# BM Soft Token > Offline OTP generator for secure online banking authorization. (iPhone/iPad app by Banque Misr S.A.E.) - Source: https://appshunter.io/ios/app/bm-soft-token/id1459372710 (this page in markdown: same URL + `.md`) - Developer: [Banque Misr S.A.E](https://appshunter.io/developer/1198210183) - Category: Finance, Business - Price: Free - Rating: 1.82/5 from 68 App Store ratings · 98 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 7 MB - Languages: Arabic, English - Released: 2019-08-17 - Data updated: 2026-08-15 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/bm-soft-token/id1459372710/reviews.md ## What is BM Soft Token? BM Soft Token is a secured solution for generating One Time Password (OTP) needed to securely authorize the online banking transactions without the need to carry a physical token device. Once you download the application, you will activate it then then no internet access is required to use the application after its activation. ## Key features - Generate One-Time Passwords (OTPs) - Secure online banking authorization - No physical token required - Offline functionality after activation ## Recent user reviews (10 of 98) All indexed reviews: https://appshunter.io/ios/app/bm-soft-token/id1459372710/reviews.md ### 1/5 — Very poor & shameful *2026-08-11, version 4.30.84* Very poor & complicated system . ### 1/5 — أسوء بنك مع اسوء خدمة *2026-07-27, version 4.30.84* اسوء بنك مع اسوء خدمة عملاء لا يفقهون شيء وبرنامج عقيم واستاف مبرمجين ابيض من البيض ببرنامج عقيم ### 1/5 — Very much disappointed *2026-07-06, version 4.30.84* The BM makes you frustrated. Whoever did it is incompetent and deserves to be fired. He or she is ignorant insensitive about what customers want s and needs . Shane on you ### 1/5 — تطبيق فاشل للاسف *2026-06-17, version 4.30.84* والله صعب جدا التعامل مع التطبيق ### 1/5 — The worst ever *2026-06-02, version 4.30.84* Worst App and worst transfer system i have ever seen ### 1/5 — Very poor service *2026-05-26, version 4.30.84* The worst banking app ever, I am unable to activate the soft token, ### 1/5 — Doesn’t link outside Egypt *2026-05-25, version 4.30.84* It has a problem with linking the two outside Egypt even on sms . The only way to do it if you are linking for the first time is to have roaming service and use data . Too expensive wouldn’t recommend ### 1/5 — اسوء خدمات في تاريخ البشرية *2026-03-13, version 4.30.84* اكتر من ٣٠٠٠ جنية مكالمات لانه اجبار تفعيل التطبيق عن طريق مكالمة من نفس الخط المسجل وانا خارج مصر وحتى الان لم يتم التفعيل الواحد خارج مصر والله فتحت الحساب من الصفر والبطاقة تم اضافتها في ابل باي ووصلتني بالبريد بدون ما اروح للبنك وفي مصر باد الحضارة ام ٧٠٠٠ سنة مش عارف اعمل تنشيط لتطبيق بربع جنية مفيش موظف عارف يقدم الخدمة وكل اللي عندهم ظاهر عندي على السيستم انه شغال ي افندم كرهتو الواحد في التعامل مع البنوك اقسم بالله ### 1/5 — Please I’m outside Egypt *2026-02-26, version 4.30.84* I have eSIM phone , please allow activation by email , ### 1/5 — App *2026-01-29, version 4.30.84* The most horrible app banking i had ever use !!! , once i came back to egypt , first thing i will do , i will close my accout and transfer to other account ## Frequently asked questions about BM Soft Token ### What does BM Soft Token do? BM Soft Token generates One-Time Passwords (OTPs) that are essential for securely authorizing online banking transactions. It serves as a digital replacement for physical token devices. ### How does the app work offline? After you download and activate the application, it does not require an internet connection to generate OTPs. This offline functionality ensures you can authorize transactions anytime, anywhere. ### Is BM Soft Token free to use? Yes, the application is available for free. There are no in-app purchases or advertisements mentioned. ### Who is this app for? This app is designed for individuals who engage in online banking and need a secure and convenient way to authorize their transactions without carrying a separate physical token. ## Version history (last 4 releases) ### 4.30.84 — 2024-08-05 Regular updates. ### 4.30.3 — 2023-06-21 Seamlessly and exclusively activating soft-token App from BMOnline App. ### 4.18.9 — 2019-10-09 Performance Enhancements ### 4.17.1 — 2019-08-14 No release notes. ## Apps similar to BM Soft Token | App | Rating | Price | Category | | --- | --- | --- | --- | | [Infoexperto](https://appshunter.io/ios/app/infoexperto/id1663240840) | — | Free | Finance | | [YKIB Digital Lite](https://appshunter.io/ios/app/ykib-digital-lite/id1661471720) | 4.7 (3) | Free | Finance | | [Parali](https://appshunter.io/ios/app/parali/id6443763240) | — | Free | Finance | | [Signal Crypto Pro & trading](https://appshunter.io/ios/app/signal-crypto-pro-and-trading/id1665185840) | 5.0 (1) | Free | Finance | | [Savita](https://appshunter.io/ios/app/savita/id1664110660) | 4.0 (32) | Free | Finance | | [Greatweek.com](https://appshunter.io/ios/app/greatweekcom/id1662945960) | 5.0 (1) | Free | Finance | ## More apps by Banque Misr S.A.E - [BM Wallet](https://appshunter.io/ios/app/bm-wallet/id1198210184) - [BM mVISA](https://appshunter.io/ios/app/bm-mvisa/id1451052696) - [BM Online](https://appshunter.io/ios/app/bm-online/id1462899730) - [BM Online UAE](https://appshunter.io/ios/app/bm-online-uae/id1519722983) - [BM Business Token](https://appshunter.io/ios/app/bm-business-token/id1537774748) All apps by Banque Misr S.A.E: https://appshunter.io/developer/1198210183 ## Related topics [bm soft token](https://appshunter.io/ios/topics/bm-soft-token) · [defender soft token](https://appshunter.io/ios/topics/defender-soft-token) · [soft token](https://appshunter.io/ios/topics/soft-token) · [bank misr](https://appshunter.io/ios/topics/bank-misr) · [entrust soft token](https://appshunter.io/ios/topics/entrust-soft-token) · [bn token](https://appshunter.io/ios/topics/bn-token) · [banque misr](https://appshunter.io/ios/topics/banque-misr) · [cbe soft token](https://appshunter.io/ios/topics/cbe-soft-token) · [40 token](https://appshunter.io/ios/topics/40-token) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*