# Blackсatсard — You can bank on us > Mobile app for a European Mastercard, offering global payment solutions and financial management. (iPhone/iPad app by Papaya Ltd.) - Source: https://appshunter.io/ios/app/blackatard/id1449352913 (this page in markdown: same URL + `.md`) - Developer: [Papaya Ltd](https://appshunter.io/developer/1000619862) - Category: Finance - Price: Free - Rating: 4.60/5 from 19 App Store ratings · 41 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 139 MB - Languages: American English - Released: 2019-05-08 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/blackatard/id1449352913/reviews.md ## What is Blackсatсard? Blackcatcard is a mobile application that offers a European Mastercard thoroughly designed for online and offline purchases and accepted worldwide. Download the app and register in a few steps. You can start using your virtual card immediately. A plastic prepaid card with the same number will be produced in 24 hours and sent to you by international mail. Blackcatcard app is your personal money manager available on your smartphone at any time of the day! You don’t need to use a traditional bank card anymore. Blackcatcard is available quickly and free of charge — the BCC standard rate will cost you €0/month! Opening an account without a card is available worldwide! To apply for a payment card, you need to provide address proof from the EU or EEA countries. It is not necessary to have the citizenship of this country -- we just need your legally proved address! You can register with the phone number of any country and get a plastic card anywhere in the world! In regards to the new European restrictions, we are currently obliged to ask Russian citizens who reside outside Russia to provide a residence permit as address proof to access SEPA payments. SEPA payments are not available for Russian citizens who reside in Russia. How to open an account? 1. Download the app from the App Store 2. Fill in the registration form with your personal details, residential address and it's proof 3. Make a selfie and scan your ID Blackcatcard features: Additional cards: separate your family and personal expenses; make your budgeting look simple and systemised while keeping your costs apart. You can order additional cards with the desired name written on them. Blackcatcard KIDS: bright card design, specially adapted for children. Electronic pocket money is much easier to manage and harder to lose. With this card, you can set limits on purchases. You will receive a push notification to your phone when a purchase is made. Goods that are prohibited for people under 18 years of age cannot be purchased with this card. Card management: you can set separate spending limits, track transactions, top up your payment account. Bonus programs to choose from: get 4% p.a. reward on the account balance, 2% cashback on Amazon, or 0.5% cashback for all card purchases excluding ATM withdrawals and transfers. Money transfers: fast and easy SEPA transfers. Additionally, all money transfers between Blackcatcard accounts are limitless and free of charge. 1 IBAN + 1 Card for free: we are not charging any commission if you open an account following standard rate terms. Get a European IBAN and Mastercard and pay €0 / month. 3D Secure: our advanced security feature protects you from online card fraud. Confirm your transactions with a one-time password derived from BCC for easy and quick purchases. 24/7 Customer Support: unlike many other companies, we provide an expert team fully focused on your needs. Our employees are trained to the highest standards to ensure we resolve any issues that might occur. Transfer money abroad, make purchases online and offline, and enjoy! We take care of the security and protection of your data. BCC is collecting, using and processing your personal data in accordance with European General Data Protection Regulations. We use advanced measures to keep information secure. If you are a citizen of a country that is outside of the EEA, but you reside in the EEA, you will need to provide one of the following documents additionally to prove your residence for obtaining a payment card:‍ — Temporary or permanent Residence Permit — Long-term Visa (Type D) — Refugee certificate — Other document or certificate issued by a state institution confirming the right to stay in the country (Certificate of Stay) BCC is not a bank and does not offer banking services. ## Key features - Virtual and plastic Mastercard - Global acceptance - Personal money manager - Additional cards for family - Kids' card with spending limits - Spending limit settings - Bonus programs (rewards, cashback) - SEPA money transfers ## Recent user reviews (10 of 41) All indexed reviews: https://appshunter.io/ios/app/blackatard/id1449352913/reviews.md ### 1/5 — Blackcatcar unlwawful withholding of funds *2026-04-04, version 1.3.7* I can provide all the necessary proof, but they were relentless—they even withheld the $500 I had on hand. ### 4/5 — Chilavert *2026-04-01, version 1.3.7* A noticeable improvement over the previous version, but it lacks some further enhancements. ### 1/5 — 50 times scans result error,only collecting personal info *2025-11-05, version 1.2.69* Scam and abuse reported to Apple and government about this illegal behavior ### 5/5 — Good fintech for EUR/crypto *2025-02-21, version 1.2.67* Convert smooth crypto/fiat, great for people who are new to it. Very easy ### 1/5 — Scam *2025-01-06, version 1.2.65* Scammers!! Their crypto service is a scam ### 1/5 — Avoid this company at all costs. *2024-12-21, version 1.2.65* According to Times of Malta (June 24, 2024): - The firm was at the center of a large-scale investigation into