# Blackcopper — Empowering small businesses > Finance app for small businesses offering loans, investments, payments, and community. (iPhone/iPad app by Blackcopper Services Limited.) - Source: https://appshunter.io/ios/app/blackcopper/id1539032822 (this page in markdown: same URL + `.md`) - Developer: [Blackcopper Services Limited](https://appshunter.io/developer/1539032824) - Category: Finance, Lifestyle - Price: Free - Rating: 3.53/5 from 15 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 12.4 · 35 MB - Languages: English - Released: 2020-11-20 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/blackcopper/id1539032822/reviews.md ## What is Blackcopper? At Blackcopper we keep the wheels turning. Our Multipurpose app has been built upon layers of impeccable engineering which allows you to carry out the following activities: Access Quick Financing - View LoansOffers - Apply for Loans - Repay Loans in Full - Repay Loans in Part - Minimum Period 3 month Maximum Period 6 months. - The interest rate varies from 12% to 36%p/a - Example a loan of N50,000 for 6 months @3% will require a monthly repayment of NGN9833.33 per month - Privacy Policy: https://www.blackcopper.io/privacy/ Make Smart Investments Decisions − Gain access to our plethora of investment options such as Fixed and Target Investments − Benefit from the best rates in the market Be Part of a Thriving Community − Gain access to the Blackcopper community − Network and build relationships with other Business Owners − Find Solution and proffer solutions to problems Make Lifestyle Payments with ease − Pay for your favourite Cable Bills, purchase airtime and carry our utility payments with just a few clicks of the button − The BlackcopperApp makes it easy to buy Airtime from any mobile network in Nigeria. Get Instant Notifications − Never miss anything, stay abreast with all Blackcopper activities with instant push notifications. − Stay in touch with all Blackcopper activity, by just logging in. Access and Manage Your Balance − Own and operate a Blackcopper Account which holds value − Easily transfer funds from your Bank Balance to your Black Copper Account and the other way round. And Many MoreExciting Features! − Excellent User Experience with a sleek User Interface which makes the Customer Journey seamless − The Blackcopper App is very reliable. Transactions are secured with two-factor authentication. − Seamless Access Management and Transactions Confirmation with the Use of Fingerprint & Facial ID − Beneficiary Management Services allowing Users to easily manage their Beneficiaries − Easily save and access your important Transactions in the FavouriteTransactions Menu − Easily access your most carried out Transactions in the Frequent Transactions Menu ## Key features - Access quick financing - Make smart investment decisions - Pay lifestyle bills and airtime - Join a thriving business community - Manage your Blackcopper account - Receive instant notifications - Secure transactions with 2FA ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/blackcopper/id1539032822/reviews.md ### 1/5 — Worst App BAD APP *2023-05-31* Please don’t ever try to download or put ur money here…. Bunch of thieves and scammers is what they are…. ### 1/5 — Thief *2022-12-02, version 2.6.1* This app is a thief they’ll steal your money from your account ### 1/5 — Bad app *2021-11-16, version 1.6.1* This is a very bad app...they would never send codes..tried with so many accounts and stil the same..y’all never sends code been trying for days now. ### 5/5 — Viv *2021-02-15, version 1.3.0* A very reliable app, I got my loan instantly and repayment was swift. ## Frequently asked questions about Blackcopper ### What types of loans does Blackcopper offer? Blackcopper offers quick financing with loan offers that can be accessed and applied for within the app. Loans have a minimum period of 3 months and a maximum period of 6 months. ### What are the interest rates and repayment terms for loans on Blackcopper? The interest rate on Blackcopper loans varies from 12% to 36% per annum. For example, a loan of N50,000 for 6 months at 3% interest would require a monthly repayment of NGN9833.33. ### What investment options are available on Blackcopper? Blackcopper provides access to a variety of investment options, including Fixed and Target Investments, offering competitive rates in the market. ### Can I pay bills and buy airtime using Blackcopper? Yes, Blackcopper allows users to easily pay for cable bills, purchase airtime from any mobile network in Nigeria, and carry out other utility payments with just a few clicks. ### How secure is Blackcopper? Blackcopper prioritizes security with two-factor authentication for all transactions. It also supports seamless access management and transaction confirmation using Fingerprint & Facial ID. ### What is the user sentiment for Blackcopper? Blackcopper has an average rating of 3.5 stars from 15 ratings, indicating a mixed but generally positive user reception. ### How often is Blackcopper updated? The latest version of Blackcopper is 3.2.2, and it was last updated on August 14, 2023, suggesting regular updates to improve functionality and reliability. ### What devices does Blackcopper support? Blackcopper is available on iPhone, iPad, and iPod, making it accessible to a wide range of Apple device users. ## Version history (last 5 releases) ### 3.2.2 — 2023-08-14 Improve user engagement ### 3.2.1 — 2023-07-20 - Users account is now locked to one device at a time - Users can now register their business via the Blackcopper app - Improved savings withdrawal process ### 3.1.2 — 2023-05-22 - Fixed a bug preventing users from verifying their BVN. ### 3.1.1 — 2023-05-09 - Improved new user registration - Users can now use their wallet to fund the Save Now Win Later challenge - Users who refer a friend to save on Blackcopper now earn - Many more ### 3.1.0 — 2023-01-25 - Stand a chance to win 1m naira, when you save with Blackcopper Save Now, Win Later - Fixed a bug on the transaction pin screen - Fixed a bug that prevented users from submitting their CAC document. - Other minor fixes. ## Apps similar to Blackcopper | App | Rating | Price | Category | | --- | --- | --- | --- | | [Arvofinance](https://appshunter.io/ios/app/arvofinance/id1464504843) | 4.0 (451) | Free | Finance | | [menaCred](https://appshunter.io/ios/app/menacred/id1547699751) | 3.1 (11) | Free | Finance | | [Swift-Money](https://appshunter.io/ios/app/swift-money/id6443892373) | 4.5 (1,471) | Free | Finance | | [NOLT](https://appshunter.io/ios/app/nolt/id1577549857) | 1.7 (6) | Free | Finance | | [Nodcredit](https://appshunter.io/ios/app/nodcredit/id1521468243) | 2.7 (48) | Free | Finance | | [Kiakia P2P](https://appshunter.io/ios/app/kiakia-p2p/id1526010726) | 3.0 (18) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*