# Bluevine — user reviews > 185 indexed App Store user reviews of Bluevine by Bluevine Capital, rated 4.70/5 from 4,234 ratings. - Source: https://appshunter.io/ios/app/bluevine/id1486393311/reviews - App overview in markdown: https://appshunter.io/ios/app/bluevine/id1486393311.md - Rating breakdown: 5★ 3,656 · 4★ 214 · 3★ 91 · 2★ 46 · 1★ 227 ## What do users think of Bluevine? Overall sentiment: negative **Pros** - 💡 Great for small businesses - 🚀 Instant access to funds - 🤑 Good interest rates **Cons** - 🐛 Frequent app crashes and login issues - ⏱️ Slow check deposit processing - 🤖 Poor customer service and support - 🔒 Security concerns and account freezes - 💸 Unexpected fees and hold on funds **Commonly reported bugs** - Mobile check deposit failures - Inconsistent app performance - Account access and login problems **Most requested features** - Faster check deposit processing - Improved customer support and communication - Seamless integration with other financial apps - Expanded deposit and withdrawal options ## Newest reviews (14 of 185) ### 1/5 — Completely Useless *2026-04-20, version 10.73.0* Received an email that my account was closed for no reason at all. This is disgraceful and I wouldn’t not recommend anyone to use this bank. It’s a complete waste of time and money. ### 1/5 — No iOS 26 Support *2026-03-16, version 10.71.1* iOS 26 released 6 months ago and the app still does not work on these phones. It's 2026, a bank's app needs to work on mobile devices. You haven't even updated the error message to reflect the incompatibility. If your engineers can't accommodate new iOS versions I have serious concerns about your ability to defend against hacks and malware. ### 1/5 — Scam NOT A BANK *2026-02-17, version 10.69.0* Deposited $500 and woke up to it gone, no customer service number to call. I got no response! I REPEAT THIS IS A SCAM NOT A BANK!!! ### 1/5 — Trash Company *2026-02-13, version 10.69.0* I really wouldn’t recommend this bank to any businesses. Customer Service sucks i literally have been calling 12+ times to speak with MANAGEMENT. Waiting 1-3 business days is ridiculous. I’ll keep calling until I get the call!!!! This is whack. Next move is reporting this company to FDIC…. ### 1/5 — Horrible! Beware! *2026-01-29, version 10.68.0* Held my deposit 8 full days, then froze my account and upon providing what they requested including (just an invoice for payment) they kept my account frozen for a total of 7 days and it’s still frozen! I emailed the invoice, they confirmed receipt, then a day later I checked online and it showed the invoice was still needed. Uploaded it and two days later it’s still not reviewed. They can even request more info and still keep my funds frozen. Horrible experience. Do not recommend! ### 3/5 — AVOID at all costs for business account *2026-01-24, version 10.67.0* I am a new small business owner and after some research went with Bluevine. Big mistake. While ACH transfers work; the bill pay function does not. My first 3 payments were taken from my account but not received by chase or the mortgage company after 2 months! I have had to pay out of pocket to cover these and now am missing 5k that blue vine says has been deposited but both vendors say they have not received. Customer support has been atrocious. All I need is transmittal reports for the transaction, and bluevine cannot supply them because THEY ARE NOT AN ACTUAL BANK and cannot fulfill basic banking inquiries. They are a middle man, and the real bank is some other coast bank that they have to call to get info from. Total disaster. I will be filing a suit against them. Update: after many calls and waiting I finally was connected to someone at bluevine that was helpful. Got both of these issues sorted. Going from one to 3 stars. Still will not use bill pay with blue vine but ACH works well. Interest is the only perk. ### 1/5 — Unbelievable! *2026-01-23, version 10.67.0* Had a customer lay an elaborate story on me which seemed plausible if not uncommon. Long story short, they tried to pass off a bad check. I wind up negative two hundred, alright no big deal. I had an additional check for $1200 from a different customer. Nope, you can’t pay off a negative balance with a check if the balance is the result of a check.. according to them. So they literally have a policy that if you use their draft protection they will not accept payment in order to allow you to resolve. Two weeks went by as I attempted to find a solution only for them to close my account without warning or discussion. Over 3 years of transactions lost. They never send you statements or provide an easy way to get them either. Terrible bank; support is almost never available, will give you attitude and if you need to do a charge back if they don’t feel like it will just lie to you and say they did. What a joke ### 1/5 — Automatic denial *2026-01-07, version 10.65.0* Their AI or whatever auto denied my application. ### 1/5 — DO NOT USE *2026-01-07, version 10.65.0* This company put a check