an alleged Russian-Eurasian criminal network. - Customers of Blackcatcard, speaking anonymously, reported being unable to withdraw funds since the investigation began. - Police conducted searches of the financial entity as part of an international investigation into alleged money laundering. Unfortunately, I wired €1,000 to my Blackcatcard account at the beginning of December 2024 without first researching the company online. The funds were not credited to my account, nor were they returned to my original bank account. From my sending bank's perspective, the payment was processed successfully. However, Blackcatcard appears to have retained the money. Despite their claims of issues with SEPA changes—a story they've repeatedly used with customers since the start of the year—the funds were not refunded, as would be expected if such issues were legitimate. I plan to file complaints with the police and the Maltese Financial Arbiter financialarbiter com mt and strongly recommend others do the same if you have also been defrauded by this company. ### 1/5 — Scam *2024-11-12, version 1.2.65* Scam service. Stole 1,5k usdt. Do not reply or provide any info since March 2024 ### 1/5 — ZERO STARS *2024-09-04, version 1.2.65* I’ve been a BCC customer for 4 years now and they are F¥*K1N@ horrendous. Since March this year I haven’t been able to make or receive ANY transfers and my card has been restricted to a daily limit which makes it entirely unusable. My business is effectively frozen. I cannot do anything. I will be suing them for loss of earnings and my tax penalty which I incurred as my company’s money has been frozen for 5 months. At this point it’s borderline CRIMINAL. They are NOT a bank. They are a disgrace. Do not go anywhere near them. ### 1/5 — This bank and app is a joke *2024-08-01, version 1.2.62* Its been over 6 months and I still don't have a bank number. They say I will have it soon everytime I ask but won't give any time estimate. 6 months is certainly not soon so they are liars. The sign up process was also ridiculous and I had to restart my application several times because they said my address didn’t match even though it did and my id wouldn’t verify to my face even though it was the same. ### 1/5 — 100% SCAM!! THIS APP NEEDS TO BE REMOVED FROM THE STORE *2024-07-23, version 1.2.61* after signing up and giving them literally all my personal information it won’t let me sign it it just sits there and spins like it’s loading I updated the app that didn’t fix it I removed and re added it that did not work, do not download this app please!! ## Frequently asked questions about Blackсatсard ### What is Blackcatcard? Blackcatcard is a mobile application that provides users with a European Mastercard for both online and offline purchases. It functions as a personal money manager, allowing you to track transactions, set spending limits, and manage your finances directly from your smartphone. ### How do I get a Blackcatcard? To get a Blackcatcard, you need to download the app, complete the registration form with your personal details and proof of residential address (from EU/EEA countries), and make a selfie with your ID. You can start using a virtual card immediately, and a plastic card will be mailed to you within 24 hours. ### Is Blackcatcard free to use? Yes, the standard rate for Blackcatcard is free, meaning you pay €0 per month. You receive one IBAN and one card for free without any commission when opening an account under the standard rate terms. ### Can I use Blackcatcard for international payments? Yes, the European Mastercard offered by Blackcatcard is accepted worldwide for both online and offline purchases. The app also facilitates fast and easy SEPA transfers, and all money transfers between Blackcatcard accounts are limitless and free of charge. ### What are the benefits of using Blackcatcard? Blackcatcard offers several benefits, including a virtual and physical Mastercard, global acceptance, bonus programs like 4% reward on balance or cashback, additional cards for family budgeting, a dedicated kids' card with limits, and 24/7 customer support. It also features advanced security with 3D Secure. ## Version history (last 5 releases) ### 1.3.7 — 2025-11-27 Bug fixes and performance improvements. ### 1.3.6 — 2025-11-23 Bug fixes and performance improvements. ### 1.3.5 — 2025-11-19 Bug fixes and performance improvements ### 1.3.4 — 2025-11-17 Minor bugs fixing ### 1.3.3 — 2025-11-14 Minor bugs fixing ## Apps similar to Blackсatсard | App | Rating | Price | Category | | --- | --- | --- | --- | | [Revolut: Send, spend and save](https://appshunter.io/ios/app/revolut-send-spend-and-save/id932493382) | 4.7 (71,300) | Free | Finance | | [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,334) | Free | Finance | | [Monzo Bank - Mobile Banking](https://appshunter.io/ios/app/monzo-bank-mobile-banking/id1052238659) | 4.7 (5,635) | Free | Finance | | [Cash App](https://appshunter.io/ios/app/cash-app/id711923939) | 4.8 (8,634,711) | Free | Finance | | [Venmo](https://appshunter.io/ios/app/venmo/id351727428) | 4.8 (15,469,168) | Free | Finance | | [Monese - A banking alternative](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407) | 4.7 (2,393) | Free | Finance | ## More apps by Papaya Ltd - [Gekkard: Prepaid Card & Wallet](https://appshunter.io/ios/app/gekkard-prepaid-card-and-wallet/id1493274973) - [COMZ](https://appshunter.io/ios/app/comz/id6740773675) - [;blackcat](https://appshunter.io/ios/app/blackcat/id6741854309) All apps by Papaya Ltd: https://appshunter.io/developer/1000619862 ## Related topics [midinero](https://appshunter.io/ios/topics/midinero) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*