# Blue Digital — Mobile Banking by Blue FCU > Mobile banking app for managing accounts, transfers, payments, and check deposits. (iPhone/iPad app by Blue Federal Credit Union.) - Source: https://appshunter.io/ios/app/blue-digital/id6445866377 (this page in markdown: same URL + `.md`) - Developer: [Blue Federal Credit Union](https://appshunter.io/developer/567824669) - Category: Finance - Price: Free - Rating: 1.90/5 from 260 App Store ratings · 123 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 564 MB - Languages: American English, Latin American Spanish - Released: 2023-11-06 - Data updated: 2026-09-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/blue-digital/id6445866377/reviews.md ## What is Blue Digital? Blue Digital by Blue Federal Credit Union makes managing your finances on the go super easy! With Blue Digital, you have convenient access to your accounts through your favorite mobile device. Simply login with your Blue Digital username and password. If you are a first time user, simply "Enroll for a Login" to create your credentials to get started, all available right within the app. HIGHLIGHTED MOBILE FEATURES • See your balances and transaction history securely. • Move money easily, transfer money between accounts, make a loan payment, pay bills, setup external accounts, or utilize Zelle® to pay somebody you know in near real-time. • Manage your Cards, Activation, Travel Notes, Change your PIN, or Launch CardNav by Blue FCU for further controls & alerts options. • Deposit checks utilizing the camera on your mobile device. • Send and receive messages securely with Blue. • Keep your information updated as things change, update your contact information with us. SECURITY All transactional data is encrypted and no sensitive account information is stored on your mobile device. PERMISSIONS • Location permissions are needed to determine your location in order to find nearby Branches and/or ATMs. • Camera permissions are needed to remotely deposit checks. The companion CardNav by Blue FCU app periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if you, the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User's selection. End Users can change their location permissions at any time in their device settings. ACCESS Deposit limits, transaction limits, and other restrictions apply. Access to Blue Digital is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Blue Federal Credit Union to use the Blue Digital app, but message and data rates may apply. All transactions are subject to our Funds Availability Policy and related applicable laws. Questions / Comments / Need Help? Blue FCU www.BlueFCU.com 1-800-368-9328 support@BlueFCU.com ## Key features - View balances and transaction history - Transfer money between accounts - Pay bills and loan payments - Mobile check deposit - Card management and PIN changes - Secure messaging with bank ## What do users think of Blue Digital? Overall sentiment: negative **Pros** - 👍 Convenient and easy to use - 👍 Consistent updates to improve user experience - 👍 Necessary banking features available **Cons** - 🐛 Frequent crashes and glitches - 🐛 Unreliable login and account access - 🐛 Slow performance and long loading times - 🐛 Buggy and unstable app - 🐛 Inferior to previous app version - 🐛 Difficult to navigate and use - 🐛 Lack of important features compared to old app **Commonly reported bugs** - Issues with check deposits not working - Problems linking external accounts - Inability to transfer funds or make payments - Inconsistent account balance information **Most requested features** - Restore previous app functionality - Improve app stability and reliability - Enhance user interface and navigation - Add more features for better banking experience ## Recent user reviews (10 of 123) All indexed reviews: https://appshunter.io/ios/app/blue-digital/id6445866377/reviews.md ### 1/5 — Amateur app *2026-06-17, version 2026.4.0* Principal Only payments never work. Been promised that it will work for 14 months. Nope. Are high school kids making apps for this joke of a CU? Every rep I talk to about getting my extra payments put towards principal only does it a different way. The payment history on my loan is an absolute mess. Blue FCU sucks. Can’t wait to get this loan paid off and be done with these clowns. ### 1/5 — The app is garbage *2026-05-23, version 2026.2.0* Wow. I’ve never seen an app this poorly designed. It’s like they tried to squeeze their webpage into an app format and it’s just unusable. Constant pop ups saying you are about to leave the app (when you aren’t). Takes forever to log in. Why bother offering an app when it’s this bad? ### 5/5 — Great app *2026-04-29, version 2026.2.0* I’m not sure why there are so many bad reviews. I’ve had nothing but good results when using the app. I find it user friendly. ### 1/5 — Just doesn’t work *2026-02-04, version 2026.1.2* 99% of the things you want to do won’t work. The app boils down to seeing how much you owe on your loan and getting the phone number for customer support. I wish I could do anything in this hellscape with out having to call someone to manually do it for me ### 1/5 — Worst App for a bank *2026-01-07, version 2025.7.9* It is impossible to manage your debit card in any way on this app which leaves room for fraud. Also, it’s 2026, why does this app look and function like it was made on the original windows