# BMI Federal Credit Union

> Mobile banking for credit union members to manage accounts and transactions. (iPhone/iPad app by BMI Federal Credit Union.)

- Source: https://appshunter.io/ios/app/bmi-federal-credit-union/id858796255 (this page in markdown: same URL + `.md`)
- Developer: [BMI Federal Credit Union](https://appshunter.io/developer/858796262)
- Category: Finance, Business
- Price: Free
- Rating: 4.90/5 from 3,466 App Store ratings · 114 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 201 MB
- Languages: American English
- Released: 2014-05-06
- Data updated: 2026-09-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bmi-federal-credit-union/id858796255/reviews.md

## What is BMI Federal Credit Union?

Our Mobile Banking application lets you check balances, pay bills, transfer funds, view transactions, and check messages from anywhere, anytime. It's fast, free and available to all BMI Federal Credit Union members. You can:

• Check balances
• Pay bills
• Deposit checks
• Manage your credit score
• Set budgets and track spending
• Access controls for debit/credit cards
• View pending transactions
• Create, approve, cancel, or view fund transfers
• View transaction history
• Send and receive secure messages
• Access branch hours and location information

## Key features

- Check account balances
- Pay bills and transfer funds
- Deposit checks remotely
- Manage credit score
- Track spending and set budgets
- Control debit/credit cards
- Secure messaging

## What do users think of BMI Federal Credit Union?

Overall sentiment: neutral

**Pros**

- 💻 Easy to use interface
- 💰 Great interest rates
- 🤝 Excellent customer service
- 🏦 Reliable banking experience
- 📱 Convenient mobile app

**Cons**

- 🐛 Frequent app crashes
- 🔒 Lack of advanced security features
- 🔍 Difficult to navigate
- ⏱️ Slow system response times
- 💳 Issues with mobile deposit

**Commonly reported bugs**

- Mobile deposit verification issues
- Incompatibility with newer iOS versions
- Incorrect account balance display
- Bill pay functionality not working
- Unexpected app crashes

**Most requested features**

- Landscape mode support for iPad
- Ability to make principal-only payments
- Notifications for secure messages
- Improved account transfer functionality
- Dark mode option

## Recent user reviews (10 of 114)

All indexed reviews: https://appshunter.io/ios/app/bmi-federal-credit-union/id858796255/reviews.md

### 5/5 — Love BMI FCU

*2026-06-19, version 4021.1.3*

Everyone is friendly and I have banked there for years.

### 5/5 — Longtime BMI member

*2026-06-18, version 4021.1.3*

Solid banking

### 5/5 — Tellers

*2026-06-18, version 4021.1.3*

The tellers are all very friendly & helpful

### 5/5 — Great Credit Union for 47 years

*2026-05-27, version 4021.0.2*

I joined BMIFCU in 1979. It has been my primary checking account for 47 years. Great service and low administrative fees!

### 5/5 — Always consistent.

*2026-05-19, version 4021.0.2*

The app always delivers well and keep everything well organized for me.

### 5/5 — BMI forever

*2026-04-03, version 4020.1.1*

I like all the enhancements that make it easier to get to the items I want to do. Response time is faster.

### 5/5 — App

*2026-01-18, version 4019.0.3*

I only communicate with BMI through the App

### 1/5 — Never works right

*2025-10-20, version 4018.1.1*

It's terrible design, mfa doesn't support aes encryption, and makes it a target for ransomware. The passcode through text to move money in your own account is stupid, and it's constantly down..

### 2/5 — App not loading

*2025-10-20, version 4018.1.1*

Tried unlocking my card for 2hours straight. All my other apps are working. Thanks a lot. I missed on a job that will put money in my bank account.

### 5/5 — Best

*2025-07-20, version 4017.2.0*

Best bank and best Interest

## Frequently asked questions about BMI Federal Credit Union

### What can I do with the BMI Federal Credit Union mobile app?

The app allows you to check your account balances, pay bills, transfer funds between accounts, and deposit checks from your mobile device. You can also manage your credit score, set budgets, track your spending, and access controls for your debit and credit cards.

### Is the BMI Federal Credit Union mobile app free to use?

Yes, the app is free to download and use for all BMI Federal Credit Union members. There are no charges associated with using its core banking functionalities.

### How can I manage my spending with this app?

The app provides tools to help you set budgets and track your spending effectively. By monitoring your transactions and categorizing your expenses, you can gain better insight into where your money is going.

### What security features are available?

The app offers secure messaging to communicate with the credit union and allows you to manage controls for your debit and credit cards, such as activating or deactivating them. It also provides access to view pending transactions and transaction history.

### Can I deposit checks using the app?

Yes, a key feature of the app is the ability to deposit checks remotely. This allows you to save time by avoiding a trip to the branch or ATM.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-19

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4022.0.0 — 2026-07-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-04

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4020.2.0 — 2026-04-07

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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## Related topics

[bmi federal credit union](https://appshunter.io/ios/topics/bmi-federal-credit-union)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*
