# Blocka Cash — Blocka Cash - Instant loans > Instant smartphone loans for personal use with flexible repayment terms. (iPhone/iPad app by BLOCKA TECHNOLOGIES LIMITED.) - Source: https://appshunter.io/ios/app/blocka-cash/id1548212165 (this page in markdown: same URL + `.md`) - Developer: [BLOCKA TECHNOLOGIES LIMITED](https://appshunter.io/developer/1598220667) - Category: Finance - Price: Free - Rating: 3.24/5 from 136 App Store ratings · 55 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 43 MB - Languages: English - Released: 2021-03-06 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/blocka-cash/id1548212165/reviews.md ## What is Blocka Cash? Blocka Cash makes access to loans easy and hassle-free, just when you need it. Do away with long queues, paperwork and waiting time. All you need is your smartphone and the Blocka Cash app! Getting started with Blocka Cash is easy. Just follow the steps below: - Sign up and set up an account. - Apply for a loan in seconds. - Receive your loan instantly and directly into your wallet. The process is simple and convenient! OUR LOANS AND REPAYMENT TERMS Blocka Cash offers micro-credit and makes provision for short-term personal loans from N5,000 and up to N50,000 depending on your credit score. RATES AND FEES To access our loans, you must be at least 21 years of age. We may require that you provide a valid Government ID. You can get as little as N5,000 and up to N50,000 and you can pay back between 60 to 180 days. Our usual repayment period is monthly. Our minimum interest rate, which is determined by our credit scoring algorithm, is 3% per month. This comes to an Annual Percentage Rate (APR) of 36%. EXAMPLE; If you choose a loan package of N10,000 (Principal) to pay back over a 6-months tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N1,966.67 monthly for a period of 6 months. At the end of the 6 months, you would’ve paid a total of N11,800. ADDITIONAL NOTES When assessing your eligibility for a loan, there are several factors we consider. Some of which are past loan performance, credit score etc. Ensure that your loan application is correctly filled in as any falsification can lead to consequences ranging from blacklisting your profile to reporting you to the police in clear cases of fraud. The Blocka Cash app is powered by James Crown Credit Limited. Licensed as a Money Lender by the Ogun State Government of Nigeria. CONTACT US Feel free to reach out to us with your feedback, tips, questions and concerns. Let us know how we can make Blocka Cash better for you. Contact us at support@blocka.cash. ## Key features - Instant loan access - Smartphone application - No paperwork required - Direct wallet deposit - Short-term personal loans - Flexible repayment terms ## Recent user reviews (10 of 55) All indexed reviews: https://appshunter.io/ios/app/blocka-cash/id1548212165/reviews.md ### 5/5 — Nice one *2025-08-04, version 3.7* Cool and with a very low interest 🤝 ### 1/5 — Loan *2025-07-23* You’re bad people why would you deduct money from my account when you know you’re not going to approve the atm card that I provide to your app ### 1/5 — Scammers scammers scammer ⚠️‼️‼️ *2025-07-21, version 3.7* Scammers scammers scammers ‼️‼️⚠️ ### 1/5 — Thief’s *2025-06-17, version 3.5* After putting my bvn it keeps wouldn’t let me login anymore I think this is a fraud app stay clear ### 1/5 — Stupid and useless apps used for fraudulent activities *2025-05-26* This app is made by fraudsters they made you add your debit card and start debiting you and then showing unsuccessful at their end meanwhile they’ve taken your money. This app should be banish from AppStore cause it’s a fraudulent app smh ### 1/5 — Dipo *2025-05-10* Hi you guys should delete my information on your app You didn’t even allow me to register successfully kindly delete my Bvn and other necessary information ### 1/5 — Lol *2025-03-24* I put in my details and got logged out, don’t dare me, I swear mine will be the last one u guys pull off, won’t say much but don’t start something that will ruin your whole scamming company ### 1/5 — Sad *2025-02-26* I did not get any money in my account without transaction but I’m getting a message asking me if I like the money what wrong if I did not get my money I’m not paying back the loan ### 1/5 — Scam *2025-02-17, version 3.5* The government should ban this app; they're nothing but thieves. They're just collecting people's information and getting them scammed. Thieves!!! ### 1/5 — Poor customer service *2025-01-25* Stay clear! I’ve been debited since over a week now and I’ve contacted the customer service which they promised me that my money will be refunded after 24 hours but it’s been over week now. No reply from the customer service team or have they refunded my money. Very poor and disgusting. Be careful so they won’t steal your info. Your customer support are the worst of the worst! **Developer response:** Hello, we apologize for the experience you had using our app. Please send an email to suport@blocka.cash so we can advise you on how to proceed. Thank you. ## Frequently asked questions about Blocka Cash ### What is Blocka Cash? Blocka Cash is a mobile application that provides instant access to loans directly through your smartphone. It aims to simplify the loan application process by eliminating the need for long queues and extensive paperwork, allowing users to apply and receive funds quickly. ### How do I apply for a loan with Blocka Cash? Getting started is simple. You need to sign up and set up an account within the app. Once your account is ready, you can apply for a loan in seconds and receive the funds instantly into your designated wallet. ### What are the loan amounts and repayment terms? Blocka Cash offers micro-credit and short-term personal loans ranging from N5,000 up to N50,000, depending on your credit score. Repayment terms can vary between 60 to 180 days, with monthly repayments being the usual schedule. ### What are the interest rates and fees? The minimum interest rate is 3% per month, resulting in an Annual Percentage Rate (APR) of 36%. For example, a N10,000 loan over 6 months at 3% monthly interest would result in a total repayment of N11,800. ### Who is eligible to use Blocka Cash? To access loans, you must be at least 21 years of age. Eligibility is also assessed based on factors like past loan performance and credit score. A valid Government ID may be required during the process. ## Version history (last 5 releases) ### 3.7 — 2025-07-19 We’ve made important updates to the loan application flow to enhance stability and ensure a more reliable experience. ### 3.6 — 2025-07-11 We've made important improvements to the transfer experience to enhance security, compliance, and reliability. You’ll now enjoy a smoother and more consistent process when managing your bank transfers. ### 3.5 — 2024-12-19 - You can now get a better understanding of a loan requirement before applying for the loan ### 3.4 — 2024-06-09 - Apply for loan's with Direct Debit Mandate - Delays on One Time Code (OTP) are now a thing of the past with the new USSD feature ### 3.3 — 2024-02-28 - UX Improvement: Added ability to add a new bank account during loan application ## Apps similar to Blocka Cash | App | Rating | Price | Category | | --- | --- | --- | --- | | [FairMoney: Loan App In Nigeria](https://appshunter.io/ios/app/fairmoney-loan-app-in-nigeria/id6456485223) | 4.6 (13,732) | Free | Finance | | [Tilt: Cash Advance & Credit](https://appshunter.io/ios/app/tilt-cash-advance-and-credit/id1136397354) | 4.8 (442,471) | Free | Finance | | [CashNow-Safe Loan App](https://appshunter.io/ios/app/cashnow-safe-loan-app/id1584115206) | 4.4 (31) | Free | Finance | | [Possible: Fast Cash & Credit](https://appshunter.io/ios/app/possible-fast-cash-and-credit/id1380384597) | 4.8 (130,346) | Free | Finance | | [MoneyLion: Banking & Cash Back](https://appshunter.io/ios/app/moneylion-banking-and-cash-back/id1064677082) | 4.8 (312,847) | Free | Finance | | [B9: Cash Advance](https://appshunter.io/ios/app/b9-cash-advance/id1552004842) | 4.5 (15,435) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*