# Bluevine — Bluevine

> Digital business checking account for managing finances, payments, and deposits. (iPhone/iPad app by Bluevine Capital.)

- Source: https://appshunter.io/ios/app/bluevine/id1486393311 (this page in markdown: same URL + `.md`)
- Developer: [Bluevine Capital](https://appshunter.io/developer/1486393310)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 4,241 App Store ratings · 185 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.4 · 126 MB
- Languages: American English
- Released: 2020-01-27
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bluevine/id1486393311/reviews.md

## What is Bluevine?

Bluevine Business Checking is a premier checking account thoughtfully designed for a simple, all-in-one digital banking experience. The Bluevine Business Checking app lets you manage cash flow, pay bills, track transactions, and deposit checks right from your phone.


EARN MORE INTEREST


* Eligible customers can earn competitive interest on balances up to $3 million with one of our business checking plans.


NO MONTHLY FEES


Make all the deposits or payments you need with no limit on your number of transactions.** Plus, you can save with no monthly or overdraft fees and no minimum opening deposit or balance requirements.


BUDGET BETTER WITH MULTIPLE ACCOUNTS


You can now manage up to 50 sub-accounts so you can easily budget for taxes, payroll, and more. Each sub-account comes with a designated account number so you have more control over your finances.***


BANK FROM ANYWHERE


Deposit checks, transfer funds, and pay bills from your mobile device. You can also deposit or withdraw funds at 37,000+ in-network MoneyPass locations nationwide.****


ADVANCED SECURITY


Bank with confidence and peace of mind. Your Bluevine account is FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. We protect your Bluevine account with industry-leading security protocols. For example, you can instantly lock your debit card if you lose or misplace it.


For more information, visit https://www.bluevine.com/ccbx-checking-agreement/


BLUEVINE IN THE NEWS


“No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we’re doing.” -Banking Dive


LEGAL DISCLOSURES


Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.


Bluevine Privacy Policy: https://www.bluevine.com/privacy-policy/


Coastal Community Bank Privacy Policy: https://www.coastalbank.com/privacy-notice.html


*Premier and Plus plan customers automatically earn interest on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Bluevine Business Checking Account Agreement, https://www.bluevine.com/ccbx-checking-agreement. Bluevine Plus and Standard customers will earn interest on total Bluevine Business Checking balances up to $250,000. No interest earned on balances over $250,000. Bluevine Premier customers will earn interest on total Bluevine Business Checking balances up to $3,000,000. No interest earned on balances over $3,000,000. Any interest accrued and payable for an account or sub-account will be paid to your main account.


**No limit on the number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the user agreement: https://www.bluevine.com/ccbx-checking-agreement/.


***Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience.


****Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.

## Key features

- Digital business checking account
- Manage cash flow and transactions
- Pay bills and deposit checks
- Earn competitive interest on balances
- No monthly or overdraft fees
- Create up to 20 sub-accounts for budgeting
- FDIC insured up to $3,000,000

## What do users think of Bluevine?

Overall sentiment: negative

**Pros**

- 💡 Great for small businesses
- 🚀 Instant access to funds
- 🤑 Good interest rates

**Cons**

- 🐛 Frequent app crashes and login issues
- ⏱️ Slow check deposit processing
- 🤖 Poor customer service and support
- 🔒 Security concerns and account freezes
- 💸 Unexpected fees and hold on funds

**Commonly reported bugs**

- Mobile check deposit failures
- Inconsistent app performance
- Account access and login problems

**Most requested features**

- Faster check deposit processing
- Improved customer support and communication
- Seamless integration with other financial apps
- Expanded deposit and withdrawal options

## Recent user reviews (10 of 185)

All indexed reviews: https://appshunter.io/ios/app/bluevine/id1486393311/reviews.md

### 1/5 — Do not recommend

*2026-07-22, version 10.80.0*

I’m so disappointed with this bank words can’t even describe how stupid the policy is. My account was closed after 2+ years and when I asked customer service they couldn’t give me an explanations to why it was closed now I have to wait two plus weeks to get access to my money from the account and that’s really a inconvenience for my business I would not recommend them

### 1/5 — Login stop working

*2026-07-21, version 10.80.0*

This was working smoothly so far, but from July 20th, not able to login. No customer supper to help here.

