证器](https://appshunter.io/ios/app/biya/id6499186184)

All apps by BIYA GLOBAL LLC: https://appshunter.io/developer/1546702297

## Related topics

[yingtou](https://appshunter.io/ios/topics/yingtou)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*