# Black & White Budget — Monochrome personal budgeting > Monochrome personal budgeting (iPhone/iPad app by Juan Pierre Lotter.) - Source: https://appshunter.io/ios/app/black-and-white-budget/id6776029320 (this page in markdown: same URL + `.md`) - Developer: [Juan Pierre Lotter](https://appshunter.io/developer/6776029322) - Category: Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 18.0 · 7 MB - Languages: American English - Released: 2026-06-09 - Data updated: 2026-08-22 - User reviews in markdown: https://appshunter.io/ios/app/black-and-white-budget/id6776029320/reviews.md ## What is Black & White Budget? Black & White Budget — opinionated, monochrome, beautifully simple personal budgeting. Built around one idea: see exactly what's coming in, what's going out, and what's left to spend. No rainbow charts. No category overload. No subscription. THE DESIGN • Strict monochrome — no green, no red, no opinion-by-colour. Hierarchy comes from typography and weight, the way good print does. • Every interaction respects the same 4pt grid. SF Rounded everywhere. • Private by design — no login, no account, no telemetry. Your data lives on your device, or in your private iCloud with optional sync (Pro). THE BASICS • Add income and expense in seconds. • Create categories and sub-categories with built-in icons. • Set a monthly spending limit on any category. When you cross it, the app offers a "split" — push the overage into another category, cascading until everything fits, or choose to go over. RECURRING • Rent, salary, subscriptions — set them once, let them fire on their schedule. • Upcoming view shows the next 30 days of expected income and expense, with a "balance after" line so you know what's actually free to spend. INSIGHTS • Monochrome donut breaking down spend by category for the focused period. • Trend chart of income vs expense over days, weeks, months, or years. • Plain-English deltas: "$120 less spent than last month." NOTIFICATIONS • Reminders when recurring transactions fire. • "Due tomorrow" reminders before they fire. • Low-balance alert when your total drops below your threshold. SHARING & EXPORT • Export everything to CSV or JSON via the native share sheet. • Home-screen widget shows Capital + this-month flow at a glance. • Long-press the app icon for "Add income" / "Add expense" quick actions. OTHER • Multiple budgets — Personal, Work, Family — switch with one tap. • Two app icon variants — default and inverted. • Replay the walkthrough any time from Settings. Free. No ads. No subscription. A single one-time purchase unlocks Pro — iCloud sync across iPhone, iPad, and Mac. ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Black & White Pro | $4.99 | one-time | ## Version history (last 5 releases) ### 1.2.5 — 2026-08-15 A refined look across every screen — cleaner sentence-case headers, crisper cards, and a Home that greets you and glides in as you land. • Home: a time-aware greeting, rolling numbers, and recent activity gathered into one clean card • Every screen now shares the same modern header and hairline card language • Better VoiceOver support throughout — labelled controls, single-swipe transaction rows ### 1.2.4 — 2026-08-06 Polish and reliability. • A new animated splash — the app icon's ring draws itself in. • Sync hardening: duplicates from using multiple devices now heal themselves automatically, and anything cleaned up goes to Trash so nothing is lost. • Small design refinements throughout. ### 1.2.3 — 2026-07-22 Fixes and polish. • Fixed a bug where a recurring transaction could occasionally be added twice. Any duplicates already in your history are cleaned up automatically — they're moved to Trash, so nothing is lost and you can restore anything you'd rather keep. • Fixed an issue where deleting an account could turn a recurring transfer into a regular expense, quietly affecting your balance. • Rollover limits now sync reliably across your devices. • A cleaner Home screen — capital, income and spending now read as one group, with recent activity set apart below it. • Tightened spacing and labelling throughout the app. ### 1.2.2 — 2026-06-19 Fresh new app icon — a clean monochrome wallet. Same Black & White Budget underneath. ### 1.2.1 — 2026-06-15 Bug fixes & improvements • Roll over unused budget to the next period — turn it on per category in Limits • iCloud sync reliability improvements, including real-time background updates • Fixed cadence boundary calculations for weekly and monthly budgets • Minor UI polish fixes ## More apps by Juan Pierre Lotter - [B&W To-Do](https://appshunter.io/ios/app/b-and-w-to-do/id6776943221) All apps by Juan Pierre Lotter: https://appshunter.io/developer/6776029322 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*