# Black Swan: Life Risk Planner — Be ready for the next shock

> Be ready for the next shock (iPhone/iPad app by Giuseppe Pio Cosenza.)

- Source: https://appshunter.io/ios/app/black-swan-life-risk-planner/id6745398469 (this page in markdown: same URL + `.md`)
- Developer: [Giuseppe Pio Cosenza](https://appshunter.io/developer/1774193971)
- Category: Lifestyle, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.4 · 2 MB
- Languages: American English, French (France), German (Germany), Italian, European Spanish
- Released: 2025-05-03
- Data updated: 2026-10-25

## What is Black Swan?

Life doesn't send a warning. A client cancels, a hospital bill lands, the market drops overnight. You can't predict the next shock, but you can be ready for it.

Black Swan helps you spot where you're fragile and protect yourself before the next surprise hits.

TURN A SHOCK INTO A PLAN
Write what happened in a sentence. Black Swan tells you whether it was a true Black Swan (rare, severe, unexpected) or a deliberate risk you chose, with a confidence score you can override. Then it suggests concrete protections you can tick off.

WATCH YOUR FRAGILITY FALL
Every protection you finish lowers your fragility score. See which areas of life are most exposed, from money and work to health and relationships, and how that changes week by week.

A FIVE-MINUTE WEEKLY REVIEW
Look back at the week's shocks, celebrate the wins, and pick one focus for the week ahead.

PRE-MORTEMS
Imagine the worst case before it happens: lose your main income for 90 days, a health scare, a forced move. Black Swan helps you write the scenario and the buffers that would soften it.

PRIVATE BY DESIGN
No account and no tracking. Classification runs on your device with Core ML, and insights use Apple Intelligence on supported devices. Your notes stay on your iPhone.

Inspired by Nassim Taleb's idea of Black Swans: rare, high-impact events that only seem obvious afterwards. Not a generic journal. A practical habit for limiting the downside.

BLACK SWAN SUBSCRIPTION
Full access requires a subscription, billed weekly or yearly. New subscribers to the yearly plan may be eligible for a free trial. Payment is charged to your Apple Account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://giusscos.com/work/black-swan/privacy/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly Access | $19.99 | per year |
| Weekly Access | $4.99 | per 7 days |
| 1 Month Full Access | $1.99 | per month |


## Is Black Swan safe?

Not enough ratings yet to assess Black Swan.

## Is Black Swan legit?

Black Swan: Life Risk Planner appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Black Swan is 78 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.0.3 — 2026-10-24

• Made for iPhone Duo: unfold to see your events in two columns, with more room for your fragility score and weekly review
• Easier reading on iPad and iPhone Duo: event details and pre-mortems stay in a comfortable column
• Small fixes and polish

### 1.0.2 — 2026-10-18

• A new welcome tour: tell us what feels fragile and see Black Swan turn a real shock into a plan in seconds
• A clearer subscription screen that shows exactly what you pay and when
• Free-trial reminder: get a notification 2 days before your trial ends
• Now in English, German, Spanish, French and Italian
• Small fixes and polish

### 1.0.1 — 2026-07-23

• Fragility score — see weak spots by theme and how exposure shifts over weeks
• Weekly review — a 7-day ritual with focus, wins, and open protections
• Pre-mortems — plan buffers before the next surprise, then check them off
• Mitigation checklists — mark protections done so fragility actually falls
• Concept onboarding — learn Black Swan vs deliberate risk before you start
• Guided tips on Home for a quick tour

### 1.0.0 — 2025-05-03

No release notes.

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## More apps by Giuseppe Pio Cosenza

- [PomoTask: Pomodoro Focus Timer](https://appshunter.io/ios/app/pomotask-pomodoro-focus-timer/id6736973019)
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- [Foo: Recipe Book & Pantry](https://appshunter.io/ios/app/foo-recipe-book-and-pantry/id6739758281)
- [Claud: Carbon Footprint App](https://appshunter.io/ios/app/claud-carbon-footprint-app/id6748361581)
- [yPrompt: Teleprompter & Script](https://appshunter.io/ios/app/yprompt-teleprompter-and-script/id6777453211)

All apps by Giuseppe Pio Cosenza: https://appshunter.io/developer/1774193971

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*