on hold for more than 7 business days. Then put the account on hold and kept requesting crazy documentation. I supplief it all in a timely manner and they still will not release my funds. They say I cannot speak to the team that can resolve the issue. I have made multiple calls, sent multiple emails. DO NOT USE THIS COMPANY. ### 1/5 — Don’t get an account *2026-01-01, version 10.65.0* Customer service is nonexistent, transfers are slow, and perks aren’t worth it. The low fees and decent interest rates are enticing, but this bank has cost me more money than it’s made me. I’m canceling my account and unless you’re my direct competitor, I suggest you never use this bank ### 3/5 — Fine *2025-12-10, version 10.63.0* Most of the app’s features work great, with the exception of linking to external banks. This experience continues to be buggy and requires me to call in for support or attempt on my computer. ### 1/5 — Why? *2025-12-08, version 10.63.0* Why I can’t access at all to bluevine Checking i only can for loan supported accounts? Why is that and i tried in my Devices/wifi connections and even VPN and nothing changed ### 1/5 — AVOID at all costs for business account *2025-12-06* I am a new small business owner and after some research went with Bluevine. Big mistake. While ACH transfers work; the bill pay function does not. My first 3 payments were taken from my account but not received by chase or the mortgage company after 2 months! I have had to pay out of pocket to cover these and now am missing 5k that blue vine says has been deposited but both vendors say they have not received. Customer support has been atrocious. All I need is transmittal reports for the transaction, and bluevine cannot supply them because THEY ARE NOT AN ACTUAL BANK and cannot fulfill basic banking inquiries. They are a middle man, and the real bank is some other coast bank that they have to call to get info from. Total disaster. I will be filing a suit against them. **Developer response:** Hello, we're eager to work with you on this and would love to connect on ways to resolve what you've shared with us here. We kindly ask you to contact our banking support team so we can better assist you with this. https://www.bluevine.com/contact-us/ ### 2/5 — Bookkeeping Disaster *2025-12-03, version 10.63.0* Bluevine doesn't operate like a traditional business checking account to a Fault not a benefit. It doesn't recognize nor can't find my traditional checking account when making transactions and bounces checks constantly. Making a transaction not knowing if Bluevine will recognize my other account has caused such melee in my accounting and costly with return check fees. ## Most critical reviews (10 lowest-rated) ### 1/5 — Do not recommend *2026-07-22, version 10.80.0* I’m so disappointed with this bank words can’t even describe how stupid the policy is. My account was closed after 2+ years and when I asked customer service they couldn’t give me an explanations to why it was closed now I have to wait two plus weeks to get access to my money from the account and that’s really a inconvenience for my business I would not recommend them ### 1/5 — Login stop working *2026-07-21, version 10.80.0* This was working smoothly so far, but from July 20th, not able to login. No customer supper to help here. ### 1/5 — Be aware of fraud *2026-07-01, version 10.78.0* Opened the account, received debit cards, received payments in, and all of a sudden they closed the account for “security reasons”. They mentioned that the money will be returned via check - since 6 weeks now waiting for that check. ### 1/5 — Bluevine and Stripe *2026-06-27, version 10.78.0* Do NOT use BlueVine if you intend to use Stripe for anything other than single payments. If you create BV account and connect it to Stripe, and want to set up a subscription, you can not. BV support is horrible at that point, pointing you to Stripe, who will then tell you that they (correctly) have no control over your BlueVine account, which is were Stripe was connected from. When you go back to BV, they will try to tell you it isn’t their fault, and to talk to Stripe again. It took FOUR back and fourths before BV admitted to being the ones needing to disconnect the account. One time, they even told me to close my Stripe account?! There is no way to close the account connection manually, either. No option exists for this in the mobile app or web dashboard. Absurd service, absurd integration complexity. I am currently in the process of switching my business bank after this travesty of customer support/success. ### 1/5 — Liars and lawbreakers *2026-06-24, version 10.78.0* Absolute garbage company first they accept me then they deny me then they accept me and send me a debit card. I get the debit card. Talk to him. Try to activate it then I’m denied again. Do nothing but waste my time. They told me oh we’re having a bunch of technical issues right now and all these excuses but they can’t give me a reason of which why they denied me and then just hang up on