# Blinkcash NG

> Digital bank for savings, loans, transfers, and agent banking. (iPhone/iPad app by Baines Credit Microfinance Bank Limited.)

- Source: https://appshunter.io/ios/app/blinkcash-ng/id1500351592 (this page in markdown: same URL + `.md`)
- Developer: [Baines Credit Microfinance Bank Limited](https://appshunter.io/developer/1484476422)
- Category: Finance
- Price: Free
- Rating: 2.33/5 from 9 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 46 MB
- Languages: English
- Released: 2020-02-27
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/blinkcash-ng/id1500351592/reviews.md

## What is Blinkcash NG?

The new BlinkCash App promises to provide you that financial freedom you deserve; Savings/Investment or Instant Loans,  Transfers, Agent Banking Float and much more, it is simply your Digital Bank.
Savings:
Now there’s an easier way to save. Blinkcash helps you structure your savings regularly either daily, weekly, monthly or as you desire•
Download the app
• Create an account
• Create a savings plan
• Save periodically
• Earn compounding interest daily
Why Save on Blinkcash?
• Blinkcash is powered by Baines Credit Microfinance Bank with registered license
CBN Regulated and NDIC Insured
• Interest rates are very competitive and preferred in the market
• Make withdrawals from your savings plan on or before the maturity of the plan.
• Withdrawals are free if they are made after maturity but you may forfeit part of the interest earned if a withdrawal is made before the maturity date only on Fixed deposits.
• Lock your savings plan for a minimum of 30 days or longer and enjoy daily

## Key features

- Structured savings plans
- Daily compounding interest
- Instant loans
- Agent banking float
- Secure digital banking

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/blinkcash-ng/id1500351592/reviews.md

### 1/5 — Fake app

*2023-07-11*

This app is the most useless of all. They will take your information and make you pay to bind card then no loan can be accessed

### 1/5 — About the App

*2022-11-21*

I download this app and the get loan is not working
I really regret putting my personal info for this crap 😡😡😡😡😡

### 1/5 — Why

*2021-12-05*

After you guys collected all my data and you can’t loan me anything,what’s the purpose of this app tell me,Are u kidding or what,you better delete your app on this platform

## Frequently asked questions about Blinkcash NG

### What is Blinkcash NG?

Blinkcash NG is a digital banking application that allows users to save money, access instant loans, perform transfers, and utilize agent banking services. It aims to provide financial freedom through its various features.

### Is Blinkcash NG safe to use?

Yes, Blinkcash NG is powered by Baines Credit Microfinance Bank, which is CBN Regulated and NDIC Insured. This indicates a level of regulatory oversight and financial security for users.

### How does Blinkcash NG handle savings withdrawals?

Withdrawals from savings plans are free if made on or after the maturity date. However, for fixed deposits, you may forfeit part of the earned interest if a withdrawal is made before the maturity date.

### What are the interest rates like on Blinkcash NG savings?

Blinkcash NG offers competitive interest rates that are preferred in the market. Interest is compounded daily on savings plans.

### Can I lock my savings on Blinkcash NG?

Yes, you can lock your savings plan for a minimum of 30 days or longer to potentially earn more interest. This feature allows for more structured and potentially higher-yield savings.

### What devices does Blinkcash NG support?

Blinkcash NG is available on iPhone and iPod devices. The app is rated for ages 4 and up.

### How often is Blinkcash NG updated?

The latest version of Blinkcash NG is 4.4.8, and it was last updated on March 17, 2025. This suggests a relatively active development cycle.

### What is the user rating for Blinkcash NG?

Blinkcash NG has a user rating of 2.3 stars based on 9 ratings. This indicates that while the app has some users, the overall sentiment is mixed.

## Version history (last 5 releases)

### 4.4.8 — 2025-03-17

Loan fixes

### 4.4.7 — 2025-01-12

SIgnUp bug fixed

### 4.4.6 — 2025-01-03

Bug fixes

### 4.4.5 — 2023-12-05

Bug fixes.

### 4.4.4 — 2023-12-04

Bug fixes

## More apps by Baines Credit Microfinance Bank Limited

- [Baines Credit](https://appshunter.io/ios/app/baines-credit/id1484476423)

All apps by Baines Credit Microfinance Bank Limited: https://appshunter.io/developer/1484476422

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*