### 1/5 — Be aware of fraud

*2026-07-01, version 10.78.0*

Opened the account, received debit cards, received payments in, and all of a sudden they closed the account for “security reasons”. 
They mentioned that the money will be returned via check - since 6 weeks now waiting for that check.

### 1/5 — Bluevine and Stripe

*2026-06-27*

Do NOT use BlueVine if you intend to use Stripe for anything other than single payments. If you create  BV account and connect it to Stripe, and want to set up a subscription, you can not. BV support is horrible at that point, pointing you to Stripe, who will then tell you that they (correctly) have no control over your BlueVine account, which is were Stripe was connected from. When you go back to BV, they will try to tell you it isn’t their fault, and to talk to Stripe again. It took FOUR back and fourths before BV admitted to being the ones needing to disconnect the account. One time, they even told me to close my Stripe account?! There is no way to close the account connection manually, either. No option exists for this in the mobile app or web dashboard. Absurd service, absurd integration complexity. I am currently in the process of switching my business bank after this travesty of customer support/success.

### 1/5 — Liars and lawbreakers

*2026-06-24, version 10.78.0*

Absolute garbage company first they accept me then they deny me then they accept me and send me a debit card. I get the debit card. Talk to him. Try to activate it then I’m denied again. Do nothing but waste my time. They told me oh we’re having a bunch of technical issues right now and all these excuses but they can’t give me a reason of which why they denied me and then just hang up on people

### 1/5 — Closed My Accounts Mid-Call With No Explanation

*2026-06-15, version 10.77.1*

Bluevine closed both of my business accounts without warning after I tried to deposit a $200,000 grant. Customer service refused to tell me why,  even after escalation to a supervisor. They closed the accounts while I was still on the phone. I had payroll due the next day. They promised to overnight my funds and didn't. One check still hasn't arrived. Filed complaints with CFPB, FDIC, and BBB. Avoid for any real business banking needs.

### 5/5 — Love them!

*2026-06-02, version 10.76.0*

Been with them for 3-4 years now and never had an issue! They’ve always cashed my business checks fast so they were available to me!

### 1/5 — App doesn’t let you login

*2026-05-20, version 10.75.0*

Endless loop of phone verification with no solutions. Open an account with someone else. Don’t use Bluevine

### 5/5 — Bluevine Bank is a very good bank been using them for years now very good bank very satisfied.

*2026-05-15, version 10.75.0*

Very satisfied with this bank

### 1/5 — No iPad support???

*2026-05-09, version 10.74.0*

I cannot believe in 2026 there are important apps like this that still don’t support iPads…..

## Frequently asked questions about Bluevine

### What does the Bluevine app do?

The Bluevine app provides a digital banking experience for businesses. It allows users to manage their cash flow, pay bills, track transactions, and deposit checks directly from their mobile devices. It's designed for a simple, all-in-one digital banking solution.

### What are the key features of Bluevine Business Checking?

Key features include earning competitive interest on balances, no monthly fees or overdraft fees, and the ability to create up to 20 sub-accounts for budgeting. Users can also bank from anywhere, deposit checks, transfer funds, and pay bills via the app, with access to 37,000+ MoneyPass locations for deposits and withdrawals.

### Is Bluevine Business Checking free to use?

The app itself is free to download and use. The description highlights 'NO MONTHLY FEES' for the checking account, meaning there are no monthly service charges or overdraft fees. There are also no minimum opening deposit or balance requirements.

### What are the security features of Bluevine?

Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank and their program banks. The app employs industry-leading security protocols to protect user accounts, including the ability to instantly lock a debit card if it's lost or misplaced.

### Who is Bluevine Business Checking designed for?

This app is thoughtfully designed for businesses, particularly small businesses, looking for a simple, all-in-one digital banking experience. It helps users manage their finances, budget effectively with multiple accounts, and conduct banking transactions conveniently from their phones.

## Version history (last 5 releases)

### 10.83.0 — 2026-08-30

- Bug fixes

### 10.82.0 — 2026-08-16

- Bug fixes

### 10.81.0 — 2026-08-02

- Bug fixes

### 10.80.0 — 2026-07-19

- Bug fixes

### 10.79.0 — 2026-07-05

Recurring invoices with autopay: Give your customers added peace of mind by taking scheduling payments off their plate. Set up autopay for recurring invoices so you can spend less time chasing payments. With this new feature on mobile, you can automatically deduct invoice payments from a customer's bank account, credit card, or debit card on a scheduled basis.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*