# BMI Mobile

> Sharia-compliant financial management and Islamic lifestyle app for registered members. (iPhone/iPad app by Koperaasi Syariah Benteng Mikro Indonesia.)

- Source: https://appshunter.io/ios/app/bmi-mobile/id1562467669 (this page in markdown: same URL + `.md`)
- Developer: [Koperaasi Syariah Benteng Mikro Indonesia](https://appshunter.io/developer/1562467671)
- Category: Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 15.0 · 69 MB
- Languages: American English
- Released: 2021-11-15
- Data updated: 2026-09-17
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bmi-mobile/id1562467669/reviews.md

## What is BMI Mobile?

BMI Mobile – Keuangan Syariah di Genggaman Anda

BMI Mobile adalah aplikasi resmi Koperasi Syariah Benteng Mikro Indonesia (Kopsyah BMI) 
yang memudahkan Anggota mengelola keuangan dengan prinsip syariah, kapan saja dan di mana saja.

FITUR UTAMA
Cek Saldo & Mutasi Rekening
   - Simpanan Sukarela
   - Simpanan Wajib
   - Simpanan Berjangka
   - Simpanan Berencana

Transfer Antar Rekening
   - Transfer ke sesama anggota BMI
   - Transfer ke bank lain
   - Riwayat transaksi lengkap

LAYANAN DIGITAL (PPOB)
- Pulsa & Paket Data
- Token Listrik PLN
- Tagihan Pascabayar (Listrik, Air, Telepon)
- Pembayaran Internet & TV Kabel
- Top Up E-Wallet (GoPay, OVO, DANA, ShopeePay)

FITUR MUSLIM LIFESTYLE
- Jadwal Sholat & Adzan
- Arah Kiblat (Kompas Qibla)
- Al-Quran Digital
- Zakat & Infaq

KEAMANAN TERJAMIN
- Login dengan Face ID / Touch ID
- PIN 6 digit
- Enkripsi data end-to-end
- Notifikasi transaksi real-time
- Logout otomatis untuk keamanan

KEUNGGULAN BMI MOBILE
- Prinsip Syariah - Sesuai fatwa DSN-MUI
- Mudah & Cepat - Antarmuka user-friendly
- Gratis Biaya Admin - Bebas biaya transfer sesama BMI
- Customer Support - Tim siap membantu Anda


HUBUNGI KAMI
Website: http://kopsyahbmi.co.id
Instagram: @kopsyahbmi

Catatan: Aplikasi ini khusus untuk Anggota Koperasi Syariah BMI yang terdaftar. 
Untuk aktivasi akun, hubungi kantor cabang terdekat.

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Koperasi Syariah Benteng Mikro Indonesia
Mandiri, Berkarakter, dan Bermartabat

## Key features

- Sharia-compliant financial management
- Account balance and transaction history
- Inter-bank and intra-member transfers
- Digital bill payments (PPOB)
- Islamic lifestyle features (prayer times, Qibla)
- Secure login with biometric options

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/bmi-mobile/id1562467669/reviews.md

### 5/5 — .

*2023-02-24, version 2.5.8*

Akhirnya update 🔥 bisa TF ke bank buat iOS …

### 4/5 — Update

*2022-04-14, version 2.3.8*

Ini belum di update pa? Gabisa transfer via antar bank

## Frequently asked questions about BMI Mobile

### What is BMI Mobile?

BMI Mobile is the official application of Koperasi Syariah Benteng Mikro Indonesia (Kopsyah BMI). It allows registered members to manage their finances according to Sharia principles, access digital services, and utilize Islamic lifestyle features.

### Is BMI Mobile free to use?

Yes, BMI Mobile is available for free. There are no administrative fees for transfers between BMI members, and the app itself does not require a purchase.

### What financial services does BMI Mobile offer?

BMI Mobile enables members to check balances and transaction history for various savings accounts (Sukarela, Wajib, Berjangka, Berencana). It also facilitates transfers to other BMI members and other banks.

### Can I pay bills through BMI Mobile?

Yes, BMI Mobile supports a range of digital services (PPOB) including purchasing phone credit and data packages, PLN electricity tokens, post-paid bills (electricity, water, phone), internet and cable TV payments, and top-ups for e-wallets like GoPay, OVO, DANA, and ShopeePay.

### What Islamic lifestyle features are included in BMI Mobile?

The app includes features for Muslim lifestyle, such as prayer schedules with Adzan alerts, Qibla direction finder (Qibla Compass), a digital Al-Quran, and options for Zakat and Infaq donations.

### How secure is BMI Mobile?

BMI Mobile employs robust security measures including Face ID/Touch ID login, a 6-digit PIN, end-to-end data encryption, real-time transaction notifications, and automatic logout for enhanced security.

### Who can use BMI Mobile?

This application is exclusively for registered members of Koperasi Syariah BMI. To activate your account, you need to contact your nearest branch office.

### How often is BMI Mobile updated?

The latest version of BMI Mobile is 2.7.8, and it was last updated on April 6, 2026. Updates typically include new features, performance improvements, and security enhancements.

## Version history (last 5 releases)

### 3.2.1 — 2026-09-15

- Penambahan kode OTP via SMS untuk aktivasi akun.
- Peningkatan keamanan dan stabilitas aplikasi.

### 3.1.3 — 2026-08-20

Memperbaiki bug pada info detail saldo aktif

### 3.1.2 — 2026-08-19

• Peningkatan alur transfer antaranggota.
• Penambahan validasi nama penerima favorit agar tidak tersimpan ganda.
• Penyempurnaan tampilan konfirmasi transaksi dan pengelolaan daftar favorit.
• Perbaikan stabilitas serta kompatibilitas dengan Android 16.

### 3.0.3 — 2026-08-05

• Penyempurnaan halaman detail dan riwayat Simpanan Sukarela, Wajib, dan Berencana.
• Informasi bukti transaksi kini lebih ringkas dan konsisten.
• Peningkatan kompatibilitas dengan Android 16 (API 36).
• Perbaikan stabilitas dan pengalaman penggunaan aplikasi.

### 3.0.2 — 2026-08-01

Versi 3.0.2 hadir dengan tampilan baru yang lebih modern dan nyaman digunakan.

• Penyegaran Beranda, Saldo, Simpanan, Pembiayaan, Layanan, Profil, dan jadwal ibadah.
• Riwayat Simpanan Sukarela, Wajib, dan Berencana kini lebih jelas, lengkap dengan filter serta bukti transaksi yang dapat dibagikan.
• Peningkatan performa, stabilitas, dan perbaikan bug.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-17.*