# Bloom: Money Tracker — Private, Offline-First Finance

> Private, Offline-First Finance (iPhone/iPad app by Ahmad Suhail Qamil Pahmin.)

- Source: https://appshunter.io/ios/app/bloom-money-tracker/id6748146138 (this page in markdown: same URL + `.md`)
- Developer: [Ahmad Suhail Qamil Pahmin](https://appshunter.io/developer/1688881926)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 191 MB
- Languages: American English
- Released: 2026-08-06
- Data updated: 2026-08-24
- User reviews in markdown: https://appshunter.io/ios/app/bloom-money-tracker/id6748146138/reviews.md

## What is Bloom?

Bloom is a private, offline-first money tracker. No account required. No server. Everything stays on your iPhone.

KNOW WHERE YOU STAND
One honest number: your account balances minus what you've spent on credit cards this cycle. Add your bank account, cash wallet, Touch 'n Go, EPF, ASB, or Tabung Haji and get a real picture of your financial position.

TRACK EVERY RINGGIT
- Log transactions manually in seconds
- Scan receipts with your camera, OCR reads the merchant and amount for you
- Connect Apple Pay via a Shortcuts automation for automatic logging
- Import your bank statement as a CSV, Bloom maps the columns and skips duplicates

PLAN AHEAD
- Monthly budgets per category with a live progress bar
- Savings goals with optional auto-contribution schedules
- Loans, installments, and recurring bills tracked in one place
- 30/60/90-day cashflow forecast warns you before your balance dips

SEE THE BIG PICTURE
- Net worth: assets minus liabilities with a monthly trend chart
- Spending insights: burn rate vs your 3-month average, category spikes, card utilisation alerts
- Recurring payment audit, find subscriptions you forgot about
- Daily heat strip, weekday vs weekend split, projected month-end spend

BUILT FOR MALAYSIA
- Ringgit (RM) formatting throughout
- EPF, ASB, and Tabung Haji as built-in account types
- LHDN tax relief codes mapped to categories
- Tax Pack export: receipts and a category-sorted CSV ready for e-filing
- Bahasa Malaysia interface option

PRIVATE BY DESIGN
- All data lives on your iPhone and syncs to your own private iCloud, never ours
- Scanned receipts stored with file-level encryption
- Face ID / Touch ID lock with a configurable grace period
- Content hidden from the iOS app switcher

HOME SCREEN WIDGETS
Four glanceable widgets: spent this month, budget left, next bill due, and savings progress. Available on the Home Screen, Lock Screen, and in the Dynamic Island.

Bloom is free forever for manual tracking. Bloom Pro unlocks the receipt scanner, Apple Pay auto-log, CSV import, unlimited accounts and cards, Home Screen widgets, the full Insights suite, iCloud sync across your devices, and the LHDN Tax Pack export. Monthly, yearly with a 7-day free trial, or a one-time lifetime purchase. Your data stays on your device either way.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Bloom Pro Monthly | $1.99 | per month |
| Bloom Pro Annual | $14.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Bloom+ Lifetime | $39.99 | one-time |



## Version history (last 3 releases)

### 1.2.0 — 2026-08-19

• New Safe to Spend hero on Home. See at a glance what's yours to spend after cards clear, with a caption that adapts to your actual situation.
• Apple Pay auto-log fixed. Charges no longer count twice, and setup is faster.
• Insights is free. Category breakdowns, month pace, daily heat, all on the free tier. Bloom Pro still unlocks Net Worth, cashflow forecast, and the AI Advisor.
• Quick Log widget. Log a spend from your Home Screen without opening the app.
• Low-balance warnings. Bloom flags when an upcoming bill is bigger than the account it comes from.
• On-device AI Advisor. Bloom Pro's advisor now runs entirely on your device.

### 1.1.0 — 2026-08-11

• Auto-log Apple Pay via Shortcuts. Connect Bloom's action once in an iOS Wallet automation and every tap-to-pay logs itself.
• New Quick Log widget for Home and Lock Screen. Tap RM 5, 10, 20 or 50 and Bloom opens with the amount ready.
• Rewritten setup walkthrough with a live test button, so you know it works before you need it.

### 1.0.0 — 2026-08-06

No release notes.

## More apps by Ahmad Suhail Qamil Pahmin

- [Altamis - Quran Habit](https://appshunter.io/ios/app/altamis-quran-habit/id6449394875)

All apps by Ahmad Suhail Qamil Pahmin: https://appshunter.io/developer/1688881926

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*