people ### 1/5 — Closed My Accounts Mid-Call With No Explanation *2026-06-15, version 10.77.1* Bluevine closed both of my business accounts without warning after I tried to deposit a $200,000 grant. Customer service refused to tell me why, even after escalation to a supervisor. They closed the accounts while I was still on the phone. I had payroll due the next day. They promised to overnight my funds and didn't. One check still hasn't arrived. Filed complaints with CFPB, FDIC, and BBB. Avoid for any real business banking needs. ### 1/5 — App doesn’t let you login *2026-05-20, version 10.75.0* Endless loop of phone verification with no solutions. Open an account with someone else. Don’t use Bluevine ### 1/5 — No iPad support??? *2026-05-09, version 10.74.0* I cannot believe in 2026 there are important apps like this that still don’t support iPads….. ### 1/5 — 2 Major Issues *2026-05-08, version 10.74.0* 1. The app does not work at ALL over VPN so good luck not getting hacked while you're traveling or using WiFi 2. The transaction history views do not show balance after each transaction, so you can't tell what your balance was on a specific date or after a specific transaction. ### 1/5 — Latest release won’t let users sign in *2026-05-07, version 10.74.0* The app is the only way for a business to deposit a physical check via mobile deposit. But the most recent release, 10.74.0 (1) doesn’t Lee me sign in. Worked fire a whole year just fine. So guess what? I can’t deposit checks from my customers!!! Bluevine support is a complete joke with nonsense troubleshooting such as: delete the app and install it again, your WiFi is associated with AWS, use just your cellar, install the app for you business cling on a neighbor’s smartphone to see if that works, get a new phone, and so on. As a result, I had to open another business checking account with a REAL bank. Bluevine is not a real bank, they are a financial technology firm that partners with a community bank. Do yourself a huge favor and stay away from Bluevine. ## Most praised reviews (10 highest-rated) ### 5/5 — Love them! *2026-06-02, version 10.76.0* Been with them for 3-4 years now and never had an issue! They’ve always cashed my business checks fast so they were available to me! ### 5/5 — Bluevine Bank is a very good bank been using them for years now very good bank very satisfied. *2026-05-15, version 10.75.0* Very satisfied with this bank ### 5/5 — Setting the record straight (and why I’m staying) *2026-03-16, version 10.71.1* I’m writing this to officially retract a previous negative review. It turns out the app issues I experienced were entirely on my end: you cannot use a VPN while logging in due to their security protocols. Tech support was right all along—my apologies to the BlueVine team! A Partner Since Day One (2020): I’ve been a proud customer since 2020, right when I launched my small business. While the transition involving Coastal Community Bank had a few bumps, clear communication smoothed everything out. Why I Recommend Them: • Reliability: I have never had a single issue with deposits. • Speed: Mobile deposit uploads have only gotten faster and more intuitive over the years. • Value: It’s hard to beat a service with zero basic fees and no minimum deposit requirements. A Note to Other Users: I’m honestly perplexed by the flood of negative reviews. BlueVine is built for mobile accessibility and low-risk digital banking. It isn't a traditional brick-and-mortar bank with physical infrastructure, and as long as you understand that model, it’s an incredible tool. I’m a very happy customer and would gladly be a spokesperson for them. If you’re looking for a streamlined, digital-first business partner, this is it. ### 5/5 — Been with Bluevine since the beginning *2026-01-23, version 10.67.0* And they have never disappointed. Easy to work with to pay bills, deposit money, and resolve problems whenever they arise. It becomes complicated at times because of affiliation with Coastal Community Bank will give pause for caution with unfamiliar vendors, but has not been a big issue. I have been very pleased with Bluevine. ### 5/5 — Holding my money *2026-01-22, version 10.67.0* Few bumps in the beginning,but now I love banking here ### 5/5 — Love this bank!!! *2025-12-12, version 10.63.0* If you own a business, this is the bank for you. Customer service is great. ### 5/5 — Borrowed money for rent of *2025-10-28, version 10.60.0* Took too long to accept the deposit ### 5/5 — Outstanding *2025-06-05, version 10.51.0* This bank just continues to blow my mind on how user friendly it is!!! Thanks so much for being there for your customers!!! ### 5/5 — Company account *2025-04-21, version 10.48.4* No bank lines no bank managers and an easy to use customer service. I have not had a bad experience yet. I look forward to years of our company using there services. Thank you Bluevine ### 5/5 — Excellent service *2025-02-21, version 10.45.1* Great service --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*