# BMCE Direct — BANK OF AFRICA

> Remote banking solution for managing accounts, transfers, payments, and financial products. (iPhone/iPad app by BMCE Bank.)

- Source: https://appshunter.io/ios/app/bmce-direct/id515211306 (this page in markdown: same URL + `.md`)
- Developer: [BMCE Bank](https://appshunter.io/developer/1372730000)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 2,295 App Store ratings · 156 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 118 MB
- Languages: American English, French (France)
- Released: 2012-04-09
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bmce-direct/id515211306/reviews.md

## What is BMCE Direct?

BMCE Direct: Your bank at your fingertips, 24/7
Manage your finances simply and securely with BMCE Direct, the Remote Banking solution from BANK OF AFRICA.
Access a wide range of banking services from your computer or mobile, wherever you are and whenever you want :
•Consultation: View the balance and history of your accounts, as well as the status of your cards, loans, securities accounts and bancassurance products in a wink.
• Transfers and provisions: Make transfers to BANK OF AFRICA accounts or other banks securely and at a lower cost.
• Bill Payment: Pay your water, electricity, phone bills and more in just a few clicks.
• Prepaid Card Recharge: Easily recharge your prepaid card for your daily needs.
• Checkbook order: Order a new checkbook directly from your application.
• Online subscription: Subscribe to a bank card or savings or assistance products with ease.
• Card management: Personalize your card settings (opposition, recharge, PIN code, activation of the endowment, activation/deactivation of payment in currencies, etc.).
• Download documents: Access your account notices, bank statements, RIB and IBAN.
• Updating information: Modify your GSM and email details for secure authentication of your online payments (3DS).
• Contact: Communicate with your advisor or make an appointment at an agency directly from the application.
And much more !

Need help ? Our advisors are available 7 days a week from 8 a.m. to 10 p.m. on 080 100 8100 (from Morocco) or + 212 5 22 42 15 42 (from abroad).

BMCE Direct: Your bank that supports you on a daily basis.

## Key features

- Account balance and history consultation
- Secure transfers to own and other banks
- Bill payment for utilities and more
- Prepaid card recharge
- Checkbook ordering
- Online subscription to banking products
- Card personalization and management

## Recent user reviews (10 of 156)

All indexed reviews: https://appshunter.io/ios/app/bmce-direct/id515211306/reviews.md

### 1/5 — إضافة

*2026-08-21, version 12.49.4*

لماذا لا يوجد اللغة العربية هل أنتم في فرنسا أو أمريكا ولا في المغرب لماذا و إلى متى هذا الغباء؟!

### 3/5 — Does the job But

*2026-08-12, version 12.49.4*

Great app, and it’s very good that it supports English.

The main issue I have is when I try to confirm a transfer. The app asks for an SMS code to verify the transaction, but the verification doesn’t work properly. I have to delete the app and log in again before it will work.

This seems to be a bug that has been around for years and still hasn’t been fixed. It would be great if this could finally be resolved, as it makes transferring money unnecessarily difficult.

### 5/5 — Cool bank

*2026-08-08, version 12.49.4*

Love the app

### 5/5 — Super

*2026-08-05, version 12.49.4*

Très pratique et efficace c’est super

### 1/5 — Virement

*2026-08-02, version 12.49.4*

Je n’arrive pas à exécuter  correctement  une transaction sans l’avoir fait plusieurs fois. Message affiché «  erreur ! Serveur introuvable « 
Prière corriger les “bugs” de cette application

### 5/5 — Qualité de service

*2026-07-27, version 12.49.4*

Service client très lent

### 5/5 — Excellente application bancaire au quotidien 👍

*2026-07-26, version 12.49.4*

Cette application  est vraiment facile à utiliser avec une interface claire et conviviale. Et le plus important je me sens en totale confiance grâce à ses mesures de sécurité.

### 3/5 — Erreur en cliquant sur Avis Opération

*2026-07-16, version 12.49.4*

Vous avez un problème sur votre application quand je clique sur avis opération après paiement de ma facture Afriquia.

Veuillez adresser cette erreur asap svp.

### 1/5 — Probleme de paiement des factures

*2026-07-11, version 12.49.4*

Depuis plus d une semaine j arrive pas a payer mes factures, toujours le meme problème impossible de connecter avec le serveur, veuillez régler ce problème svp

### 5/5 — Bon courage

*2026-07-06, version 12.49.4*

Bon courage

## Frequently asked questions about BMCE Direct

### What can I do with BMCE Direct?

BMCE Direct allows you to manage your finances 24/7. You can view account balances and history, make secure transfers, pay bills, recharge prepaid cards, order checkbooks, subscribe to new products, and manage your cards. It also enables you to download documents and update your contact information.

### Is BMCE Direct free to use?

Based on the provided information, the application itself is free to download and use. There are no mentions of subscription fees or in-app purchases for core functionalities.

### How can I get help if I have issues with the app?

If you need assistance, you can contact their advisors 7 days a week from 8 a.m. to 10 p.m. The contact numbers are 080 100 8100 from Morocco or +212 5 22 42 15 42 from abroad.

### What banking services are available through BMCE Direct?

The app offers a wide range of services including account consultation, transfers to BANK OF AFRICA and other banks, bill payments, prepaid card recharges, checkbook ordering, online subscriptions to cards and savings products, and comprehensive card management features.

### Can I manage my bank cards through the app?

Yes, you can manage your bank cards directly within the application. This includes personalizing card settings such as setting opposition, recharging, managing PIN codes, activating endowments, and enabling or disabling payment in foreign currencies.

## Version history (last 5 releases)

### 12.49.4 — 2026-03-03

You can open your account 100% remotely with the BMCE Direct application from BANK OF AFRICA!
A simple, fast, and secure solution, directly from your smartphone, without having to visit a branch.

### 12.49.3 — 2026-02-09

You can open your account 100% remotely with the BMCE Direct application from BANK OF AFRICA!
A simple, fast, and secure solution, directly from your smartphone, without having to visit a branch.

### 12.49.1 — 2025-10-24

You can open your account 100% remotely with the BMCE Direct application from BANK OF AFRICA!
A simple, fast, and secure solution, directly from your smartphone, without having to visit a branch.

### 12.49.0 — 2025-10-22

You can open your account 100% remotely with the BMCE Direct application from BANK OF AFRICA!
A simple, fast, and secure solution, directly from your smartphone, without having to visit a branch.

### 12.28.4 — 2025-01-08

You can open your account 100% remotely with the BMCE Direct application from BANK OF AFRICA!
A simple, fast, and secure solution, directly from your smartphone, without having to visit a branch.

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## More apps by BMCE Bank

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All apps by BMCE Bank: https://appshunter.io/developer/1372730000

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