program ### 1/5 — Poor App *2025-10-25* I’ve been actively in the app either chatting with customer service or writing a message and it has kicked me out multiple times for inactivity while I was ACTIVELY in their app with their customer service. What the heck? In this day and age there’s no reason an app should kick me out when I’m actively writing a message and then when I get back the message is gone. Didn’t even save my draft. Plus when I logged back in during the chat all three times it kicked me out on one conversation I had to close everything again and try to log in two to three times to get back into the chat. It’s so frustrating. I hate this app. I am going to have to look for a local credit union since I can’t get anything done mobile with BLUE. At this point, I hate that my credit union was bought by them. ### 1/5 — Terrible hasn’t worked for a year *2025-10-24, version 2025.7.2* What used to be great is terrible, the worst banking experience I have ever had. The app hasn’t worked for over a year. ### 1/5 — Mobile deposit doesn’t work *2025-10-02, version 2025.7* I am about to switch credit unions over it unfortunately but It is very inconvenient to not be able to cash my check come pay day. ### 1/5 — Pathetic *2025-10-01, version 2025.7* This shouldn’t be even allowed on the App Store and Blue should be embarrassed. Don’t do banking for this reason with them. HORRIBLE ### 5/5 — Colorado *2025-09-24, version 2025.6.4* Issues in the beginning but they listen to members and make changes to improve. Lots of great new features and Blue is very responsive to members! ## Frequently asked questions about Blue Digital ### What can I do with the Blue Digital app? The Blue Digital app allows you to manage your finances on the go. You can securely view your account balances and transaction history, transfer money between accounts, make loan payments, pay bills, and deposit checks using your mobile device's camera. It also provides card management features and secure messaging with the bank. ### Is there a cost to use the Blue Digital app? There is no charge from Blue Federal Credit Union to use the Blue Digital app. However, standard message and data rates from your mobile carrier may apply. ### How do I enroll or log in to the app? To get started, you can log in using your existing Blue Digital username and password. If you are a first-time user, you can easily enroll for a login directly within the app by following the 'Enroll for a Login' option to create your credentials. ### What security measures are in place for the app? All transactional data within the app is encrypted to ensure security. Importantly, no sensitive account information is stored directly on your mobile device, providing an extra layer of protection for your financial data. ### What permissions does the app require? The app requires location permissions to help you find nearby branches and ATMs. Camera permissions are necessary for the mobile check deposit feature. The companion CardNav app may also use geolocation for fraud prevention and alerts, with your explicit authorization. ## Version history (last 5 releases) ### 2026.4.1 — 2026-08-07 Small bug fixes and improvements to performance to keep your Blue Digital experience running smoothly this summer. ### 2026.4.0 — 2026-06-09 Minor improvements and bug fixes. ### 2026.2.0 — 2026-04-28 Open new possibilities in Blue Digital! You can now open an Accelerated Savings Account and a 30-month Extendable Term Share right in the app. We’ve also made performance improvements and fixed bugs to keep everything running smoothly. ### 2026.1.4 — 2026-04-06 Bug fixes and improvements. ### 2026.1.2 — 2026-02-02 In this release, we’ve cleaned up bugs, boosted performance, and made opening new savings accounts and term shares in Blue Digital even smoother. ## Apps similar to Blue Digital | App | Rating | Price | Category | | --- | --- | --- | --- | | [ANB Bank](https://appshunter.io/ios/app/anb-bank/id6450713587) | 2.7 (58) | Free | Finance | | [RMR Benefits](https://appshunter.io/ios/app/rmr-benefits/id6479498415) | 4.9 (904) | Free | Finance | | [Canvas Credit Union](https://appshunter.io/ios/app/canvas-credit-union/id1213924643) | 4.8 (17,654) | Free | Finance | | [Wings CU (prev. Ent)](https://appshunter.io/ios/app/wings-cu-prev-ent/id464301726) | 4.8 (57,099) | Free | Finance | | [UniWyo Mobile Banking](https://appshunter.io/ios/app/uniwyo-mobile-banking/id1236277154) | 4.9 (4,446) | Free | Finance | | [Colorado PERA](https://appshunter.io/ios/app/colorado-pera/id6446504555) | 5.0 (15) | Free | Finance | ## More apps by Blue Federal Credit Union - [Blue FCU Mobile Banking App](https://appshunter.io/ios/app/blue-fcu-mobile-banking-app/id567824546) - [BlueCC App](https://appshunter.io/ios/app/bluecc-app/id6446715356) - [NOVA Perks™ by Blue FCU](https://appshunter.io/ios/app/nova-perks-by-blue-fcu/id6447382470) - [Blue FCU CardNav](https://appshunter.io/ios/app/blue-fcu-cardnav/id6459538448) - [Blue Business Banking](https://appshunter.io/ios/app/blue-business-banking/id6739001816) All apps by Blue Federal Credit Union: https://appshunter.io/developer/567824669 ## Related topics [blue fcu](https://appshunter.io/ios/topics/blue-fcu) · [blue card holder](https://appshunter.io/ios/topics/blue-card-holder) · [cba blue](https://appshunter.io/ios/topics/cba-blue) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*